Susan J.

I thought E Trade was a great idea and would make my investment life so much simpler. Unfortunately, I was an early entry into the marketplace, and E Trade was totally unprepared and hadn't created the support and structure to operate. Literally, it took 3 days to execute on any orders. Then, the company was so difficult to work with and motivate. They were mean-spirited and unhelpful. I lost money simply because E Trade was useless and slow and out to lunch. Having worked with other securities brokers, I expected responsiveness during business hours. None. They came into this market without adequate employment to support customers, and refused to ratchet up to be there for customers, then insulted customers they had screwed over. They needed to have invested in their company. After experiencing losses due to E Trade's ineptitude, I wondered what the real back story was.

Phoenix Management Solutions, LLC, is a group of despicable frontsmen for dishonest sureties like American Bankers Insurance Co., and are willing to do the dirty work for hideous collection thugs, hiding out in Arizona, and doing everyone a disservice. What should take 60 days, takes a year or longer. Very difficult people looking for the most silly excuse to avoid paying insurance claims or going after innocent people harmed by others. How is it possible for horrible people like this to stay in business?

Rapid Legal gets your credit card then steals your money while providing poor to no services and lying to you about what they accomplished or failed to accomplish. Courier service to courts is very important and even more critical when the litigant cannot file papers. So, trust is paramount, but Rapid Legal cannot be trusted, and they just take money from your credit card on file without your consent, after dropping the ball and failing to perform. Avoid these guys.

The academics at the University of San Diego are at the bottom. With all the school administrative positions, and their cushy, fat salaries, little funding is left to attract academic talent or scholars. More than 50% of the teaching staff have poor English language skills and are nearly incomprehensible. Even math teachers at the school have difficulty with ordinary addition and subtraction. The library is mediocre, but could be worse. Because the school is Catholic, they are able to entice donations from rich Catholics hoping to see their name plastered somewhere as a legacy, but there is no possible legacy with the mediocre and lackluster performance of these legacy campus groups. No one at the school is doing anything worth noticing. This school is all about money and superficiality. Then there are school employees who are harming students with impunity, no different than priests raping small children with impunity. All harm gets swept under the rug. The leadership is worthless. Go elsewhere and save your money. While the business school is the only useful academic program, the law school is run by Jesuits who hate America.

Products and companies whose success depends on ratings are well known for paying people to provide good and positive ratings. The ratings on this website, Niche.com, are worthless. The idea of rating colleges is excellent. 120 total people is completely inadequate for publishing ratings, especially at a college that costs almost $50,000/year to attend. And, so much important information is missing and concealed. Niche.com is superficial and useless for making any important decisions about where to go to college.

The idea behind Sierra Trading Post is that folks wanting to buy outdoors wear more cheaply can wait for prices to drop for older models, 2nds and oversolds. Like many products made in China, the Chinese use dangerous chemicals, harmful to life and limb, literally. This company sells these dangerous products without any disclosure. If you want a refund, they will make you wait six (6) months or more. It just wasn't possible to trust this company any more for me, and I have stopped. Looks like they harmed a whole lot of other folks, too.

The couple who own the farm and allegedly own/run the dehairing operation are total scam artists. They stole more than 350 pounds of extraordinary cashmere from me, long length and very fine, about 75% brown, red and dark brown colored cashmere, the other 25% being white fiber. They held the cashmere for 2 years without processing it. Allegedly processed it at a price more than twice what they now charge at a secret facility where the fiber was trashed, lost and stolen. They refused even to send on samples of the mess they had created. I had technical records of the fiber length and yields, and these scam artists lied and cheated, threatened and ignored the plain facts. Their own goats are spotty and have never won any awards. They refused to get involved in the actual cashmere industry, yet their website gives them credits that simply never happened. You don't want anything to do with this business, and save your money and don't pay the $20 they want to come to their dirty, overcrowded farm. The dehairing machines, if they ever existed, are held elsewhere. I was forced to leave my 350+ pounds of fiber in their driveway. Disorganized. Out to lunch. Excessively spectral. There are no actual photos of real product on their website because the entire operation is only a scam.

Yes, I was hacked and all the information on my emails and laptops was taken and everyone was the victim of hacking and identity theft. Because even identity thieves need to get credit cards and checks in the mail, somewhere you can locate the mailing address they are using. Here's what I discovered about Pentagon Federal Credit Union out of Virginia. They give cards and checks to any thief who has very simple information about their victim. Pen Fed Credit Union is the easiest way to keep stealing and boy, don't the identity thieves know it. Pen Fed doesn't care how many fraud alerts are out there about the theft and hacking. Pen Fed doesn't care how sloppy the presentation is. Whoever is running Pentagon Federal Credit Union is making Hay off hackers and identity thieves and laundering stolen money. Maybe the rules in Virginia protect them? Maybe the fact they are a federal credit union protects them? All I know is that Pen Fed gives cards and checks and fake banking platforms to thieves, and lots of thieves know it. If you've had a Pen Fed fake account holder try and grab $60,000 from one of your bank accounts, you'd know what I was talking about. And, the thieves did that AFTER I'd already written to Pen Fed three (3) times that the "new" accounts were fraudulent. Pen Fed does not care!

These government bureaucrats multiplied their government networks into a seedy cover for graft, corruption and the use of government funds, primarily tens of millions from U.S. AID for foreign leader pay offs while enjoying cushy jobs, luxurious rentals, excessive T&E and nepotism. There is not even the slightest value added by this pseudo consulting company with a fat pipeline that needs to be drained if regular Americans are ever to rise to middle class status again. Its core leadership is dishonest and drunk on their own power.

This review not only complains about America's First/1st Choice Home Club ("AFC") but about the advertising process where top reviews are claimed but cannot be read or disputed, and no new reviews can be made. Clearly, AFC spends lots of money creating alleged industry praise. Their online website where you go to read through all the details and get a quote is defective. Lots of redundancy and defects, and there is no way to print or obtain a final quote if you don't just simply choose the gold, silver or lead plans. If you try and add a pool, there are different prices, but no way to sort through and obtain a final quote. When you reach one of AFC's sales people, they refuse to give you a quote you can use in an escrow. AFC doesn't know how to go from the verbiage to the quote to an official quote that can be used. AFC's sales people are haughty and hostile. There is no customer service and no intelligence behind the aggressive advertising. I lost 2 weeks just trying to get to a place where we had a policy/contract. Couldn't get there and couldn't get past the rude sales folks. Maybe it works if you live in Georgia.

Staples hasn't hired a manager or employee with an IQ over 86 in more than three years. Staples is so overpriced, it's a waste of time to even park in front of the store. They got traction for opening a business center for faxing, copying and business needs, then promptly stopped staffing it at all, or if staffed, staffed with totally incompetent, unskilled people with no customer service skills of any kind. Staples is so anti-customer, I've had to wait 45 minutes to use a copy machine. They have a new scam they are pushing where you are forced to buy a card you fill with money, and they hope you'll forget to use. The unpleasantness of the staff is exceeded by their demented managers whose bluster is so absurd as to be slapstick. I have not found even one half decent Staples store in the 4 state region where I need business services. I predict they'll close 50 stores in the next 6 months. Their competition must realize how lame they are. Worthless. Overpriced.

Here is another group of pseudo high techies who want to be rich, rich, rich off the sob stories of folks who want and need things. The truth is that GoFundMe openly censors requests they just don't like or if their sponsors, like Big Pharma, tell them to censor. GofundMe absolutely will not support any funding request that involves real issues, real causes and important civil rights. These are the same cry babies who need a safe room as adults to spend hours on their adult coloring books and gaining expertise with Playdough. Snotty, smug and pocketing money on other people's sob stories without any concern whatsoever for protecting inalienable civil rights or those victimized by the despicable abuse and misuse of official power. GoFundMe lack any compassion, empathy or support for the few courageous Americans who are standing up for the rights of all Americans. Shameful.

Pdf filler claims that you can fill in statutory forms and print FOR FREE. It's a total lie! After you've spent an hour filling in the form and are ready to print, the truth comes out. You have to pay for the printing, or you cannot print. Despicable Liars.

Disgusted with Amazon.com, I actually tried for the first time in 4 years to purchase goods on eBay. Good Grief. The advertisement for the goods was a total lie. Let me get this straight, eBay gets its cut for creating the marketplace, and, then, it's Buyer Beware. The goods were not new as advertised, and the goods were totally defective. It doesn't get much worse. EBay does all these tricky maneuvers to hold on to your money for weeks and weeks. What a bunch of deceitful, fraudulent players. What a lousy company from top to bottom, and these worthless "sellers" are frauds and con artists. Never Again.

Does FedEx really have absolutely no competition? FedEx charges an arm and a leg, makes specific promises, then defaults and messes up in every way possible. Just Awful. So expensive and yet so unreliable.

One more dishonest business that hides and conceals the relevant information. You try to send a gift or make a donation, and We Pay comes into the transaction without your knowledge or consent, and in the process takes a fee without your knowledge or consent. There is NO disclosure. Nothing is transparent. Fees are taken. You are screwed.

Honey Fund is part of a larger business effort to get the business of those organizing weddings and large parties. Their services are not transparent. Honey Fund and its partner WePay fail to disclose material and relevant information like hidden fees and charges. People send money only to discovery that without their knowledge or consent, fees have been taken from that money. I felt robbed. Had there been any disclosure, I would have opted out of the Honey Fund and We Pay rip offs. Send checks directly or hand the donees cash to their person. Do not use these Frauds.

Mercury News is a mouthpiece for the official view, also known as official party line. They've gone online now, but don't try and write a comment as Mercury News censors and eliminates any comments other than the official party line, or the "story" being paid to be printed and promoted. So, if Mercury News leaves out the facts and the truth, don't worry, that's because the slanted version they print, leaving out important and material facts, is the official party line. George Orwell would be impressed with this self-appointed organ for the Ministry of Truth's Think Speak.

I was thrilled when Airbnb.com got started. It proved that competition is good for the market, but in the past year, Airbnb has hired a number of power abusing individuals who are promoting the company by siding with fraudulent, deceitful and dishonest "landlords". Airbnb employees are pulling "rules" out of blue sky and willing to stomp on any customer defrauded. I'll never use Airbnb.com again. The advertisers cannot be trusted. If the rental ad tells me how secluded and quiet the place is, and it turns out to be right above a major freeway, Gee, why was that information concealed? Same with the situation I just encountered where the advertiser was actually and secretly living in the garage for the rental. When I felt that there was a Peeping Tom creeping by the rental numerous times during the night, I learned the truth. Airbnb.com just doesn't care. No customer service, and totally apathetic about these fraudulent advertisers. I'm done with them.

I had heard from a half dozen folks that within 100 miles after going to a Jiffy Lube, their cars all broke down, requiring lots of repairs. I went to a Jiffy Lube in Northern California, and they failed to put in the necessary amount of oil. I picked up a quart of oil at an auto store, dumped it in, and drove on. I should have learned my lesson, but didn't. I went to a Jiffy Lube in Sherman Oaks, CA where I was working for a few days. I stayed with the car to ensure that something was done as in adequate oil replacement, but when I handed my bank card to them, they took several hundred dollars more than the overpriced oil and filter change fee. They scoffed and laughed at the LAPD and told me I'd have to sue them for my money they just stole. The LAPD officer walks in to a private office and comes out with a smile on his face and tells me to sue them. When I asked if I could walk off with a couple hundred dollars of merchandise it seemed that such an act would be considered a crime, but Jiffy Lube's theft of my money was not. This is a business to avoid like the plague. I wrote to their corporate offices, and that was entirely useless.