business logo of Perpay Inc.

Perpay Inc.

Overview

Perpay Inc. has a rating of 4.4 stars from 1,434 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.

quality
985
This company responds to reviews on average within 2 days
+89
How would you rate Perpay Inc.?
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Minnesota
1 review
0 helpful votes
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Awesome way to get things when in need
July 9, 2025

I absolutely love perpay. My credit gets good reporting I don't have to worry about paying since it comes out automatically. It definetly has come in handy whether it's buying a big ticket item or everyday essentials if in need.

Date of experience: July 9, 2025
North Carolina
1 review
0 helpful votes
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My purchases
July 13, 2025

Thank you for wonderful customer service my first tv stand was stolen off my porch and they quickly replaced it and I received it today and I'm so happy with all my stuff I even ordered more! Thank you!

Date of experience: July 13, 2025
California
1 review
0 helpful votes
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I love perpay
July 3, 2025

I love perpay because its helped with my credit score with nothing but worry free on time payments... ive bought stuff on perpay i would've never been able to get without it's payment plan and now i have the perpay credit card to use anywhere

Date of experience: July 3, 2025
Colorado
1 review
0 helpful votes
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The payment comes right outta my check so I don't have the worry or stress of making sure I pay my payment on time. I have and will continue to refer PERPAY to everyone I can. Thank you for the fast deliveries on all my orders. I don't have to wait till my payment goes through before my items ship & it's awesome!

Date of experience: July 7, 2025
Alabama
1 review
0 helpful votes
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Kierah has been extremely helpful thus far
July 9, 2025

Had issues with my new PC and Kierah assisted me with everything. To the return process and getting it to the appropriate teams to handle any issues. I'm awaiting the credit back to my perpay account which I understand can take some time but the than that. So far so good.

Date of experience: July 3, 2025
New Jersey
1 review
0 helpful votes
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Super helpful to get some gifts for holidays when you don't have cash in hand and waiting on paycheck 😍🥰 they very much have everything here, it helps me get things that me and family needs and we have more time to pay and it's will tell you exactly how much payment is will take out from my paycheck so I can manage my financial plans, Love it 😍 PerPay

Date of experience: July 11, 2025
Virginia
1 review
0 helpful votes
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Great app to pay over time
July 10, 2025

Easy to use and really helps build your credit up specially since you don't have to worry about the payments cause it comes directly out of your pay check love the app

Date of experience: July 10, 2025
New York
1 review
0 helpful votes
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I've been using Perpay for a few months now, and I honestly wish I had found it sooner. It's one of the few platforms that truly understands how to meet you where you are financially, especially if you're working on improving your credit or don't have access to traditional financing. What I love most is the Pay-As-You-Get-Paid model—it's simple, stress-free, and fits right into my budget. You make smaller payments each payday instead of a huge upfront cost. The automatic deductions are predictable and convenient, and there's no interest when paid on time. They also report to the credit bureaus, which has already helped boost my score—something a lot of "buy now, pay later" companies don't do. Plus, the online marketplace offers quality products (name brands too), and shipping is surprisingly fast. Customer service has been responsive when I had questions, and the app is easy to navigate. It's a solid tool if you're focused on financial growth, building credit, or shopping smarter without falling into debt. Highly recommend for anyone looking to buy with intention and build responsibly!

Date of experience: July 11, 2025
Florida
1 review
0 helpful votes
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Great and personal
June 30, 2025

Great experience personal, even though I wish I would've gotten my funds immediately I could understand it was not under the person's control and it's also for my own safety and to protect my ID so I thank you

Date of experience: June 30, 2025
Washington
1 review
0 helpful votes
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Love perpay 🤟
July 3, 2025

Everything that we have wanted and at affordable prices that I can pay out over time. Just makes me happy that I can find stuff for the whole family on here.

Date of experience: July 3, 2025
Alabama
1 review
0 helpful votes
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Review for this app
July 12, 2025

The app very easy to use. Payments are reasonable. Store variety is great. You can use this app to save money for a rainy day. Or for purchasing items with monthly payments.

Date of experience: July 12, 2025
Washington
1 review
0 helpful votes
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Great product better credit
June 26, 2025

I can tell you plan simple this is the best decision you can make to increase your credit and also get something that you want at the same time I have seen my score jump over a hundred points since paying off of a meta and now I am purchasing two more items and we'll see how far more my credit goes so I'm from like a 500 to about 650 right now and we'll see after this purchase and pay off

Date of experience: June 26, 2025
New York
1 review
0 helpful votes
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Nothing but great things to say
July 9, 2025

I've gotten a computer through per pay the computer perform amazingly very high-quality goods and the experience was overall great Will be using it again to get a TV soon.

Date of experience: July 9, 2025
Texas
1 review
0 helpful votes
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Thanks for the chance
June 17, 2025

This is great! I don't have to remember a payment, and I own the product, and it doesn't cost me additional fees. Like other places. Thanks for giving hard-working individuals a chance to own great products without breaking the bank.

Date of experience: June 11, 2025
New Jersey
1 review
0 helpful votes
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I love it
June 28, 2025

It helps you out when you unsuspected it i just love it. I love how it works.Hello, what you're doing.How you're hitting people in what they need when they.Ain't gotta pay right in there

Date of experience: June 28, 2025
Washington
1 review
0 helpful votes
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Such an amazing site
June 18, 2025

I couldn't be happier with perpay! You are able to get anything that you mint want or need and don't have to come up with any extra money to do it. I love the way they just take my payment right out of my check every week. So, I don't miss the money as well it takes the hassle out of having to make a payment or any chances on missing your payment rather. So your getting the great things that you couldn't afford before without any worries and it also builds your credit score up. I believe with in my first month of using perpay my credit score went up 49 points, And it goes up every month since. They have something for everyone. There product is of top quality and worth the money.

Date of experience: June 18, 2025
California
1 review
0 helpful votes
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Excellent situation!
June 11, 2025

I love it! I'm able to purchase items that I normally wouldn't purchase due to the structure that they have in place allowing small payments to come out of my check on a multi month basis until the item is paid off. This is very convenient when I don't want to spend my actual cash in hand on a particular items. I love it!

Date of experience: June 11, 2025
New Jersey
1 review
0 helpful votes
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Awesome service
June 12, 2025

I ordered a ps5 and my account was linked for payments on the card once I ordered and set up direct deposit it was sent right out! Payments are easy and affordable! Absolutely using this all the time!

Date of experience: June 12, 2025
Washington
1 review
0 helpful votes
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My best friend app...
June 8, 2025

I am so satisfied, actually beyond satisfied, with my experience using the Perpay app. It's like shopping with my best friend. So easy and affordable. Fun and oh my goodness, such a gigantic inventory of all sorts of items. And the credit you get to start with, AMAZING!

Date of experience: June 8, 2025
Georgia
1 review
0 helpful votes
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Perpay is so worth it
June 7, 2025

Perpay is very much worth having. It makes it where you can get the expensive ticket items you love with the convenience of having the payments taken out from your check which is very convenient for me.

Date of experience: June 7, 2025