business logo of Perpay Inc.

Perpay Inc.

Overview

Perpay Inc. has a rating of 4.4 stars from 1,332 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.

quality
983
This company responds to reviews on average within 2 days
+88
How would you rate Perpay Inc.?
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California
1 review
0 helpful votes
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Tracking
May 2, 2024

Everything on perpay is of great help id just prefer to be able to track my packages more easily. Any of my packages I have never been able to tell when they were being delivered, because of getting no notifications (emails, messages, app notifications, etc.) or even a proper tracking number. My first package I had no clue was even being delivered and missed the delivery guy multiple times. This is the only issue I've had with this app other than that the app is great :).

Date of experience: May 2, 2024
Alabama
1 review
0 helpful votes
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It's great but needs some work
July 11, 2024

I love everything I've gotten from this company so far it's really easy and it's great that they do weekly payments the only thing that needs work is the direct deposit setup it's really a big hassle

Date of experience: July 11, 2024
Florida
1 review
0 helpful votes
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Best Company to build your credit
May 3, 2024

Very Happy with my purchase, just finished payments and got an email stating it boosted my credit which in fact it did. Easy payments don't even notice it coming out of my pay check. Great selection of product also.

Date of experience: May 3, 2024
Florida
1 review
0 helpful votes
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Great place to shop without credit
May 9, 2024

Right off the bat I was given $600 credit limit to shop. Then after I made my first purchase I was offered a $500 credit card I could use anywhere. Pretty amazing. Prices are rather high but payments are pretty cheap.

Date of experience: May 9, 2024
Perpay T. Perpay Inc. Rep
over a year old

Hi Cody, thank you for taking the time to share your feedback with us. We're glad to hear that you found our customer service team helpful and that our credit card service has been beneficial for you. Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!

Illinois
1 review
5 helpful votes
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I bought 2 Apple pens and a iPad case. Come to find out there where not compatible. Never open never used. I still was charged not only the shipping free plus 10 dollars plus a 10% restocking fee. Horrible to rip people of knowing they already don't have the money or they wouldn't be paying double to get the things. STAY AWAY!

Date of experience: January 10, 2024
Perpay T. Perpay Inc. Rep
over a year old

Hi Pamela, We are sorry that you are disappointed but appreciate your feedback. We are committed to providing you with a great experience and hope you give us another chance in the future. Please reach out to our live chat at hello@perpay.com and our team can assist you further.

North Carolina
1 review
8 helpful votes
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Convenient
March 29, 2023

Im not sure why there are such bad reviews. I have bought quite a few things so far and never had a problem until last week. My package came and had been broken. I emailed and got a quick response and they are shipping a new bottle out for me.
As for prices being high...of course they are. Many of us are using this due to bad or no credit. It is what it is.

Date of experience: March 29, 2023
Perpay T. Perpay Inc. Rep
over a year old

Hi Wendy,

We really appreciate you taking the time to share your experience with us. We count ourselves lucky to have customers like you.

We look forward to working with you again in the future!

Virginia
1 review
19 helpful votes
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Worst ive dealt with
April 15, 2021

I am dissatisfied. I ordered an item 3 weeks ago and have still not gotten my product. Ive now asked for a refund and cancel my order because they are jot holding up on their end. I dont understand how they are able to take money from you but not produce a product... will NOT Deal with them again

Date of experience: April 15, 2021
Texas
1 review
2 helpful votes
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Love Perpay
August 16, 2022

Perpay has given me the opportunity to repair my credit and own some pretty awesome quality items. They have a huge variety of things to choose from.
The terms are easy. Customer service is great. I am a happy camper. Actually, I just made my 4th purchase with Perpay. Thanks Perpay for giving me this opportunity.

Date of experience: August 15, 2022
Perpay T. Perpay Inc. Rep
over a year old

Thanks for the awesome review, Andrea! We're so happy to hear you're loving your Perpay experience, and can't wait to keep working with you.

We're always here if you ever need assistance. Feel free to reach out to our Support team at hello@perpay.com if any questions come up!

North Carolina
1 review
3 helpful votes
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I paid my last money's owed and tried to cancel my account/PerPay + subscription I guess is what they call it prior to December. I have now been emailing back and forth with the (I believe to be automated) customer service for over 2 weeks now. There are very helpful instructions on how to cancel your account, except when following the instructions... there isn't an actual link to click on like the instructions state. The picture is of their most recent email to me and my reply.

Date of experience: December 13, 2023
Perpay T. Perpay Inc. Rep
over a year old

Hi Renee, we apologize for the inconvenience you've experienced with our customer service and the cancellation process. We understand your frustration and will work to improve our instructions. Your feedback is valuable to us, and we appreciate your patience. Thank you for bringing this to our attention.

Pennsylvania
1 review
0 helpful votes
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Wireless mouse
April 11, 2024

Literally everything I've ordered through Perpay has been great! Delivered in a reasonable amount of time and I love the affect it has on my credit. Highly recommend this service to anyone who has issues with credit

Date of experience: April 10, 2024
Colorado
1 review
0 helpful votes
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Fantastic company and painless
April 11, 2024

Effortless. Painless and overall quality company helping get the items you need and repair your credit if that fits your criteria. Shipping is outstanding, always come sooner than expected and boxed for your convenience. 10 stars if that was an option

Date of experience: April 10, 2024
Washington
1 review
0 helpful votes
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I have have placed 2 orders so far. I am mindful to go in when the last payment will be due and remove the direct deposit option so they won't receive any more direct deposits after the last payment. I didn't have any problem with first order products were good and and still working. A air fryer, baby carrier & a laptop. I no longer have the laptop so I don't know how it's working. I recently ordered a 65 inch tv and some beats headphones for my daughter. The headphones after a month won't charge past 20% The tv after a week keeps cutting off losing connection. & screen getting distorted. Keep having to unplug to reset. I would just say don't purchase any high end electronics from them. For sure

Date of experience: March 3, 2024
Perpay T. Perpay Inc. Rep
over a year old

Hi Shell. Thank you for your feedback. We do apologize for any inconveniences that you have experienced with our products. Feel free to reach out to our team at hello@perpay.com and we will be able to assist you further with this. Thank you!

Washington
1 review
0 helpful votes
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Worth it
April 11, 2024

I've used Perpay a lot now. It's super easy and convenient, but there is a massive price increase on items purchased. This is essentially the loan interest worked into the cost rather than the payments. Some things are almost twice the cost of buying them in full through a regular store. But if you'd prefer to pay a little bit over time and are okay with the costs, it's well worth it.

Date of experience: April 10, 2024
Indiana
1 review
0 helpful votes
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They keep giving me notices I owe when I do not. I paid them off and they closed my card a while back. Now they keep sending me notices I owe more. I don't even have the card anymore. No one responds back. The bed frame I bought already split. The dresser broke some. All with regular use. Nothing extra. I tried to get items they said they have. Sent me the wrong thing. I'd just be careful with them.

Date of experience: May 9, 2024
Perpay T. Perpay Inc. Rep
over a year old

Hi Dorothy, thank you for sharing your experience with us. We apologize for the less than desired experience you've faced and would like to look into this matter further. Please reach out to our customer service team at hello@perpay.com so we can assist you with resolving these issues. We appreciate your feedback.

Pennsylvania
1 review
1 helpful vote
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Customer service
May 3, 2024

I have had issues with my card being declined multiple times and when I called customer service, they were no help whatsoever. I only had help from one person and Overall, I was very dissatisfied with the outcome. I am still unable to use my card for certain purchases that I should be able to use it for.

Date of experience: May 3, 2024
Perpay T. Perpay Inc. Rep
over a year old

Hi Mallory, we're truly sorry to hear about your experience. We strive to provide excellent customer service and it's disappointing to hear that we fell short in this instance. Your feedback is valuable to us and we will work to improve our services to ensure a more positive experience for our customers.

Massachusetts
1 review
0 helpful votes
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Spent about $15,000 with them on big dollar items and never missed a single payment and they take longer and longer to ship every order I make...advertise I'm in active shipping status which means supposed to ship soon as order is made and it still takes a week to get order rolling and customer service is clueless with the same answer every time...I recommend Fingerhut before these guys cuz they lost me as a customer for taking way to long to ship

Date of experience: December 21, 2023
Perpay T. Perpay Inc. Rep
over a year old

Hi Chris, we apologize for any inconvenience you've experienced with our shipping process. We strive to provide timely service and will investigate this matter further to ensure improvement. Thank you for your feedback and we appreciate your loyalty.

Michigan
1 review
4 helpful votes
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Ps5
November 6, 2021

6-8 weeks to ship. Way overpriced and still have to pay for it while I'm waiting for it to even arrive. By time it's arrived it'll be paid off. Worst shipping time frames ever.
There is no customer service number only a chat that takes a minimum of 1 day to reply. And when they do reply it's usually then saying "I don't know" when I ask why it takes 6-8 weeks when they have it IN STOCK.

Date of experience: November 6, 2021
Perpay T. Perpay Inc. Rep
over a year old

Hi Dillon,

We appreciate your feedback, and would be happy to clarify the shipping time frame for the PlayStation 5!

Our expected ship time for most items is 3-5 business days, but can be extended for certain high demand products, such as the PlayStation 5. The 6-8 week shipping time frame is listed on the product page ahead of purchase.

Our Fulfillment team is working diligently to get your console shipped out as quickly as possible, and will let you know once it's shipped! We appreciate your patience during this unique shipping experience. If there's anything else we can help with in the meantime, please don't hesitate to email us at hello@perpay.com.

Montana
1 review
0 helpful votes
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Helpful but expensive
June 8, 2024

I love it that it already taken out of my paycheck or direct deposit. It's like I don't have to worry about the payment because it's already done but the products is limited and expensive. I bought ps5 and it's like I have to pay double of what it's worth.

Date of experience: June 8, 2024
Perpay T. Perpay Inc. Rep
over a year old

Hi Karen! Our prices for most items are generally comparable, but they may be higher than a retail store as we provide a unique shopping experience, offering top quality products with the convenience of paying over time and building your credit.

While there is a small convenience factor, we do not charge interest on purchases and ship the order after one payment!

As a financial platform, we encourage our customers to choose the purchasing option that is comfortable for their own financial situation.

New York
1 review
0 helpful votes
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So far so good
May 13, 2024

I have only been a customer since November of 2023, but, so far the experience has been good. Only one minor hiccup when a product was no longer in stock but y'all were able to get a comparable replacement. I also appreciate the Perpay credit card to rebuild my credit. I like the fact that the payments come directly to you from my paycheck so I don't have to worry about missing payments.

Date of experience: May 10, 2024
Washington
1 review
0 helpful votes
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Run….!
April 12, 2024

Talents payments promises to give back and never does extremely high interest and prices they have a 0% interest but there prices are three times the amount and they have extremely poor customer service Zee is such a horrible representative.

Date of experience: April 12, 2024
Perpay T. Perpay Inc. Rep
over a year old

Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!