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NetSpend

How would you rate NetSpend?
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California
1 review
3 helpful votes
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Colossal Waste of Time
September 7, 2023

Purchased the card and placed $200 on it at time of purchase. Activated the card. First time that I tried to use the card it was denied and advise me to call customer service. Customer service informed me that I was no longer eligible for the card ad they would charge me a fee to refund the balance. Overseas call center reading from a script is always a frustration. I don't recommend Visa or the Netspend BS Debit Card.

Date of experience: September 7, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear that.

For questions about receiving your refund, please email social@netspend.com.

Thank you,
Netspend

Nevada
1 review
0 helpful votes
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I went to Walmart and bought one of these cards. I go online, make an account, and they refuse to let me in. This is ridiculous, if I put the money on the card I should be able to use the money! Customer support was just as unhelpful. Called Walmart to get a refund and they said it wasn't their problem. Avoid this company at all costs.

Date of experience: September 6, 2022
Eric L. NetSpend Rep
over a year old

We apologize for the difficulties you experienced while registering with us. If you are still needing assistance, please email us at social@netspend.com. We will be happy to help you further.

Thank you,
Netspend

Pennsylvania
1 review
3 helpful votes
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Closed my account!
March 29, 2021

2 weeks ago i had 2500 storm from my account. I have used netspend for years. I filed a dispute and was told they didn't find any fraudulent activity. Bull$#*!! Then today i go to use my card and its not working. I call to find out why and i was told I AM NO LONGER ELIGIBLE TO BE A CARD HOLDER. I asked my and they said because to much fraudulent Activity. I flipped out. You can't give me back what was stolen and said you didn't find any issues. But then you did find fraudulent activity And shut me down completely! I still have 6,000 in my account and im a mom of six. On so scared i wont get my money back. Im so sick to my stomach about all this.

Date of experience: March 29, 2021
Eric L. NetSpend Rep
over a year old

Hello,

We are sorry to hear that. We can look into this for you. Please email us at social@netspend.com.

Thank you,
Netspend

California
1 review
3 helpful votes
Follow Clinton M.
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I have the Washington Mutual/netspend Account. If you have a dispute and you want to talk with customer service about it forget it. I don't care how much you lost I don't care if they even did it it's illegal scam you've lost your money it's gone and no one will help you. There's nothing you can do it's illegal scam I should start a couple like this I'll make money hand over fist and there's nothing anybody could $#*!ing do about it.

Date of experience: May 1, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear about your issues. Please email us at social@netspend.com if you are needing assistance.

Thank you,
Netspend

Maine
2 reviews
1 helpful vote
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I have been with netspend for 10 years and never had an issue, all of sudden, I am 2$ over and thats fine, but I have received an email in my mailbox saying that they have new fees. So in retrospect, I spent 2$ extra and had to pay 50 plus dollars just to use my account again. Horrible people. Will be switching banks. NEVER AGAIN..

Date of experience: August 4, 2022
Eric L. NetSpend Rep
over a year old

That doesn't sound right. We can review your fee plan and features of your card with you. Please email us at social@netspend.com.

Thank you,
Netspend

Arizona
1 review
1 helpful vote
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I bought a Netspend card on 01/07/23 and was not able to use the card after activating it. They blocked my card and I could not make any transactions or withdraw money from an ATM. I spoke to 6 different customer service reps from 9:30 a.m. to 2:30 p.m. (unacceptable) and was placed on hold and sent to recordings numerous times over and over even after requesting to speak to a supervisor. THIS CARD IS A RIPOFF as I still have not used my card or gotten my money back. I closed the account and hopefully they send my hard earned money back that I had originally loaded on at a FRY's grocery store.

Date of experience: January 9, 2023
New York
2 reviews
0 helpful votes
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Netspend Visa cards seem like a scam. I could not activate my card using the automated system. The customer rep. That I finally was able to reach by dialing "0" several times on the menu pretended to take my info. Then booted me back to the automated menu. And Speedway will not refund your money, which is where the card was purchased. $100 down the toilet.

Date of experience: September 25, 2022
Vermont
1 review
1 helpful vote
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I'm upset!
February 26, 2023

Integrity is not the strong suit of this company. They don't really know how to help their customers and they don't care. And if you're stupid enough to get an account with them or start an account with them, be aware that they will never ever have a solution that is going to be satisfactory. You're better off getting an account with a company that doesn't give a $#*! about you and will close your account if you get hacked I'm calling out Bank of America capital one and Chase Bank. Even though I'm calling them out those are much better than NetSpend.

Date of experience: February 26, 2023
Eric L. NetSpend Rep
over a year old

If you need assistance with a Netspend card account in your name, please email us at social@netspend.com.

Thank you,
Netspend

West Virginia
1 review
2 helpful votes
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Worst company ever!
December 27, 2022

They received a "suspicious"phone call on a Thursday. I was not notified at all. That following Friday my account was hacked and almost 400 dollars was stolen from me two days before Christmas. After money was transferred they then put a hold on my account, they refused to give me any information and I had to call several times to even speak with someone. They also refused to investigate or refund my money. Do not bank with them! They don't even deserve one star but I don't have a choice.

Date of experience: December 27, 2022
Eric L. NetSpend Rep
over a year old

That doesn't sound right. In order for us to understand the issue you are describing, please email social@netspend.com with some details.

Thank you,
Netspend

California
1 review
1 helpful vote
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They are a fraud
July 31, 2023

Don't trust them don't even try to get a net spend card because they will scam you and they will not give you a refund they just played game with you they are a fraud for stealing for me, and not giving me a refund on my money back I have all the proof off it in is really one months pass without my refund so please be careful with netspend

Date of experience: July 31, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear about your issue. For assistance, please email us at social@netspend.com.

Thank you,
Netspend

Texas
1 review
0 helpful votes
Follow Keshionne G.
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They took my money out my account close my account and told me they going to mail a check to me. I am 30 miles away from my house. I use the car for Ubers I recommend no one I mean no one to get a card from these guys you will be stuck out just like I am …. This company do not know how to do business try another card you guys would not regret it. If you do this card you will regret it

Date of experience: October 16, 2023
Eric L. NetSpend Rep
over a year old

We don't recommend posting sensitive information on public websites. To speak with us about your concerns, please email social@netspend.com.

Thank you,
Netspend

North Carolina
1 review
1 helpful vote
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Scam
September 22, 2021

My son received a Netspend prepaid card as a gift. We had an issue activating it so I called customer support. They said their was an issue verifying my identity. After going around in circles for too long trying to verify who I was they finally offered to send a check for the amount of the card. Well, I received the check but it's $5.95 short of the amount. Apparently they charged me a fee for their problem.

Date of experience: September 22, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear about your experience.

Netspend offers prepaid debit cards, not gift cards. To speak with us about your concerns, please email social@netspend.com.

Thank you,
Netspend

Michigan
1 review
0 helpful votes
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Just Terrible
August 21, 2023

Customer service bad, holding people money not releasing it to the card. Then you call and update your information and when you call back they still have the old information. And it's always we got a new system!

Date of experience: August 21, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you aren't happy with your card services. If you are needing assistance, please email social@netspend.com.

Thank you,
Netspend

North Carolina
1 review
1 helpful vote
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I have had the worse experience with these people I have literally been on hold for over an hour has asked to speak to a supervisor twice and still on hold do not do business with this bull $#*! $#*! company

Date of experience: July 24, 2020
Florida
1 review
0 helpful votes
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I informed Netspend that my account had been compromised. They canceled my debit card but didn't restrict my online account so someone was able to use my account and steal 2400. 00 out of my account after I informed them my account was compromised. They decided to close my account. I'm having a hard time getting the remainder of my money that was in my account. The customer operators are being really nasty. They won't give me any useful advise about whats going on with my account. I've been with them for at least 10 years. Never again they let me down. They get a -1 star.

Date of experience: March 6, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. Please email us at social@netspend.com so that we can look into this for you.

Thank you,
Netspend

Washington
1 review
9 helpful votes
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Fees are inhumane
June 25, 2020

Charged a 1.00 for receiving a direct deposit from my job. Also was charged $200 in fee's alone FOR using my own money. They just make money from fees and this is definitely a bad way to keep your money safe. Just keep it at home or pay the bank and keep your money safe. I would suggest not ever using a prepaid card. They are working night and day to stay your hard earned dough. NetSpend should be NEGspend because you'll soon be in the negative.

Date of experience: June 25, 2020
Arizona
1 review
4 helpful votes
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Do not use this company they not only will charge you ridiculous fees to do any type of transactions they also take money for non transactions even though you have me transactions and they're saying your card has been locked no one wanted to help you but they take the last little bit of money you have on your card and $#*! you over

Date of experience: August 23, 2020
Florida
2 reviews
3 helpful votes
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Had daughter pick me up a net spend card to make a online payment so I didnt have to drive 32 miles to make a bike payment do not use this company if you want to see your money again just go hand it to some random person

Date of experience: June 10, 2020
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you are unhappy with your services. For assistance, please email us at social@netspend.com.

Michigan
1 review
2 helpful votes
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After 3 to 4 years of having my card. When I called I never understood the people that answered the phone and most of them didn't know what they was doing... I cancelled all my cards and will Never used this card again... Be careful with them because they CROOKS

Date of experience: August 14, 2020
Eric L. NetSpend Rep
over a year old

Hi,

We're sorry to hear that you are unhappy with your services. We'd like to speak with you to get more information about the issue you had. Please email us at social@nestpend.com.

Thank you,
Netspend

Georgia
1 review
0 helpful votes
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I been with netspend for 5 years and my account was hacked. Scammer took almost $400 and netdpend decided that it wasn't no error found, no provisional credit and case closed within 10 days. If your money is compromised please don't waste time contacting them. Just don't deposit any more money into the account bc they are full of BS

Date of experience: April 26, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear that. For questions about your dispute claim, please email us at social@netspend.com.

Thank you,
Netspend

Overview

NetSpend has a rating of 1.4 stars from 435 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with NetSpend most frequently mention customer service, social security and debit card. NetSpend ranks 15th among Debit Card sites.

service
212
value
208
shipping
37
returns
41
quality
199
This company responds to reviews on average within 1 day
+82