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NetSpend

How would you rate NetSpend?
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Louisiana
1 review
0 helpful votes
Follow Jotashia L.
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Not worth it!
October 11, 2021

Its absolutely ridiculous, my son bought this prepaid card to buy some things off his game. Well he attempts to activate the card and can't because they want his social security number, his Birthday, and other things I don't think they should be asking for since its PREPAID! Its his money so why are they taking him through so much to spend his money that he is paying you'll to spend. So I call customer service and inform them that he is a minor and just wanted the card to buy some things off his game. I am told that since he is a minor they have to restrict his card, ARE U F****** kidding me. So now I am so frustrated. This company is a JOKE! REFUND PLEASE! The only reason I gave that 1 star is because I had to.

Date of experience: October 11, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that.

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that require users to be at least 18 in order to activate their cards. During the activation process we will ask for a name, address, date of birth, and government ID number.

For assistance with the Limited Use option, or if you have additional questions, please email social@netspend.com.

Thank you,
Netspend

Virginia
1 review
0 helpful votes
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My card was stolen and they refused to help lost over $1000.00 They shoud cease to exist as thugs can use your card and will not help get your money. They dismiss you when you call, just call back 14 days later.

Date of experience: June 16, 2023
Georgia
1 review
0 helpful votes
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Unauthorized charge payed
February 16, 2022

Yes there idiots if you have an unauthorized charge that will cancel your card send you a new one so you will have to call all your auto pay and give them a new number and then that will pay the unauthorized charge any way even after talking to you on phone even if it is in the pending status when you vall

Date of experience: February 16, 2022
Eric L. NetSpend Rep
over a year old

Unfortunately, we don't have the option to cancel or stop transactions. We can assist with disputing unauthorized transactions once they post, and making sure that a replacement card is ordered.

To speak with us about your concerns, please email social@netspend.com

Thank you,
Netspend

Texas
1 review
3 helpful votes
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This is a workplace debit card, yet they seem completely opposed to offering options to transfer funds to an actual checking account that one would have with an actual bank. They talk about transferring funds from, again, ACTUAL BANK ACCOUNTS, to their own account, but make no attempt to do the opposite. It's pathetic, and Netspend is a begrudging necessity to my current job. Satisfy your patrons. Stop trying to make yourself the main dog, because part of being a proper bank account means making the transfer of funds easy and accessible. This is ridiculous.

Date of experience: December 21, 2019
Eric L. NetSpend Rep
over a year old

Hello,

We're sorry to hear that you are unhappy. We would like to speak with you about your concerns. Please email social@netspend.com with your contact information so that we can reach out directly to you.

Thank you for your feedback,
Netspend

Maryland
1 review
0 helpful votes
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Rip off
August 30, 2022

I was given a Netspend gift card for my birthday. I couldn't even use it until I setup an account with them. I tried to reach customer support several times and couldn't reach anyone. After I registered it and used my card they charged me $1.50 for each charge. So I canceled my card and they would issue a check refund minus $5.95 for processing. This is such a scam and I will never use this company again. I will make sure I tell all my friends and family as well.

I had no choice to give them a one star because you have to rate them

Date of experience: August 30, 2022
Eric L. NetSpend Rep
over a year old

We are sorry to hear about your experience. Netspend offers prepaid debit cards, not gift cards. If you would like to speak with us about the card you received, please email social@netspend.com.

Thank you,
Netspend

Ohio
1 review
4 helpful votes
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So this is my 3rd day on the phone with them. First car was very rude. Sent them documentation for last year to verify who I was still won't reactivate my account. I may lose my job because I can't get to work. Information sent license, tax information, paystub and others. I'm tired of jumping through hoops work theses people. DON'T ACTIVATE AN ACCOUNT WITH THEM. Save yourself the trouble. They are not willing to work with you at all.

Date of experience: December 9, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear that you are having an issue.

For assistance, please email social@netspend.com.

Thank you,
Netspend

North Carolina
1 review
0 helpful votes
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Direct deposit
January 19, 2023

I ordered a NetSpend card online. That was the worst mistake I have ever made. My employer has deposited the money twice. NetSpend isn't reflecting that on the app. My employer has shown me the tracking on my card. I called NetSpend customer service & they told me my employer is a liar. Then the NetSpend customer service rep hung up on me. I went in person to put $10 on the card. But, NetSpend isn't reflecting that either. I called NetSpend customer services back & they told me the place where I went didn't deposit any money on my card. But, I have a receipt. NetSpend is a fraudulent company. They're stealing money from customers. I'm filing a lawsuit against NetSpend. Do not get a NetSpend card. They're scamming people out of their money. They are horrible.

Date of experience: January 19, 2023
Eric L. NetSpend Rep
over a year old

We would be happy to look into this for you. Please send the details and your contact information to us at social@netspend.com.

Thank you,
Netspend

Texas
1 review
0 helpful votes
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I received email notification from Netspend to give them a call on my account. I call them and they inform me my account has been closed. I ask them, have I done anything against bank policy or is there a negative balance on my account? They answer no and that my account was in good standing. They inform me to protect my identity and my SSN they tell me my account has been closed. They further tell me my identity has not been confirmed so my account has been closed. I am very very confused as I have done nothing wrong and customer service is a time toilet. Stay away from Netspend and their fess are ridiculous.

Date of experience: May 26, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear about the experience.

If you would like to speak with us, please send your contact information to social@netspend.com.

Thank you,
Netspend

Maryland
1 review
6 helpful votes
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I used an atm to withdraw money from my netspend card. Atm didnt give me any money i called number on atm machine the said to call netspend, so i did only to find out netspend will take 90days to decide if they will give back your money... And noone seems to car as long as you put money on your card for them to steal is what it seems like

Date of experience: March 6, 2020
Eric L. NetSpend Rep
over a year old

We understand the dispute process can take some time. We assure you that we will do everything we can to assist you with getting the funds returned. We apologize for any inconvenience this has caused.

If you would like to speak with us about your concerns, please email social@netspend.com.

Thank you,
Netspend

Maryland
1 review
0 helpful votes
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Workers stole $200
July 2, 2022

Went to ace yesterday at 5:12 to cash my check which was for $600 I asked the cashier to put $200 on my card and give me the remaining of the balance in cash. She proceeded to give me my cash and receipts. I woke up this morning and the same lady actually stole the 200 and never put it on my card... I WENT up there and now everybody lost on what happen to the money and what did she do with it. I tried to reach out to corporate and nobody responded this is Beyong a Scam at this point I just want my money

Date of experience: July 2, 2022
Eric L. NetSpend Rep
over a year old

Oh no! We're sorry to hear that you had a bad experience at an ACE location.

Please email us at social@netspend.com. We'd like to look into this for you.

Thank you,
Netspend

Canada
1 review
0 helpful votes
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150 dollars I never got
February 20, 2022

I activated my card with 150 dollars and was never able to use it. I called them multiple times and all they did was tell me that the places I was trying to use the card at did not except the card and for me to try it at another place. And I did as they said. I was never able to use my card and they wouldn't put it me threw to anyone of authority. Each time they said they would put me threw to a supervisor I would be on hold for 30 plus minutes. This happened more than three times. I am disgusted with this company. I highly recommend that nobody ever use this company ever ever ever. They can not be trusted at all.

Date of experience: February 20, 2022
Eric L. NetSpend Rep
over a year old

Hello,

We're sorry to hear that you haven't been able to make purchases with your card. We can go over your options to access the funds on the card. Please email us at social@netspend.com.

Thank you,
Netspend

Florida
1 review
1 helpful vote
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Purchased $50 on a Netspend card as a gift for a family member and was told the card was ready to use. After weeks of talking to customer service to try to activate the card, finally was told a check would be sent, after fees were charged for not activating the card in time and a fee for mailing the check. So lost $10 because customer service couldn't activate the card. Will never purchase another card from Netspend.

Date of experience: February 16, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear that you had trouble with your Netspend prepaid debit card. If you have questions about the product, or to speak with us about your experience, please email social@netspend.com.

Thank you,
Netspend

California
3 reviews
6 helpful votes
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Netspend stole 347.00 from me locked my account for no reason they locked your account and make a excuse to keep your money these people are criminals now I don't work no more so I have no money this is a scam plz unlock my account you guys just stole my other $30.00 today on may7 why do you guys still people money I've called the cops I'm sick of people still my money this is a fake prepaid company all they do is still

Date of experience: May 7, 2020
Eric L. NetSpend Rep
over a year old

Hello,

We're sorry to hear this.

Your personal information and Card Account security are very important to us. If we detect suspicious or high risk activity, your Card Account may be suspended/ blocked, in order to verify information with you. We understand this can be an inconvenience, but we can assure you that it is only meant as a protection of your Card Account. Our automated phone line is open 24/7 and offers the ability to resolve many temporary account restrictions.

For additional assistance, please email us at social@netspend.com.

Thank you,
Netspend

Michigan
1 review
1 helpful vote
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Netspend
November 9, 2020

They took over my account and took all the money out of it, when i and other people i know contacted them they just mocked with us and messed with us. They used for every single personal bit of information possible from me, even things they wouldn't need at all. When i transferred all of my money out of my account they approved the transfer and then later declined the transfer and pulled the money from the bank i transferred it to and charged me a fee for that service. If i had the option i would give them no stars. They don't seem interested in following the law and i don't do business with companies that do not follow the law.

Date of experience: November 9, 2020
Eric L. NetSpend Rep
over a year old

That does not sound right. Please email us at social@netspend.com with some more details so that we can look into this.

Thank you,
Netspend

California
1 review
0 helpful votes
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I have had this account for over a decade, I used to "sing their praises" of what a great company this is to anyone that would listen. EVEN THOUGH this card will not get approved at 99.9% of companies offering direct deposit, even though every-time you login online it tells you all about their "wonderful easy to setup" Direct Deposit. NOPE not gonna happen. Including at my company. You cannot rent a car, you can't rent a hotel room, your charged a minimum of $3.45 for every ATM transaction. I just recently found out my account has been hacked for A LOT of money a week before Christmas. There are hundred of APPLE payment going back months if not years, I have not gotten that far in my investigation but going back through my transaction history, it appears this person has had my card information FOR A WHILE, buying gas and food at small amounts so I would not notice. Waiting to hear from the Fraud Department. STAY AWAY!

Date of experience: December 22, 2022
Eric L. NetSpend Rep
over a year old

If you have questions about the dispute process, please email social@netspend.com.

Thank you,
Netspend

California
1 review
0 helpful votes
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Activate my damn card
September 19, 2022

Not only did I try like 6 times before calling I spent 30 minutes calling you guys asking to activate my card and you guys asking for my social security, adress, email, phone number. Just for the guy to ask for the adress 3 times and then resetting us for doing the process over again. Honestly I'm gonna do my best to report this company and let it be known for the fraud it is. $#*!ing idiots man. And ol Ronaldo can't speak Spanish. Use a better fake name dumbass.

Date of experience: September 19, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you weren't able to activate your card.

Like other financial companies, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

If you are still needing assistance, please email social@netspend.com.

Thank you,
Netspend

Wisconsin
1 review
0 helpful votes
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Dont waste your time. Go to walmart, get a walmart money card. You will thank me later. You buy the card, you load it when you buy it, you get told you have to send docs to verify who you are, you send docs unsafely thru regular emails no codes no safety, then you get told they send you a new card so if you needed to pay or get something that day your money is on hold for 7 to 10 days and there is nothing you can do about it! I'm pissed.

Date of experience: December 15, 2020
Kentucky
1 review
0 helpful votes
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Never buy there card
April 18, 2021

I put 250.00 on card and come home to activate and couldn't, called and was told I couldn't because I had a fraud in my name was told I would get a check mailed out and still haven't got my 250.00 back and that was money for a bill

Date of experience: April 18, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. To check on the status of your refund check, please email social@netspend.com.

Thank you,
Netspend

Georgia
1 review
1 helpful vote
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I have 2 netspend cards and a playcard which own by netspend. 1 netspend card I had for 6 or 7 years meter really had a problem. I got 2nd netspend card had for 2 years no problem... my 2 netspend cards was negative made $5 deposit every week so my playcard netspend decide to debit my playcard for the negative balance on the 2 other cards without my consent and the cards was never link.

Date of experience: July 23, 2022
Eric L. NetSpend Rep
over a year old

We don't recommend posting personal information on a public website.

For questions, please email social@netspend.com.

Thank you,
Netspend

Washington
3 reviews
2 helpful votes
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Fake card
April 30, 2023

Worst customer support, just took my money. I bought a Visa card from QFC store but it turned out it's tagged with NetSpend which I was not aware of it. To activate the card, I entered the card number, and security code. At last I was asked to enter the pin number, I did which I thought it's to set up as it's my first time. But I kept getting "sorry we couldn't verify..." bla bla from the automated phone systems. What the... this people are talking about. It's my first time and I should be asked to set up my pin number not to verify it!. Then I called to the customer service 10 times and couldn't help me. What they knew is just transferring me to the automated phone system. Asked the supervisor she is also knew nothing. It seems like all of them are collections of nothing. Now trashing the card since I lost the receipt. This is the worst situation which I need to carefully check the card I buy in the future..

Date of experience: April 30, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear about the difficulty you experienced with the activation process. For assistance, please email us at social@netspend.com.

Thank you,
Netspend

Overview

NetSpend has a rating of 1.4 stars from 435 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with NetSpend most frequently mention customer service, social security and debit card. NetSpend ranks 15th among Debit Card sites.

service
212
value
208
shipping
37
returns
41
quality
199
This company responds to reviews on average within 1 day
+82