Chime

Myself and my fiance ordered furniture from John v Schultz in May chime allowed John v Schultz to charge me three times for the furniture and result is I canceled my order and still have not received my money back on my card and every time we call chime about it they're telling us it's the furniture place when I have emails proven that they have released my money it's chime I wouldn't recommend this to anyone...

Chime is the worst don't do business with them because my card got hacked serverl times and they don't do anything about it they closed my account with no warning right on my payday

Chime stole what I had left to live on I am on Social security I only have $299 left they are keeping in and and nog going to give it back as far as I am Chime is a Scam no I can't buy no food on house hold items cat food or litter until next month so we won't be eating until next month I am 76 going to Call BBB

Do NOT fall for the false advertising of their Credit Rebuilding Program! They only lure people who are trying to improve their credit buy getting them to have their entire checks direct deposited in a Chime holding account and then, even after they send you a Visa debit card, and verify who you are, when you try to activate the Credit Rebuilding Program, that has to be done in the Chime App, it says your denied because they cant verify who you are!

After complaining to Chime about it, they then requested I send them a picture of me holding my Driver's License, up to my face next to me holding a plain piece of paper with the date written on it! After I complied with the request, the Chime App still denied me with the reason being, once again, they could not verify my identity! Now Chime is saying their is nothing they can do about it! FALSE ADVERTISING at its best.

They now have all of my money and personal information and home phone number and more. They wont even tell me what I can do to try and further the validity of the person they already had me verify on multiple occasions to no avail.

Closing my account! Good luck if your going to sign up with these shysters!

I had unauthorized transactions on my account even though I had my transactions were turned off for both my credit builder card and my debit card and I haven't even activated my new debit card because I am. afraid to with how much I've had stolen from.my Chime account from. Scammers and I filed a dispute for these transactions with the Chime dispute department. I got an email today stating that they concluded their investigation and determined that there was no error so they are taking the credit of 41.95 out of my account that they had given me while they were investigating my dispute. Funny this is the 41.95 is no longer in my account because I once again got scammed for 39 dollars by Instacart once again with my transactions turned off and no active debit card. Chime you are a huge disappointment it's obvious my hard earned money isn't safevwith Chime so.Im closing my Chime account as soon as I can
Chime is literally allowing these scammers to take food and shelter away from my family and we are already struggling not ok! I can't make my mortgage payment now because of all of the money I have had stolen from.my Chime account by scammers

The 1st year and a 1/2 I was doing fine with chime any time I had a problem that fixed it with no cancelations In the past couple of months however I get a fraudulent chargeThey deactivate my credit builder Then my debit card which was supposed to block a certainCompany from taking money out of my account they let it go through And then deactivate my card When I called and asked them why it went through When they were blocked from doing so I am and over the road truck driver I depend on my card To be able to buy food and something to drink while I'm out for weeks at a time All they can tell me now is I could use my online card but I can only do online purchases I can't go to an ATM or get anything over the counter at any store With the money that I still have in my account So basically it leaves me with no money for food or something to drink the whole week I'm out on the road I'm very upset with these people will never do this again with chime

My chime card was stolen I called chime to get another card sent out to me and they keep lying and saying they've sent me out a card this been going on a month an a half the supervisor said since I've had so much trouble on receiving the chime card that he'll send the chime card Express mail well he even lied about that it's been lies apon lies apon lies i have traumatic brain injury and 2 types of seizures and they know it and still they treat me like dirt i shure hope they Don't do the same thing to anyone else why im writing this review on chime I don't like liars or business that lies

As a business Chime should be pro- active in protecting their online presence by assigning a dept to monitor the scam ads and taking steps.

I have been banking with Chime for over 3 years and I've never had a problem until recently. I have the credit Builder card which they keep hassling you to get so they can make money on the credit card purchases cuz that's how they make their money but anyway each month when I get my direct deposit into my checking account they automatically transfer 25% of that to the credit Builder card that is the monthly payment on the card I just got a notice from Capital One which I also bank with that my credit score dropped 57 points because Chime reported to the credit bureaus that I had not made a payment to them since November 1st and I was delinquent, they have destroyed my credit. If that isn't bad enough there is a $35.64 hold or AKA pending transaction that has been on my credit Builder card for over a week and Chime is refusing to remove it. I have never heard of any financial institution that does not allow pending transaction holds to be removed after 7 to 10 days. If I don't know if they have changed ownership I don't know what's going on and I don't know what I can do about it

I HAVE REACHED OUT TO THE FTC, PISSED CONSUMER,BBB, MY LAWYER AND I WILL KEEP GOING!
When you call from the number on your account, the system tells you it has verified your info and gives the option for a callback when you answer the call it says that everything is verified and then helps in whatever way. UNLESS YOU GET SOME RANDOM WHO ISN'T WVWN IN THE UNITED STATES!
Then they ask for your last 4 of your social which shouldnt be thing if the system verified my info! I will be posting my displeasure on every single board i can find since the rep decided it was ok to raise their voice when i asked why they wanted this info and then wouldnt transfer me to a supervisor!
User's recommendation: The only good thing about them is no atm fees atp.

DO NOT expect real dialog, it's all scripted.
They offer NO consumer protection from fraud and force their employees to make statements they KNOW not to be true.

Second fintech I've tried. Moneylion was the first. They were far better than chime. The biggest problem I had with Chime was I just couldn't trust or rely on them.

Kept my account for 6 months until just moving everything permanently to Chase. The first 2 months with Chime? It was great. Deposits were on time, etc. Then over the summer their system crashed. Google it. No access to app, no deposits, and no cards would work. No access to money for 2 days. I'm glad I kept some $ in my Chase acct to cover. Then my card got hacked and had a $250 charge on it. Submitted a claim with Chime, took 90 days to get my $ back. Most banks this is instant. Then my direct deposits kept getting later and later. Used to come in like clockwork at 10 pm every other Wednesday. Then midnight, then Thursday morning, then Thursday afternoon, then Friday night, then I started getting them days late. Talked to other people I work with, and their banks always had it on time. So I know it wasn't payroll like Chime said. On top of it their app looks and feels like a 5 yr old designed it. You can't easily transfer $ to people like they advertise either.

Overall, try at your own risk. Just keep a standard bank with some $ in there as a backup plan. Because Chime is not reliable.

They keep scaling me out my money then say they can't help Chris Britt you gone pay you fraud piece of $#*!

I have been using them my money comes to my bank way before they release money! Not worth it. Chime is a joke!

Don't bother calling chime they just have you to send a lot of documents and they still won't do anything for you

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