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PerpayReviews 2,355

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,355 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 7th among Discount Shopping sites.

service
389
quality
1,202
This company responds to reviews on average within 4 days

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Virginia
1 review
0 helpful votes
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Fast, easy, brilliant
February 14, 2026

Probably the best thing since sliced bread. Lol, just kidding but definitely a big help with big ticketed items. Being though I have four children and it's hard to budget big ticket items at once, I can thanks to Perpay :) I just pay a small amount every week I get paid and I can afford what I can't pay at once. It was really easy to set it up through my payroll since I have an app. It matched up in no time. Items ship when you get paid. I love it.

Date of experience: February 14, 2026
Tennessee
1 review
0 helpful votes
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Great service
February 14, 2026

It was a great way to purchase my son's Christmas gifts and every other thing that I need per pay is excellent and I really appreciate his service

Date of experience: February 14, 2026
Massachusetts
1 review
0 helpful votes
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Easy Paycheck Payments with a Tradeoff
February 13, 2026
Updated review

Perpay is helpful if you need to make a purchase but don't want to use a credit card or deal with high interest rates. The paycheck deduction setup makes payments manageable and predictable, which I really appreciate. It's especially useful for larger items you may not be able to pay for all at once.

That said, prices on Perpay are usually higher than retail, so it's important to compare before buying. You're definitely paying extra for the convenience. As long as you go in knowing that and use it for necessities or planned purchases, it can be a solid option.

Overall, Perpay does what it promises—easy payments, no credit check, and straightforward deductions. Just be mindful of the total cost.

Date of experience: February 13, 2026

Its a triple win
July 30, 2025
Previous review

I love the convenience of being able to select from thousands of name brand products and have the payments deposited directly from my paycheck. It takes away from the worry and it helps improve my credit. It's a triple win. Great products to choose from, direct payments and credit building..

Date of experience: July 30, 2025
New York
1 review
0 helpful votes
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Prepay made purchasing easier for me!
February 13, 2026

I was having trouble with affording product I needed. Then I came across Prepay and the option of having affordable payments come directly out of my paycheck help with some of the stress I was facing.

Date of experience: February 13, 2026
Macao
1 review
0 helpful votes
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Very affordable
February 13, 2026

I found out about this app through my work and I must say hands-down y'all are the best being able to get really nice things or things that you need or want for a affordable price without the stress of having to have all the money upfront is a blessing

Date of experience: February 13, 2026
Mississippi
1 review
0 helpful votes
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My Blessing In Time Of Need
February 12, 2026

I Absolutely Love Perpay. They Help You Out When You Can't Afford To Buy Something At Full Price All At Once! They're Payment Plan Is Very Affordable...

Date of experience: February 12, 2026
Arizona
1 review
0 helpful votes
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As advertised
February 9, 2026

I think this was the best thing to happen to me this past year. When I first got the card it really helped me on paying off bills and food. Then I got some much needed items, like my jump starter/tire inflation pump. That kit has already come in handy more than once. Now I'm building my credit and I got an increase on the card! Join in confidence.

Date of experience: February 9, 2026
Georgia
1 review
0 helpful votes
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Easy to use
February 8, 2026

I love that I don't have to worry about paying it because it is automatically deducted from my paycheck before I even get it.

Date of experience: February 8, 2026
Georgia
1 review
0 helpful votes
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Very convenient
February 7, 2026

Great for bigger orders that you can pay off overtime by taking a little bit of a direct deposit out of your paycheck therefore, you know it always gets paid.

Date of experience: February 7, 2026
New York
1 review
0 helpful votes
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Easy to use
February 6, 2026

I love how easy the website is to use and the fact that its automatically taken out i never have to worry about a missed payment. It has helped rebuild my credit as well. Quality of products has been fabulous and I have never had a problem with shipping.

Date of experience: February 6, 2026
Massachusetts
1 review
0 helpful votes
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I love this card
February 4, 2026

I have had an amazing experience. I wish I had a higher card limit but in due time.But this card is amazing I hope to see my credit score increase

Date of experience: February 4, 2026
Ohio
1 review
0 helpful votes
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Satisfied customer
February 4, 2026

Products are great! Fast delivery and payments on time! What more could you want?! Did I mention my credit score is blowing up!

Date of experience: February 4, 2026
Texas
1 review
0 helpful votes
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Amazing
February 3, 2026

I love the convenience and flexibility on every purchase. Allowing me to set up through my direct deposit makes for easy payments. I highly recommend Perpay!

Date of experience: February 3, 2026
Pennsylvania
1 review
0 helpful votes
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Shop now Pay later
February 3, 2026

With Perpay, I was able to get my son the beats headphones. He's been asking me for for his birthday this year. Thank you, Perpay.

Date of experience: February 3, 2026
Indiana
2 reviews
0 helpful votes
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Reasonable Payment Agreement
February 3, 2026

I have been ordering from Perpay for a year and have gotten so many quality items. This app has everything you need and the cost is reasonable as well as the payment option. It comes right out of my check. I'm grateful for this program.

Date of experience: February 3, 2026
Washington
1 review
0 helpful votes
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Easy to use, great rewards
February 2, 2026

Prepay is a breeze to use, I love that the payment is taken directly from my paycheck. I never have to worry about missing a payment. The rewards have also been fantastic. I have been able to redeem my point for great items that I us daily!

Date of experience: February 2, 2026
Missouri
1 review
0 helpful votes
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Thank you per pay
January 31, 2026
Updated review

I was trying to build my credit and get myself and my family members some nice gifts also. With per pay I got to do both. Thank you

Date of experience: January 31, 2026

Great experience
December 2, 2025
Previous review

This has been a great experience. I'm disabled and on a limited income and this gives me the chance to get my kids gifts and myself too once inawhile. Thank you to per pay we too can enjoy nice things!

Date of experience: December 2, 2025
North Carolina
1 review
0 helpful votes
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Happy
January 31, 2026

I have been a long time per pay Customer first started out rebuilding credit through the program. Now currently a credit card holder and happy with the level of service that I receive and option availability and quick turnaround would definitely recommend per pay to anyone looking for company that gives a great experience

Date of experience: January 31, 2026
Ohio
1 review
0 helpful votes
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Ipad
January 30, 2026

Shipping was good and on time. I bought a iPad for granddaughter and wouldn't have been able to buy it out right payments are reasonable

Date of experience: January 30, 2026
New York
1 review
0 helpful votes
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The best
January 28, 2026

Prepay is the only credit system that pays you on the back and with your available credit! I will use perpay before any other card!

Date of experience: January 28, 2026