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Perpay Inc.Reviews 2,152

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.6 stars from 2,152 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.

service
389
quality
1,204
This company responds to reviews on average within 4 days

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Mississippi
1 review
0 helpful votes
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Great Card
December 13, 2025

I love the Features of being able to pay with direct deposit weekly to keep the account up to date and not having to keep up with the payments. The card is accepted everywhere and they give me regular credit increases

Date of experience: December 13, 2025
Illinois
2 reviews
0 helpful votes
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Just what I need
December 13, 2025

Easy to you, Excellent service and products. A chance to improve my credit standing. I really appreciate Perpay and will continue to work with them for the foreseeable future.

Date of experience: December 13, 2025
Texas
1 review
0 helpful votes
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Most Convenient App
December 12, 2025

So awesome! Really needed furniture and small things for decor project and Perpay came through! My credit has also increased.

Date of experience: December 12, 2025
Pennsylvania
1 review
0 helpful votes
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Getting approved
December 12, 2025

It was easy to get accepted and get credit but then I had my pay check added to have it deducted and it said I was approved for instant shipping but then it changed and said I had to wait. That was the only thing I was upset about.

Date of experience: December 12, 2025
Florida
1 review
0 helpful votes
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Woohoo!
December 12, 2025

I've ordered toys, Christmas trees, beauty products, stepping stools, outdoor furniture. Perpay is a one stop shop that makes it easy to get some higher priced items that I would have never been able to get.

Date of experience: December 12, 2025
Tennessee
1 review
0 helpful votes
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I have had a great experience with this company. I got my tv very fast and delivered right to my house. The money comes right out of my paycheck so I never miss it.

Date of experience: December 12, 2025
New Hampshire
1 review
0 helpful votes
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My review
December 12, 2025

I have had a good standing with Perpay usually get my orders quickly except the order I made a wk or so ago I still haven't gotten yet… another side note the Perpay credit card says it's not available in the state of NH they should fix that problem…

Date of experience: December 12, 2025
Virginia
1 review
0 helpful votes
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Perfection
December 11, 2025

I am really grateful for Perpay. Let's start with the approval over all was absolutely awesome! Then the payment arrangements meets a repayment on time standard. The payment comes right from my direct deposit to ensure all payments are made on time without the stress. No need to stress about making a payment on time. Payments are already arranged through direct deposit. The product I chose for my teenagers was great quality! The best part about Perpay for me is my on time payments are reported to my credit report! Perpay was truly a blessing.

Date of experience: December 11, 2025
Wisconsin
1 review
0 helpful votes
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Fantastic
December 11, 2025

I love that I can build my credit and afford some big ticket items that would otherwise not be an option for me. Easy and convenient to set up auto pay!

Date of experience: December 11, 2025
New Mexico
1 review
0 helpful votes
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Love it!
December 11, 2025

I have placed 3 orders the items come very fast and there is no fuss. They only take what you owe and so far I haven't had any issues.

Date of experience: December 11, 2025
Arkansas
1 review
0 helpful votes
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Hair Straightener
December 11, 2025

I love PerPay cause I cause buu things and have my payment come right out of my checkout of my check. I also love the straightener for my fine hair it is perfect! Thank You

Date of experience: December 11, 2025
Indiana
1 review
0 helpful votes
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Great overall experience!
December 10, 2025

I recently used the prepay option and had a genuinely great experience. The process was simple, convenient, and extremely customer-friendly from start to finish. Everything was clearly explained, and there were no hidden surprises. Knowing exactly what I was paying ahead of time gave me peace of mind, and it made the entire transaction smooth and stress-free.

The customer service was also outstanding—friendly, helpful, and quick to answer any questions I had. I really appreciated how professional and efficient everything felt. Overall, prepay saved me time, made budgeting easier, and offered a level of transparency that I think more businesses should aim for.

I highly recommend choosing the prepay option if you're considering it. It truly added value to my experience and I would definitely use it again! Also credit went up 71 points

Date of experience: December 10, 2025
Texas
1 review
0 helpful votes
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Great!
December 9, 2025

The ease of sending payments is the best part of it all. Wish they had more products under the Milwaukee section and could make it easier when purchasing off the Marketplace instead of waiting for direct deposit transactions. Over all it's a great way to help repair or rebuild credit but they kind of lag in a lot of other departments.

Date of experience: December 9, 2025
Perpay T. Perpay Inc. Rep
5 days ago

Thank you for the kind words and for the suggestions! We're always looking to improve, and input such as yours allows us to do just that. If you have any questions or concerns, please feel free to reach out to us at hello@perpay.com, and a team member will happily assist you from there!

North Carolina
1 review
0 helpful votes
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Excellent way to build credit!
December 9, 2025

Prior to me using Perpay, my credit score was a meager 560, since using Perpay my score has gone up to 680. I'll be in the 700 Club soon, all thanks to Perpay. It's an excellent way to purchase "big ticket" items and build credit. Highly Recommend!

Date of experience: December 9, 2025
Pennsylvania
1 review
0 helpful votes
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NO ACCOUNTABILITY
December 9, 2025

An order was placed 11/07, shipping info sent to Fedex 11/11. Nothing after that, this was intended as a birthday present 11/30. It did not arrive, I understood at that time. Since then, the item still has not shipped, I have made 3 payments on the order and I am being told I can not cancel I will have to refuse. How would I refuse an item that has refused to ship.

Date of experience: December 9, 2025
Perpay T. Perpay Inc. Rep
5 days ago

Thank you for bringing this to our attention! We're so sorry to hear about the issues regarding your order, and we're sorry that it did not arrive in time for the birthday. Our team would love to connect to look into why the order has not been shipped at this time, and to offer a resolution; please reach out to us at hello@perpay.com, and a team member will happily assist you from there!

California
1 review
0 helpful votes
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No help at all
December 8, 2025

No help at all and I'm on my 4th ticket ordered my thing in November and still don't have it I'm pissed off cause u guys took 71 dollars already and I still don't have the product I want a refund this is absurd

Date of experience: December 8, 2025
Perpay T. Perpay Inc. Rep
5 days ago

We're so sorry to hear about the issues regarding your order and wait times! We are committed to ensuring a resolution is delivered within appropriate timeframes, and it seems like we may have missed the mark here. We would love to connect to handle this issue as soon as possible; please reach out to us directly at hello@perpay.com and request a team member, and we will happily provide assistance from there!

Ohio
1 review
0 helpful votes
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Shipping process
December 8, 2025

It took 3 payment before my PlayStation even started to ship. I refered three people from my job and watched place an order and there's shipped out and received there products before mine even shipped. I am still waiting on it. No credits to my account. Should have 200 plus 80 and plus 80. Then I had to send it proof that is was coming from my check.

Date of experience: December 8, 2025
Perpay T. Perpay Inc. Rep
5 days ago

Thank you for your review! We're so sorry to hear about the issues regarding the payment application and referral credits. Regarding your payments, it looked like additional information was required before we could process your order; that information was provided, and we were able to process your order - an update on your order should be given shortly. Our team would love to connect to provide some clarity on the issue you're having with your referral credits. A team member has reached out to assist you with the referral credits, please respond to their message, and they will assist you further from there!

Connecticut
1 review
0 helpful votes
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I don't like that we have to contact you guys to see how much payments left it should be visible to us and easy to find for an example on our dashboard it should say 6/20 payments left or something similar. Other than that you guys should add more clothing items

Date of experience: December 7, 2025
Perpay T. Perpay Inc. Rep
5 days ago

Thank you for your review and for your suggestions! While we try to ensure all information related to your payment history and remaining balances is provided clearly and concisely, we can always improve to make this information more accessible once you log in. Additionally, we are always looking to add more items to our marketplace, if you have any suggestions, please feel free to fill out our Product Request form. Our team will happily look over those suggestions from there. We, again, do appreciate the feedback here, as input such as yours is important for us to continuously improve and offer the best service for our customers. If you have any additional questions or concerns, please reach out to us at hello@perpay.com, and a team member will happily assist you from there!

California
1 review
0 helpful votes
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Awesome thanks
December 7, 2025

It's my first time and honestly I didn't think I was gonn receive a credit limit but I did! And I'm excited that it works both ways I get awesome deals and in time my credit will go up🤩

Date of experience: December 7, 2025
Texas
1 review
0 helpful votes
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2nd chances
December 5, 2025

They gave me a chance, with my bad credit and within months I went from only $1000 to $2150, with awesome items, that people actually want. I've bought Xbox to 1400 necklaces, I love them.

Date of experience: December 5, 2025