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NetSpend

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Georgia
1 review
2 helpful votes
Follow Marsha D.
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I admitted that I was the one that used my card for a transaction that I found was a bad deal. So NetSpend went ahead and blocked my card. The money on it is to pay my bills which I can't now. I asked the man to expedite my new card and he said that it will cost me $25 and then he tells me that he can't expedite my new card to my p.o.box. That is a bunch of crock

Date of experience: December 14, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear about your issue.

For questions, please email us at social@netspend.com.

Thank you,
Netspend

Texas
3 reviews
3 helpful votes
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This site is horrible and can't be trusted. I tried to register my card and it required me to create an account. After creating an account and registering my card it told me that other information was required and gave me a number to call. After calling the number and entering the required information it told me that the information was incorrect and disconnected. Speedy cash is a more reliable and safe way to go!

Date of experience: May 11, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear about the issues you experienced with the activation process. For assistance, please email us at social@netspend.com.

Thank you,
Netspend

Indiana
1 review
1 helpful vote
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Closed my card
November 30, 2020

The lady that i spoke to deserves to lose her job for how she wouldnt transfer me. They closed my card for no reason... But some how cant reactivate it. The lady put me on hold then came back after 15 mins saying she was transfering me. She needs to be fired! Now im on hold for her boss 20 mins later still nothing $#*! this place..

Date of experience: November 30, 2020
Texas
1 review
0 helpful votes
Follow Robin R.
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My stimulus check was deposited on March 12th. Within 8 hours my entire check was stolen with a virtual card. Only $5 was left out of my $1400 check. Any real bank would have flagged the card during the first 2 transactions. $500 and a $300 western union transfer. I called as soon as I noticed. It took me 3 days to get in contact with netspend. Once I did get in contact with Netspend I was given the runaround. I still have no gotten my money back. I spoke with someone today and was told it would take 15 business days to receive my money back. Within 15 days they would mail me a check. Even though the money was deposited onto my bank card. They decided to close my account and mail me a check. The check still has not been mailed out... they will mail it with 15 business days. It is ridiculous that I have been give the runaround and I am the victim. Netspend has the worst customer service.

Date of experience: April 12, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. For assistance, please email social@netspend.com.

Thank you,
Netspend

Washington
1 review
0 helpful votes
Follow Christina K.
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I have had a Netspend account for 15 years. Same address and all info the same. They locked my account - I still don't know why. I have sent in all the documents they asked for and they still won't unlock! I even went to the social security office and got a temporary card as I couldn't locate my original. Still the ignorant employees of Netspend won't unlock my account! I even sent in my irs tax form 1099 which states my ss number and name along with bank statements, electric and cable bills and copy of my drivers license! Still can't get anyone with a brain to unlock my account. I have gone 5 days without my medication because I can't access my funds! And still no answers and no one who speaks English. May have to get a lawyer and editor of our huge local Seattle newspaper involved! Complete incompetence and they have all my id and documents!

Date of experience: October 2, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. Please email us at social@netspend.com and we will look into it.

Thank you,
Netspend

Kansas
1 review
0 helpful votes
Follow Robyn R.
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Don't trust prepaid netspend they say you a fraud when your not they lock your account I have bills needs to be paid that come off my card so I'm also I use PayPal prepaid I have used many years now we'll now netspend is part of PayPal prepaid now they shut that card down to I had bills coming out of today each card had money on them so I'm talking to a lawyer and we are going after them I have prerecordings of the rudeness they are dishonest I have enough on them to get them in court I'm taken them down I'm going to news news papers please stay away from prepaid PayPal the yes card and netspend same people under different names more I was slandered

Date of experience: April 2, 2024
Eric L. NetSpend Rep
over a year old

Hello Robyn,
We are sorry to hear that your concerns with your account being locked. We understand the importance of having access to your funds. We will be happy to look further into your concerns. In order to do so we will need additional information. Can you please email us at social@netspend.com and we will have someone from our team will reach out to you directly.
Thank you.

Tennessee
1 review
0 helpful votes
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Don't ever
September 17, 2022

I just tried to activate a replacement card and because I DID know the exact day I started banking with them two years I was told sorry can't help you and shut me down. I can't get to a live person now even with my social. On the website I don't have a history with them and I'm now losing my storage unit. I'm going to the inspector general about this. Gobank did the same to me years ago. It took me months to get my own money. Never again for me. Report them.

Date of experience: September 17, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear you are having trouble with activating a replacement card. Please send us an email to social@netspend.com if you still need assistance.

Washington
1 review
1 helpful vote
Follow Ronald H.
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Net spend is a scam I went to take 40.00 out of the atm when there was 48.00 in there. They declined the the transaction then they credited my card for 43.50, and charged me 1.00 for a decline fee plus charged me 2.95 for a cash withdrawal that I was declined on when there was more than enough for the fourty dollars. The place is a scam that creates extra money by declining transaction and keeping the fee.

Date of experience: June 13, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. We can review your transaction history and fee plan with you. Please email us at social@netspend.com.

Thank you,
Netspend

South Carolina
1 review
1 helpful vote
Follow Tina G.
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Somebody was charging my account with Google games and they said it wasn't no fraudulent claim when I'm telling them it was because I did not charge that to my account. They don't want to refund me my money and I believe if you can't see it or feel your money it's a chance it could be stolen. I believe they care too less about refunding your money longs as they get theirs. Because every charge that's made on your account they get money. So refunding your money it's taking money from them so they won't find your case fraudulent I believe you got to fight for your rights

Date of experience: June 23, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear about your experience. If you'd like to speak with us about your dispute claim, please email social@netspend.com.

Thank you,
Netspend

District of Columbia
1 review
2 helpful votes
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Very inconvenient
August 8, 2020

Do NOT get this card if you want to transfer money from your Wells Fargo account to load the card. WF does NOT allow money into Metabank, which is the associated bank of Netspend. Why? Must be a good reason. Suspicious. Very inconvenient to drive to a refill location just to load the card and send $ to someone. Wish I would've known this, I never would have gotten a Netspend card

Date of experience: August 8, 2020
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you were having issues with your institution. Your Netspend card can receive direct deposits using the account and routing number that are included with the card paperwork. To speak with us about your concerns, please email social@netspend.com. Thank you.

Georgia
1 review
0 helpful votes
Follow Carolina E.
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By mistake my teenager put her OWN money on this card thinking it was a gift card, well I called them twice explained the situation send ALL requested documents and they won't activate the card! Like is some company money in it?! $#*!ty in ALL levels!

Date of experience: April 26, 2021
Washington
1 review
2 helpful votes
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They only want your money
February 26, 2017

I would of give this company 0 stars if I could of all they care about is them they will not give you a tracking number when you pay there dam fee to get the card sooner. They will not accept any direct deposits if you do not have your card even after you have paid that fee. They will not do anything to help you out. The second I get access to my money I will be pulling it all out and going to a differnt company Stay as far away from these people as you can.

Date of experience: February 26, 2017
Eric L. NetSpend Rep
over a year old

Dear Cheryl,

We regret to hear about your recent experience with our service. We should be able to provide you with a tracking number for your expedited card. Please email social@netspend.com and we will get back to you as soon as possible.

Thank you,

Netspend

Minnesota
1 review
0 helpful votes
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Crazy
August 27, 2022

Netspend guys don't give em a try. My card was nlockrd cause of suspicious transactions, but my card in my pocket I try to call them and say it didn't happen. I got evicted cause they made me wait 8 days for my money. Anything with netspend sray away. I was loyal been with them for 5 years plus. I'm thru

Date of experience: August 27, 2022
Eric L. NetSpend Rep
over a year old

That doesn't sound right. Your personal information and Card Account security are very important to us. If we detect suspicious or high risk activity, your Card Account may be suspended/ blocked, in order to verify information with you. We understand this can be an inconvenience, but we can assure you that it is only meant as a protection of your Card Account.

If you would like to speak with us, please email social@netspend.com.

Thank you,
Netspend

Arizona
1 review
0 helpful votes
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Piece of crap on netspend
September 7, 2021

I been waiting for almost 4 months now and i had over 700 dollars on my account ad i tried everything to get it unlocked and netspend locked my account and i been waiting for more then 10 days and i never received my money and its not right for netspend to do that to me for the second time now. If i was u i wouldnt recommend netspend to anyone they are a piece of $#*!...

Date of experience: September 7, 2021
Eric L. NetSpend Rep
over a year old

For assistance with your issue, please email us at social@netspend.com with the full name on the account and as many details as possible.

Thank you,
Netspend

Florida
2 reviews
5 helpful votes
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Terrible service
June 29, 2020

I am locked out of my acct. I tried to change my password at least 25 times. I called customer service and the rep could barely speak English. I've tried many new passwords and nothing works. I am closing my acct. I hate this bank! So amateur!

Date of experience: June 29, 2020
Alabama
1 review
1 helpful vote
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On 5/7/21 our card was fine pm 5/10/21when 350.00 was put in account closed it! Also by Monday 5/17 3300 yall are saying 10 business days to even mail a check. That is unacceptable and ridiculous this is people's lives who need their money way before no 10 buisness days and you mail it! I was told would be called by back office and them send me the cash to store. No call no reply to emails since Monday 4 buisness days now! We are a working family with 5 kids and need access to money and your company thinks it can just block people from their money it is illegal and that's why your company was sued in 2018 for the exact same things I guess paying 3 mill to the ftc for customers did not hurt crooks like you! Anyone done this way I suggest file complaint with the ftc now! I have and the tx state attorney general anyone I can I'm going to all local news tomorrow too!

Date of experience: May 12, 2021
Eric L. NetSpend Rep
over a year old

We'd be happy to see what happened with your account. Please email us at social@netspend.com.

Thank you,
Netspend

Louisiana
1 review
1 helpful vote
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Horrible! 3/1/2016
March 1, 2016

I mean so so horrible. I been filing my son taxes for years. He went to college in Sept. He ordered netspend online for his taxes to go on card. They put a hold on card. Saying he need to prove his identity. I mean IRS, approved him what the hell NETSPEND need additional info for. I been dealing with them for 2weeks still haven't released his funds. I have sent in license, Social, school ID and letter from school and they still haven't released his money now they say they need school records really they sucks get a Walmart green dot they are awesome!

Date of experience: March 1, 2016
Eric L. NetSpend Rep
over a year old

Hi Nakia,

We regret to hear of the problems your son experienced with our card.

We are required to obtain, verify, and record information that identifies each person who opens a prepaid debit card account. When our cardholders open a card account or add a secondary cardholder, we ask for their name, physical street address, date of birth, and other information that will allow us to reasonably identify them. The requirement to obtain this information is displayed on the inside flap of the card package and is visible to consumers prior to purchase. The card package also states that use of the card is limited prior to identity verification.

Please have your son email us at social@netspend.com and we will be happy to help.

Thank you,

NetSpend

Wisconsin
1 review
0 helpful votes
Follow J c.
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I just meant to buy a gift card. Just grabbed one at walmart. THEN I realized it wasn't what I thought it was. I tried returning it but walmart won't take it back. I have tried cancelling it but the phone number wants personal info (social #) just to talk to someone. I sent an email to them but haven't heard back. BTW on the phone it offers more choices to talk to someone if I push #4. Pushing 4 only gives a message that it is invalid. I guess I am luck I only put $30. On it. For a loss of $32.94. Not much to many, but I am retired on a fixed income and really can't afford to lose what I haven't saved and budgeted for. I will keep pursuing a way to get my money back. BBB, all review sites, and emailing them.

Date of experience: January 4, 2022
Eric L. NetSpend Rep
over a year old

Like other financial companies that offer prepaid debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process.

We offer several options if you do not wish to fully activate the card. For additional assistance, please email social@netspend.com.

Thank you,
Netspend

New York
1 review
0 helpful votes
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Criminals
April 26, 2021

They will hold your money hostage and charge you a dollar for everything on top of other fees. Their customer service is what I imagine a room full of bafoons looks like and they all sound like they have marbles in their mouth. Being direct with them will get you placed on hold for an hour and the call will suddenly drop. They are predatory, leeching of of people who don't have normal bank accounts. Their total fee for a withdrawal is $3.50 on top of whatever the ATM fee is and you can NOT withdraw more than $325 at a time. That's more than 1% in fees per withdrawal. I can not understand how a business model like NetSpend/Metabank is allowed to exist. I will never give them another dollar.

I imagine in about another year or so, we will be seeing commercials on TV saying

"... Did you or a loved one open a NetSpend/Meta Bank account between 2018 and 2022? If so, you may be entitled to great compensation..."

Don't do it. Regular banks are safe. Netspend is a trap.

Date of experience: April 26, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear you were not pleased with Netspend services. There are fees associated with our cards but we do have several options available. If you have any questions or concerns with your Netspend card, please email us at social@netspend.com so we can assist you.

Thank you,
Netspend

Alabama
1 review
1 helpful vote
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I have had my Netspend card for several years. The entire reason for getting the card is because of the 2 day earlier posting times for direct deposit. Over the years of having netspend, I have gone from getting my pay like clock work at 9pm Wednesday night (payday is actually Friday), to early hours Thursday morning, to now it randomly posting late Thursday night. The Times I have called about this issue, of course, Netspend blames my company though I know others who use different financial institutions who post their pay early DONT have this issue! This has caused me so many problems especially when setting up bills. Needless to say, I am SICK to death of Netspend and this BS! Just give me my f***ing money already!

Date of experience: July 29, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that your deposits haven't been arriving as early as expected.

Unfortunately, we don't have control over when deposits are sent to us. We post them when we get them, even if it is before the settlement date.

For questions about the direct deposit process, please email us at social@netspend.com.

Thank you,
Netspend

Overview

NetSpend has a rating of 1.4 stars from 435 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with NetSpend most frequently mention customer service, social security and debit card. NetSpend ranks 15th among Debit Card sites.

service
212
value
208
shipping
37
returns
41
quality
199
This company responds to reviews on average within 1 day
+82