business logo of Perpay Inc.

Perpay Inc.Reviews 2,203

4.6

On Sitejabber, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


+95
How would you rate Perpay Inc.?
grey star
grey star
grey star
grey star
grey star

Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.6 stars from 2,203 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.

service
389
quality
1,203
This company responds to reviews on average within 4 days

We monitor reviews for authenticity

Maryland
1 review
0 helpful votes
Follow James B.
Unfollow James B.
Share Review
Report Review

Happy with experience
December 29, 2025

No issue with the setup process, ordering or delivery.
Direct deposit setup was simple.
Any issue you could consider would be the limited brands available but that is not going to stop me from ordering what is on my list of favorites. Referral bonus fast and simple. I have tried to tell and refer everyone at job.

Date of experience: October 3, 2025
California
1 review
0 helpful votes
Follow Alejandra S.
Unfollow Alejandra S.
Share Review
Report Review

Love it
December 27, 2025
Updated review

It's awesome to have propane because it's connected to your direct deposit from your employer so like they never receive a late payment from you cause it's automatic and I like that a lot cause I'm very forgetful

Date of experience: December 27, 2025

Watching my back
December 22, 2025
Previous review

When I don't have any money to spend Perpay is always there, I got my son a Lenovo laptop for school and he loves it

Date of experience: December 22, 2025
Arizona
1 review
0 helpful votes
Follow Michael B.
Unfollow Michael B.
Share Review
Report Review

Amazing service fast delivery
December 26, 2025

They do what they say and it's affordable payments they don't gouge you and shipping is fast I definitely recommend their service!

Date of experience: December 26, 2025
Georgia
1 review
0 helpful votes
Follow Jessica M.
Unfollow Jessica M.
Share Review
Report Review

Great Opportunities
December 26, 2025

Perpay gives great options and opportunities to rebuild credit/restart fresh, with access to your paycheck in advance. I've been able to access funds I couldn't get to otherwise, and rebuild my credit since they report my payments to the credit bureaus (and those payments are coming directly from my paychecks, so hard to miss a payment). Marketplace account has allowed me to take care of Christmas for my daughter, and I'll be able to pay it back overtime. This is very useful for me, as I make overtime and/or bonus pay, so it varies and can be paid back quicker than the schedule they set up. Customer service has been great, a lost package experience was addressed promptly and reasonably, and their website is good for what you need. Only critique would be - the Marketplace screen is frustrating when you hit "back" from a product you're reviewing - when you want to go back to the whole search list, it automatically sends you back up to the top and you have to figure out where you left off, sometimes far down the page. And I'd love to be able to request credit line increases, just like I'm able to request marketplace limit increases / submitting new pay stubs/docs.

Date of experience: December 26, 2025
Rhode Island
1 review
0 helpful votes
Follow Odalis S.
Unfollow Odalis S.
Share Review
Report Review

The best buying app for my gifts I'm satisfied with all my purchases I found it and always gonna use it thank you for everything I appreciate this app.

Date of experience: December 25, 2025
TT
1 review
0 helpful votes
Follow Tess W.
Unfollow Tess W.
Share Review
Report Review

Very awesome!
December 24, 2025

When it came down to ordering the process was very smooth and so easy when it came time to choosing your payment plan no hassle payment taken out on time the exact amount that you choose

Date of experience: December 24, 2025
Wisconsin
1 review
0 helpful votes
Follow Maya G.
Unfollow Maya G.
Share Review
Report Review

Using it to raise my credit score.
December 23, 2025

Great for raising credit score… the down side is they're selling objects for double the price you could get from Amazon or company sites. I've also been waiting on shipment of my item forever. Another thing you don't have to worry about buying items directly.

Date of experience: December 23, 2025
Florida
1 review
0 helpful votes
Follow Kimberly H.
Unfollow Kimberly H.
Share Review
Report Review

Best online shopping!
December 22, 2025

I have been shopping with this company since 2015! Perpay is the best online shopping and you can split the payments up to fit your budget. I Loooooove perpay.

Date of experience: December 22, 2025
New Jersey
1 review
0 helpful votes
Follow Ovidio V.
Unfollow Ovidio V.
Share Review
Report Review

Customer
December 21, 2025

I love the fact that I could pay for something overtime and not have to come out with the money all at one time. Also, the shipping is so fast and easy.

Date of experience: December 21, 2025
Illinois
1 review
0 helpful votes
Follow Robert R.
Unfollow Robert R.
Share Review
Report Review

More More More
December 20, 2025

I love Perpay, I believe I have been using them for a year now and it helps my credit and my payment always goes up.

But can you add Michelle watches back because I really dying to buy one. Add some Dior and more luxury items.

Date of experience: December 20, 2025
North Carolina
1 review
0 helpful votes
Follow Jason D.
Unfollow Jason D.
Share Review
Report Review

Resourceful
December 20, 2025

Perpay wasn't only there to help me be able to pay over time they really boosted my credit. Prices are very fair, with the time they give costumers to pay. My credit boosted 105 points along with affording top name brands

Date of experience: December 20, 2025
Virginia
1 review
0 helpful votes
Follow Amanda R.
Unfollow Amanda R.
Share Review
Report Review

I love Perpay
December 20, 2025

Perpay is a great way to purchase items and not worry about forgetting your payment, its taken out of your check weekly. Its also great for building your credit too!

Date of experience: December 20, 2025
Georgia
1 review
0 helpful votes
Follow Felice P.
Unfollow Felice P.
Share Review
Report Review

Excellent Card
December 20, 2025

Thank you so much PerPay. I'm really enjoying my card. Payments come out every 2 weeks on time and my limits has increased and so has my PerPay balance increased.

Date of experience: December 20, 2025
Arizona
1 review
0 helpful votes
Follow Melissa P.
Unfollow Melissa P.
Share Review
Report Review

I'm so grateful for PerPay
December 19, 2025
Updated review

I have had the best experience didn't realize my direct deposit had for some reason unlinked from my workday. And they allowed me to get my account corrected and kept me active

Date of experience: December 5, 2025

Didn't take long
October 26, 2025
Previous review

So I needed a new laptop I ordered it my payment came out of my check automatically and I'm just waiting for my new laptop to arrive. I hear great things about Perpay and I can't wait until I qualify for Perpay+!

Date of experience: October 26, 2025
Tennessee
1 review
0 helpful votes
Follow Michael W.
Unfollow Michael W.
Share Review
Report Review

Perpay is the best thing going
December 16, 2025
Updated review

I mean, if I need anything, they got me and as long as you make your payments through the direct deposit program you'll get rewarded you'll get credit increases. I have thank you Perpay.

Date of experience: December 16, 2025

Perpay=Awesome
May 24, 2025
Previous review

I love Perpay. So much stuff and good quality stuff. Gives you the opportunity to purchase items that you are unable to due to your credit. 100% LEGIT! Just setup a little bit of money out your paycheck and get what you want and you don't have to worry about paying the bill. Actually brilliant. Wish there were more places like this. Thank you Perpay!

Date of experience: May 24, 2025
Connecticut
1 review
0 helpful votes
Follow Johnny B.
Unfollow Johnny B.
Share Review
Report Review

Super Useful
December 16, 2025

Love the app. Shipping is fast and pretty easy to use. I wish there was an easier way to request items product request is a little difficult on mobile

Date of experience: December 16, 2025
Maryland
1 review
0 helpful votes
Follow Stephanie C.
Unfollow Stephanie C.
Share Review
Report Review

Amazing people
December 16, 2025

I ordered pandora bracelets for my daughters for Christmas they were out of stock by the time my order was pulled and made sure we could get them new replacements and got it out in time for Christmas! Great support team!

Date of experience: December 16, 2025
New York
1 review
0 helpful votes
Follow Josue E.
Unfollow Josue E.
Share Review
Report Review

Easy
December 15, 2025

It's easy. I just wished certain products weren't more expensive than the actual retailer. It's a convenient way to get what you want without having to worry about having the money for a monthly payment.

Date of experience: December 15, 2025
Mississippi
1 review
0 helpful votes
Follow Michael M.
Unfollow Michael M.
Share Review
Report Review

Great Card
December 13, 2025

I love the Features of being able to pay with direct deposit weekly to keep the account up to date and not having to keep up with the payments. The card is accepted everywhere and they give me regular credit increases

Date of experience: December 13, 2025
Illinois
2 reviews
0 helpful votes
Follow Robert H.
Unfollow Robert H.
Share Review
Report Review

Just what I need
December 13, 2025

Easy to you, Excellent service and products. A chance to improve my credit standing. I really appreciate Perpay and will continue to work with them for the foreseeable future.

Date of experience: December 13, 2025