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NetSpend

How would you rate NetSpend?
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Missouri
1 review
3 helpful votes
Follow Michelle D.
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You need to hire more English speaking Reps. I have to keep repeating myself and then they don't understand what I'm asking. Just today one of your Reps reported my NetSpend card as stolen and it was blocked. The problem is it wasn't that card! I have an All Access account and it was used so they replaced it. The same Rep said she didn't see a new card ordered. Now I have 2 accounts with money on them and I can't use either one because they're both blocked! Now I have to go all weekend with NOOOOOO MONEY.

Date of experience: April 8, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. Email us at social@netspend.com for assistance.

Thank you,
Netspend

Maryland
1 review
0 helpful votes
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NetSpend Debut Visa
December 30, 2022

I only gave it one star because it doesn't have the option to select zero star. I went to Walmart to purchase a prepaid debit card for my grandson. I noticed the Vanilla visa debt cards were sold out. I had no choice but to purchase this card due to time. Anyone, my grandson wanted to the card to pay for games. Once he got home, he immediately called to say he couldn't activate the card. We took the card back to Walmart only to learn they will not refund my money because it's a vendor purchase,

I purchased the Netspend prepaid debit card at Walmart in West Haven, CT on 12/27/2022. I put $50 on the card and haven't been able to activate it. I've called numerous times only to be rerouted back to the automatize system to repeat the same process over and over. The customer services reps are not helpful at all. One rep hung up the phone on me. I have not received any help. Please advise how can I obtain a refund or use the card.

Date of experience: December 30, 2022
Michigan
1 review
0 helpful votes
Follow Jacque P.
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I am NOT a netspend customer and. Have NO affilation with this company, yet somehow they were able to access and drain my bank account within 24 hours. How is nespend able to do this?
I called netspend and they were rude and unhelpful and told me to call my bank, which I did.
Now I have had to block my bank account, cancel the credit card and will have to close the account and open a new one after the dispute is settled.
UNBELIEVABLY PISSES ME OFF!

Date of experience: May 4, 2024
Eric L. NetSpend Rep
over a year old

Hello Jacque,

We are sorry to hear that this happened to you. We will be happy to look into your concerns to assist you further. Please feel free to reach out to us about your concerns at social@netspend.com.

Tennessee
2 reviews
3 helpful votes
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Card sucks
June 24, 2022

Don't do it you will never get your money it's the worse prepaid card ever I mean who need your social security number for a pre paid card just plain dumb

Date of experience: June 24, 2022
Eric L. NetSpend Rep
over a year old

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

If you are needing assistance with activating a card that you purchased, please email social@netspend.com.

Thank you,
Netspend

Texas
1 review
4 helpful votes
Follow Terence K.
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I bought it at a drugstore 2 years ago. Used it very little. "Inactivity fees"? Not properly disclosed
If they were honest, they would have made these fees very clear in bold print on the package

Date of experience: May 28, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you are unhappy with your card services.

The fees for using the card and for maintaining the Card Account, including maintenance fees, are fully disclosed in the Cardholder Agreement that was included in the card packaging. The fee is automatically charged after 90 consecutive days of no activity.

To speak with us about the card you purchased, please email social@netspend.com.

Thank you,
Netspend

California
1 review
1 helpful vote
Follow Hanford J.
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My account got hacked and I've been going thru the process of filing my dispute and they just keep on sending me in circles! And when ever I ask to speak to a supervisor they put me on hold FOREVER! Hoping that I'll just hang up and the supervisor never answers the phone!

Date of experience: January 12, 2024
Eric L. NetSpend Rep
over a year old

We are sorry to hear about the negative experience with customer service. We will be gladly to assist with your concerns please reach out to us at Social@netspend.com

California
3 reviews
6 helpful votes
Follow Amber F.
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Unsafe to keep my money on. Continusly loseing my funds. Unable to receive them back without at least a weeks wait for their investigation process if I even get it back at all. Lets bussiness take double payments at the same time without questioning it. This card has been nothing short of a headach. The more you use it the more confused they get and the more loss you will suffer. Can't understand the customer service employees and they don't know what their doing. They will say one thing til you get mad enough to ask for a supervisor then put you on hold and come back with another totally opposite answer. This card holder sucks terribly. If you want to keep your money DON'T USE NETSPEND.

Date of experience: January 20, 2016
Eric L. NetSpend Rep
over a year old

Hi Amber,

We regret to hear of the problems you have experienced with our service.

NetSpend is very committed to providing a safe and secure product. If you notice an error on your account and contact us, we will immediately open a dispute and begin an investigation.

Customer service is also very important to us. Please email us at social@netspend.com and we will make sure this is addressed to avoid incidents like this in the future.

Thank you,

NetSpend

North Carolina
1 review
0 helpful votes
Follow Stephen A.
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Netspend has kept my money by locking my card for months. They needed proof of identity. I sent that. They rejected the address info like three times. I used a letter from the IRS. They refused it. I sent a letter from Social Securty Administration, they rejected that. I sent a letter from the Department of Social Services. They rejected that. There is an intentional effort on the part of Netspend to keep some account holders money by the constant frustration of people who need the service the most but are less likely to sue because they are poor. I don't believe the amount of reviews i see that claim five stars. Not with all the complaints and lawsuits i see online. Here it is Christmas and i am being scammed by Netspend, a corporate bully. My name is Stephen Allred and i urge you to cancel your Netspend card. They take advantage of the poor. I swear to God almighty that this is a truthful statement

Date of experience: December 10, 2022
Eric L. NetSpend Rep
over a year old

Our records show that an agent from our Corporate Office has reached out. If you have additional questions or concerns, please email social@netspend.com.

Thank you,
Netspend

New York
1 review
2 helpful votes
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Avoid this card
July 3, 2022

Do not use this company, your money will be stolen. Aloha was the made up name of the person who helped me online, she laughed and wished death on my mother. Avoid this company!

Date of experience: July 3, 2022
Eric L. NetSpend Rep
over a year old

That does not sound right. Netspend does not offer Customer Service online. Our cardholders can call or email for assistance.

Please email social@netspend.com with the details of your interaction.

Thank you,
Netspend

Georgia
1 review
1 helpful vote
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Thieves
July 24, 2021

Someone gifted me a sum of money on a Netspend card for expenses I had. I warned them before about Netspend but they insisted. I put the card away but later decided to add the money to my bank account. I definitely know my passcode but Netspend kept declining access. I called the company and discovered they had my card blocked, but was taking money for their maintenance fees. I couldn't get my money but they can take it. I tried to get what was left at an ATM. Card declined again. I was finally able to access a very small amount. I guess Netspend will take the rest for their fees. At least I have pocket change. Crooks.

Date of experience: July 24, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you had issues with using your card. For assistance, please email us at social@netspend.com.

Thank you,
Netspend

Pennsylvania
1 review
0 helpful votes
Follow Joseph G.
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I am displeased with netspend I had a dispute because my card got stolen they closed my investigation & never found any errors the errors was my cards got stolen they never paid back my disputed transactions I need my money back from the dispute but I won't ever refer anybody to use netspend because they are a rip off

Date of experience: February 4, 2021
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. To speak with us about your dispute claim, please email social@netspend.com.

Thank you,
Netspend

Alabama
1 review
0 helpful votes
Follow Cassie L.
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THIS. COMPANY IS. NOT. HONEST. MY HUSBAND. PASSED. AWAY. ON. MARCH. 2.2023. HE. HAD AVAILABLE. FUNDS. IN. HIS. ACCOUNT. WITH. NETSPEND. I. CONTACT. THIS COMPANY. SEVERAL TIMES. ONLY. TO GET. THE. RUNAROUND. THROUGH. THEIR. ADVISEMENT. THEY. TOLD. Me. To. Contact. The. IRS. AND. THE. SOCIAL. SECURITY. OFFICE. I'M. LIKE. WHY. I. DID. THEY. BOTH. WAS. UNDERSTANDING COMPANY. THE. IRS. AN. THE SOCIAL. SECURITY. OFFICE. THEN. I. CALL. NETSPEND. BACK. EACH. TIME. THEY. GAVE. ME. DIFFERENT ANSWER. LOOK. I'M. A. GRIEVING. WIDOW. AND. I. ONLY Wanted. My. Husband. Funds. To. Take. Care. Of. His. Final. Expenses. I. Will Not. Recommend. This. Company. To. Anyone. This. Company. Is. An. Inconsiderate. Business. Thanks. Mrs. Levins

Date of experience: June 13, 2023
Eric L. NetSpend Rep
over a year old

We are very sorry for your loss. For assistance, please email us at social@netspend.com.

Thank you,
Netspend

Florida
1 review
6 helpful votes
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Dangerous company
October 5, 2020

Stimus deposited then they lock account. Claim someone tried to hack account. Demanded info so i could file police report. Refused to give me infor. Tried to withdraw funds then demanded i give them. A copy of my dl amd ssi. Card. Did they again refused. Said. Card was old and needed new card. Finaly got all funds out. Shut them down. 15 years as a customer. Treated me like shi@ and refused to fire the. Jerk customer setvice person. Choose. The wisley cars by adp. Much better

Date of experience: October 5, 2020
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. To speak with us, please email social@netspend.com.

Thank you,
Netspend

Oregon
1 review
3 helpful votes
Follow Rob F.
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My MiL gave us a Netspend card a few years ago. I assumed it had a balance - as it was a Christmas gift. I called to activate it, and they wanted my name, address, phone # and email. I asked why - to verify me. Then they asked for my SSN. No, you are NOT getting my SSN for a freaking gift card. They said ok, the card is now frozen. If you don't provide SSN, we can't verify you. Fine I don't need the $50 in exchange for giving you access to my private data. Since when do I need to verify my ID for a fkn gift card?!

Date of experience: July 2, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear that.

Netspend offers reloadable, prepaid debit cards, not gift cards. This type of product is intended for individuals who wish to have access to an electronic form of payment, but would like an alternative to a traditional bank account. The original card package states “This is not a gift card” on the front of the package. However, we understand that all of the packaging might not have been gifted to you.

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification are required before you can use the Card Account.

To speak with us about the card you received, please email social@netspend.com.

Thank you,
Netspend

California
1 review
0 helpful votes
Follow Cat K.
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NETspend is appropriately named. They weave their lies into a thick Net that entraps you like a fly in a sticky spiderweb. NOTspend would be a better name. They will NOT release your money for you to spend until you have spent a minimum of 8 hours on hold, being transferred or redialing after they drop your call. They are a terrible company and should not be allowed to operate.

Date of experience: August 7, 2022
Eric L. NetSpend Rep
over a year old

We're sorry about the issues you've experienced. Please send us an email to social@netspend.com. We will be glad to look into it further.

Virginia
1 review
2 helpful votes
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Hi,
Netspend will do everything and anything to stop you from activating your card. They will ask you for social security ID, driver license, US passport, utility bills, home information, everything you can think of. I am not sure what do they do with this information, using it to send us IRS FAKE calls? Open new accounts under our names? This company should not be allowed to operate in US.
Read their card package, it says they charge 8 DIFFERENT FEES.

Date of experience: August 2, 2021
Eric L. NetSpend Rep
over a year old

Hello,

Like other financial companies, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

We assure you that we work hard to ensure all information is safe and secure. For assistance with completing the activation process, please email social@netspend.com.

Thank you,
Netspend

Washington
1 review
0 helpful votes
Follow Monica S.
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On May 28th my card was stolen along with my phone which is how they got my pin numbers etc. My acct was taken for almost $19,000 dollars. I called when I first knew of my card being stolen and shut off the card and and started the dispute. Not only that I had another deposit go on my acct and I couldn't access that money. They said I could transfer funds that was a lie! They have cancelled my account and I can no longer have a NetSpend acct. The rep said to look for a check in the mail. First off this was not my fault but they are sure making it that way. When I got my unemployment back pay I was so thankful. Then to have it gone has been a nightmare. I am praying that I get these funds back. Please if anyone can help me I would be so thankful.

Date of experience: June 14, 2021
Eric L. NetSpend Rep
over a year old

We are happy to look into this for you. Please email social@netspend.com for assistance.

Thank you,
Netspend

Michigan
1 review
1 helpful vote
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Card hacked twice
November 10, 2022

I've had the same card/account for 10+ yrs my card was hacked 2 months ago by *Google and kept charging my account over and over so I text fraud they shut my account down and I got some of the money back so I got a new card took most of my money off and never used it again and last night here comes the text my account was hacked again same people as last time how it's crazy

Date of experience: November 10, 2022
Eric L. NetSpend Rep
over a year old

For assistance with disputing any unauthorized transactions, please email social@netspend.com.

Thank you,
Netspend

Washington
1 review
0 helpful votes
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SCAMMMMMMM! Do not buy!
September 12, 2022

SCAMMMMMMM! Do not buy! Bought the card in a QFC grocery store, and called even to activate but the receptionists kept sending me to an auto-activate via automated system. After 5 calls, same thing, never got the card activated. Also now they have all my info prob to sell, social security, name, address. MetaBank is a SCAM!

Date of experience: September 12, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you weren't able to activate your prepaid card online or through the automated line. Please email us at social@netspend.com and we will assist you with completing the process.

Thank you,
Netspend

Oregon
1 review
1 helpful vote
Follow Kelsey N.
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Please anybody who even thinks about using this card. DONT! They will block your account for no reason and steal your money. They are a very untrustworthy company. They are grimy and underhanded please dont trust them with your hard earned money. I regret depending on their card very much. I dont ever write reviews no matter how good or bad something is but this is just outrageous! They transfer you to more than 3 people then they hang up on you repeatedly and just plain treat you like crap. PLEASE USE ANY OTHER COMPANY BUT THIS ONE! NOT TRUSTWORTHY! I wish I could put a zero

Date of experience: December 21, 2019

Overview

NetSpend has a rating of 1.4 stars from 435 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with NetSpend most frequently mention customer service, social security and debit card. NetSpend ranks 15th among Debit Card sites.

service
212
value
208
shipping
37
returns
41
quality
199
This company responds to reviews on average within 1 day
+82