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PerpayReviews 2,339

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,339 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 7th among Discount Shopping sites.

service
389
quality
1,203
This company responds to reviews on average within 4 days

We monitor reviews for authenticity

Arizona
1 review
0 helpful votes
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As advertised
February 9, 2026

I think this was the best thing to happen to me this past year. When I first got the card it really helped me on paying off bills and food. Then I got some much needed items, like my jump starter/tire inflation pump. That kit has already come in handy more than once. Now I'm building my credit and I got an increase on the card! Join in confidence.

Date of experience: February 9, 2026
Georgia
1 review
0 helpful votes
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Easy to use
February 8, 2026

I love that I don't have to worry about paying it because it is automatically deducted from my paycheck before I even get it.

Date of experience: February 8, 2026
Georgia
1 review
0 helpful votes
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Very convenient
February 7, 2026

Great for bigger orders that you can pay off overtime by taking a little bit of a direct deposit out of your paycheck therefore, you know it always gets paid.

Date of experience: February 7, 2026
New York
1 review
0 helpful votes
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Easy to use
February 6, 2026

I love how easy the website is to use and the fact that its automatically taken out i never have to worry about a missed payment. It has helped rebuild my credit as well. Quality of products has been fabulous and I have never had a problem with shipping.

Date of experience: February 6, 2026
Massachusetts
1 review
0 helpful votes
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I love this card
February 4, 2026

I have had an amazing experience. I wish I had a higher card limit but in due time.But this card is amazing I hope to see my credit score increase

Date of experience: February 4, 2026
Ohio
1 review
0 helpful votes
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Satisfied customer
February 4, 2026

Products are great! Fast delivery and payments on time! What more could you want?! Did I mention my credit score is blowing up!

Date of experience: February 4, 2026
Texas
1 review
0 helpful votes
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Amazing
February 3, 2026

I love the convenience and flexibility on every purchase. Allowing me to set up through my direct deposit makes for easy payments. I highly recommend Perpay!

Date of experience: February 3, 2026
Pennsylvania
1 review
0 helpful votes
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Shop now Pay later
February 3, 2026

With Perpay, I was able to get my son the beats headphones. He's been asking me for for his birthday this year. Thank you, Perpay.

Date of experience: February 3, 2026
Indiana
2 reviews
0 helpful votes
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Reasonable Payment Agreement
February 3, 2026

I have been ordering from Perpay for a year and have gotten so many quality items. This app has everything you need and the cost is reasonable as well as the payment option. It comes right out of my check. I'm grateful for this program.

Date of experience: February 3, 2026
Washington
1 review
0 helpful votes
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Easy to use, great rewards
February 2, 2026

Prepay is a breeze to use, I love that the payment is taken directly from my paycheck. I never have to worry about missing a payment. The rewards have also been fantastic. I have been able to redeem my point for great items that I us daily!

Date of experience: February 2, 2026
Missouri
1 review
0 helpful votes
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Thank you per pay
January 31, 2026
Updated review

I was trying to build my credit and get myself and my family members some nice gifts also. With per pay I got to do both. Thank you

Date of experience: January 31, 2026

Great experience
December 2, 2025
Previous review

This has been a great experience. I'm disabled and on a limited income and this gives me the chance to get my kids gifts and myself too once inawhile. Thank you to per pay we too can enjoy nice things!

Date of experience: December 2, 2025
North Carolina
1 review
0 helpful votes
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Happy
January 31, 2026

I have been a long time per pay Customer first started out rebuilding credit through the program. Now currently a credit card holder and happy with the level of service that I receive and option availability and quick turnaround would definitely recommend per pay to anyone looking for company that gives a great experience

Date of experience: January 31, 2026
Ohio
1 review
0 helpful votes
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Ipad
January 30, 2026

Shipping was good and on time. I bought a iPad for granddaughter and wouldn't have been able to buy it out right payments are reasonable

Date of experience: January 30, 2026
New York
1 review
0 helpful votes
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The best
January 28, 2026

Prepay is the only credit system that pays you on the back and with your available credit! I will use perpay before any other card!

Date of experience: January 28, 2026
Indiana
1 review
0 helpful votes
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Rewarding
January 25, 2026

They set a decent cash limit to spend on things you want and comes out thru your paycheck every week.
This is worth checking out.

Date of experience: January 25, 2026
Sweden
1 review
0 helpful votes
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On time and what I ordered
January 24, 2026

I've ordered the ninja air fryer, earphones and multiple other things for the house. Everything I've ordered came and working condition as a scripted and on time I love this site.

Date of experience: January 24, 2026
Washington
1 review
0 helpful votes
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It is easy to use and I really enjoy the payment plans that I am allowed to use towards my income and I like that it reports my credit to the credit bureau. It's really good app and company.

Date of experience: January 24, 2026
Kansas
1 review
0 helpful votes
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Great Service, Helps Credit
January 23, 2026

I have been using Perpay for years and it has helped me so much. I have had to move several times and it has really helped to break up the cost of big ticket items. Along the way, they have reported to the credit bureaus which has significantly increased my credit from where it was.

Date of experience: January 23, 2026
Wisconsin
1 review
0 helpful votes
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My new favorite way to Shop.
January 22, 2026

Prepay has made it so easy to shop. I love that I have been able to find items that are quality, luxury, abd most importantly: Affordable. I love how easy it is to shop with Perpay.

Date of experience: January 22, 2026
Georgia
2 reviews
0 helpful votes
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Great, Fast Service
January 21, 2026

Great way to get things you need or want and break it down to payments. Depending on what it is, you get 2 or three options to pay it back.

Date of experience: January 21, 2026