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NetSpend

How would you rate NetSpend?
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California
1 review
0 helpful votes
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DO NOT BUY THIS
February 6, 2024

This is a scam in broad daylight. They market these cards as gift cards in stores, but they tack on fees for every transaction and even charge for inactivity. It's a complete rip-off.

Date of experience: February 6, 2024
Eric L. NetSpend Rep
over a year old

We are sorry to hear that you had a bad experience with Netspend. We will be glad to assist you with your concerns with the fees and provide a proper resolution. Please reach out to us at social@netspend.com. We will be gladly to assist you with your concerns and resolve the issue.

Michigan
1 review
10 helpful votes
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SCAMMERS
September 22, 2020

Ive had money taken off my card unauthorized! I filed a dispute and now its been months. They say there still investiagting. They keep blowing me off every other agent gives a further and further date for the next update. They just keep your money and play games. I highly recommend to stay far far away from this scammers at netspend. I dont see how they can legally operate with being blatant scammers. If i could get neg stars i would

Date of experience: September 22, 2020
Georgia
1 review
4 helpful votes
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Don't use
August 14, 2021

Bought a PayPal prepaid card put $120 on it when I went to activate it I was told by netspend that I can't have a netspend account. Mind you I have a small business account with them so I asked about that and was told it was closed but I never received the money from that account. The lady then tells me that they will send me a check for the $120 and review my small business account to see why I have not got the money from that account. I will not recommend this company to anyone.

Date of experience: August 14, 2021
Eric L. NetSpend Rep
over a year old

Hmm, that doesn't sound right. We'd like to look into this. Please email us at social@netspend.com.

Thank you,
Netspend

Tennessee
1 review
2 helpful votes
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I changed my mind about getting their card. I repeatedly tried to call them to cancel the card, but it is impossible to get through ro a person. I will just shred the thing if send it to me. I will never use this card with shoddy customer service like this.

Date of experience: July 17, 2018
Eric L. NetSpend Rep
over a year old

Dear James,

We regret to hear about the poor service you experienced with canceling your card. Please email us at social@netspend.com and we will have someone contact you to make sure your concerns are addressed.

Thank you,

Netspend

Indiana
1 review
0 helpful votes
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This is the worst card ever. I am current in the process of filing a lawsuit contacting and filing complaints with FTC and BBB, consumer division, and Michigan attorney general. I just purchase the card loading money on there and they locked my money over false fraud protection. Cause me to be put out of my hotel room cause the card was locked. I sat in the hotel lobby for hours on the phone trying to get the problem straightened out. I had no money for food and had to wonder around for hours trying to find somewhere to go with luggage. They don't care about they customers once they get your money. I advise no one to used this card.

Date of experience: July 9, 2021
Eric L. NetSpend Rep
over a year old

Your personal information and Card Account security are very important to us. If we detect suspicious or high risk activity, your Card Account may be suspended/ blocked, in order to verify information with you. We understand this can be an inconvenience, but we can assure you that it is only meant as a protection of your Card Account.

For assistance, please email social@netspend.com.

Thank you,
Netspend

Virginia
1 review
1 helpful vote
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Absolute Extortion
July 13, 2019

Never buy a Netspend prepaid card, they market them under various labels so check online before buying any prepaid.
I left a complaint with this company that details it but basically they lock your money if they cant verify your addres, well ok thats fine. But the amount of BS you have to go through to get unlocked is incredible. At one point the rep on the phone even admitted "yeah that proves you moved their" but still they wouldnt unlock the account. I dont know what they are doing with my money but never buy a netspend prepaid card.

Date of experience: July 13, 2019
Eric L. NetSpend Rep
over a year old

Hello Eduardo,

We are sorry to hear that you are having difficulty activating your card. We would like to speak with you directly about this issue. Please send an email to us at social@netspend.com with your contact information so that we can reach out to you directly.

Thank you,
Netspend

New York
1 review
1 helpful vote
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I dont recommend anyone ever to get a netspend card they steal your money and always have a excuse lets say for instance i applied for a card they end up sending me two cards at once one was a good card other was a dummy card i filed my taxes in couldn't get my money because now they say need to prove identity but as I tried to explain how if my house just burned down i lost everything and was counting on my taxes to move now im just out of luck

Date of experience: September 3, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear about your experience. For assistance, please email social@netspend.com.

Thank you,
Netspend

Texas
1 review
0 helpful votes
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Frauds!
September 14, 2023

This company is fraud! I received a gift card and used $10 on it, tried to use another c $15 and it was declining, I found that odd as I had just checked the balance. I checked my account later that day and saw my balance was $0.00 and I had a pending transaction for the remaining balance at the location my card was declined at. After calling and speaking with them I was told that they saw a partial balance was used which didn't make sense because the total of the charge was less than the balance in the card. They are not doing anything to get my funds back and I believe it's because they did something shady to take the funds in the first place. Ridiculous that they want people to link their direct deposit to them when they steal money

Date of experience: September 14, 2023
Eric L. NetSpend Rep
over a year old

We are happy to speak with you about the transaction history for your Netspend prepaid debit card. Please email us at social@netspend.com.

Thank you,
Netspend

Indiana
1 review
0 helpful votes
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Dont use this card
December 10, 2019

I been using this card 4 awhile but all of a sudden when im trying 2 pay 4 my cable an went online 2 use it to come 2 find out netspend put a hold on my funds 4 what reason i dont know an my bill is due on the 10th of dec 2019

Date of experience: December 10, 2019
Eric L. NetSpend Rep
over a year old

Hello,

We are sorry to hear this.

Your personal information and Card Account security are very important to us. If we detect suspicious or high risk activity, your Card Account may be suspended/ blocked, in order to verify information with you. We understand this can be an inconvenience, but we can assure you that it is only meant as a protection of your Card Account.

Please email us at social@netspend.com with your contact information so that we can reach out to you regarding this issue.

Thank you,
Netspend

Montana
1 review
2 helpful votes
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Garbage
February 18, 2020

Can't understand the guy in customer service. He activated a permanent card but somehow the money on my temporary card has been lost. It wasn't much but it was mine. He denies I had any money on there and now I am livid! Do not use net spend they are lying thieves. Greendot is way better never had a problem with them!

Date of experience: February 18, 2020
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. We are happy to look into your account with you. Please email us at social@netspend.com for assistance.

Thank you,
Netspend

New York
1 review
0 helpful votes
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Do not use or open accounts with them scamm I did direct deposit my job biggest mistake I ever made in week I have to call them 20 times eveytime I use the card my account blocked seriously every single time I did ready cancel the account with them you will be so sorry if you do open account with net spend

Date of experience: July 27, 2024
Eric L. NetSpend Rep
9 months ago

Hello Evgin,

We are hear you had so much complication with your account. We will like to resolve your issue. May you please contact us directly at social@netspend.com for further assistance regarding your account. Please provide your name and contact information to reach out to you directly.

California
1 review
0 helpful votes
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NETSPEND is a joke do not open an account!
July 15, 2022

I've never left a bad review for anybody but this is the worst customer service I've ever had the misfortune of dealing with. Not only was I put on hold twice for over 45mins while waiting for a supervisor(which never came). They locked my account because of an unauthorized charge which is understandable but then I was told I couldn't use my money until I get a new card which can take 5 business days and there would be no other way to access my funds. I was told at the end by a representative that I should be grateful they were sending another card hahahah wow incredible. Worst experience I've ever had dealing with customer service in my 35 years of life. I will get my card and withdraw all the funds and close the account immediately. How can a place that charges money to keep an account open act like this towards their customers? I wish there was a way I could rate this zero stars.

Date of experience: July 15, 2022
Oregon
1 review
0 helpful votes
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Biggest scam in cards
September 3, 2021

Be very careful not to buy these cards. They are a huge scam. They are not gift cards but look like they are. They require more information than you should give and when you try to get your money back, they charge $5.95 per month and then $5.95 to get what money is left on the card back, plus talk with an foreign county that doesn't understand what you say.

Date of experience: September 3, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you are unhappy with your purchase.

Netspend offers prepaid debit cards, not gift cards. Like other financial companies that issue debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

For questions about our products, or for assistance with using your card, please email social@netspend.com.

Thank you,
Netspend

Maryland
1 review
1 helpful vote
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Trash
October 5, 2021

Don't do business with them they steal your money and then lie and say they gave it back but don't show in your account nowhere to be found. Then they customer service is the worst in the world. They don't know how to do they job. So i advise you not to do business with them at all

Date of experience: October 5, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you are unhappy with your card services.

For assistance, please email social@netspend.com.

Thank you,
Netspend

Florida
1 review
1 helpful vote
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Don't do it
December 19, 2022

I purchased two of these cards from Walmart and tried to activate them multiple times through their telephone Representatives. None of these people would help. They just continue to send me to an automated system that I repeatedly told them is not working for the cards. They refuse to help and now I can't return them to Walmart and I have no money and no card. Do not get this card

Date of experience: December 19, 2022
Eric L. NetSpend Rep
over a year old

We're sorry that you weren't able to complete the activation process. For assistance, please email us at social@netspend.com.

Thank you,
Netspend

North Carolina
1 review
0 helpful votes
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I bought a NETSPEND card and these idiots could not activate it and now i know why they have a one star rating on here. I must tell you that the one star is a lot more then they deserve. Every one i talked to their was a complete idiot please do your self a favor do not ever use this company.

Date of experience: July 13, 2022
Kentucky
1 review
0 helpful votes
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I purchased a $100 card plus fees at Walmart for my daughter to take to collage. I chose it because it was reloadable and I could send her money as needed. The card does not work. After 7 months the still claim my account needs further identification, for a prepaid card! That I cant get a refund on! I'm retired. I know $100 is not a lot of money to most but for me on Social Security its a tremendous amount. I recently discovered that The Federal Trade Commission is mailing more than 430,000 checks totaling more than $10 million to people who could not access money deposited to their NetSpend reloadable prepaid debit cards. They are thieves. Plain and simple. DO NOT BUY Every time I call I get a out of the country person who seems to not understand the problem!

Date of experience: January 20, 2021
New York
2 reviews
1 helpful vote
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Still waiting for refund
October 20, 2021

Bought a nexspend card and added $500 to it. Activated it and sent in my id. Went to use it and was declined. Told I not accepted and will return my funds to my address on file. But how long must I wait for my money! Emails unanswered and phone calls get put on hold for over 30 minutes. They terrible

Date of experience: October 20, 2021
Eric L. NetSpend Rep
over a year old

We are sorry to hear this.

We can check on the status of your refund check. Please email us at social@netspend.com.

Thank you,
Netspend

Florida
2 reviews
0 helpful votes
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Net spend sucks, they are extremely extremely bad. They don't put direct deposit into account when they are supposed to, they take forever to update and terrible terrible customer service and I was on the phone for over 50 minutes.

Date of experience: May 31, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that your deposit hasn't arrived as early as expected. Unfortuantely, we don't have control over when they are sent to us.

If you have questions about the direct deposit process, please email social@netspend.com.

Thank you,
Netspend

Idaho
1 review
1 helpful vote
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Netspend RIPOFF
September 20, 2022

Netspend ripped me off of $150.00! I bought a prepaid card and a fraudster got ahold of my card and tried to take my money. When I addressed the problem Neyspend ran me around for three weeks until they finally told me I was SOL. Even with the receipt! What a sham! Sean Olsen

Date of experience: September 20, 2022
Eric L. NetSpend Rep
over a year old

For assistance with reviewing your transaction history or filing a dispute claim, please email social@netspend.com.

Thank you,
Netspend

Overview

NetSpend has a rating of 1.4 stars from 435 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with NetSpend most frequently mention customer service, social security and debit card. NetSpend ranks 15th among Debit Card sites.

service
212
value
208
shipping
37
returns
41
quality
199
This company responds to reviews on average within 1 day
+82