Discover

I'm just going to explain at high level. All of these points are comparing with my other credit card companies.
-you cannot consolidate two cards into one
-unable to send Zelle from discover to my chase 3 years and its been ongoing issue.
-weak ignorant dispute department
-low credit card limits

Have had credit for 42 years no late payments and a FICO score of 843-discover would not raise my credit limit above their paltry $5K-their reason I did not have a large enough balance. I could not use them for a household move or many larger purchases that exceeded their ridiculous limit. They also take for ever to post rewards-just a purely inept company. Save yourself grief as Chase Freedom has been excellent and post rewards and special offers promptly.

I was a beginner with about one year credit experience when I was approved for the Discover It card. I started reading all the reviews from people getting requests for a 4506-t while i was waiting for my card to show up in the mail. There was a rash of people getting 4506 requests or otherwise their cards would be cancelled. I had just paid about $1200 on my outstanding taxes about a year prior but still owed $130 which I was ignoring for some reason. My card showed up in the mail after 7 to 10 with a phone number attached to call for card activation. I called the activation line but told the agent to close out the card I wanted it cancelled and sorry about that. I told them I made a mistake and I didn't need the card. My score took a spectacular nosedive. Granted this was all was my fault but people should keep in mind you could be next.

After having the Discover Card for about three months, I go to use it at a gas station and find out that the card was declined.

I call customer service and find out that they suspended the card in order for them to verify my banking information.

What?

I have been using this same bank and now, all of a sudden, they interrupt services to check my bank...

I find that outrageous.

A few months later, again, I go to use the card and discover it has been suspended in order to verify my tax return information.

First of all, I pay my taxes am in good standing with the IRS.

Secondly, they suspended the card without notice, letter, email or anything.

Lastly, dealing with the has caused much unnecessary grief...

Which is why I think Discover sucks.

I am writing to express my concerns regarding the excessive amount of marketing materials I have been receiving from Discover Card encouraging me to apply for credit. I have become increasingly frustrated with the frequency and volume of these offers, which I find to be overwhelming and counterproductive.
The constant stream of marketing materials promoting credit card applications has reached a point where it has had the opposite effect on me. Instead of encouraging me to consider applying, it has actually dissuaded
The barrage of marketing materials, while likely well-intentioned, has created a perception of over-eagerness on the part of Discover Card. I kindly request that you reconsider the frequency and intensity of the marketing materials you people.
I hope you understand that my intention in writing this letter is not to criticize or demean your marketing efforts, but rather to offer constructive

If you get behind on your card and try to settle. They wont. All other cards that we had, we were able to settle with a debt settlement company. But discover sued us and garnished wages. Customer wouldn't help.

I received a new card in my previous married name from over 10 years ago. I called their fraud line and over the past week I've been disconnected while a recording said "try again later", "due to high call volumes", waited 3 hour and 2 minutes and then they disconnected the call. Called today 6/30/22 and said the wait time was 2 hours. It's been 2 hours 45 minutes. This card that was sent to be was either sent to me in error by Discover OR someone stole my information and now has an account out there. Either way I am unable to get a hold of anyone to help me! It's amazing that if you want to open a new card, there is no wait time. But if you call the help line/fraud line, you cannot get anyone on the phone to help.

I found out Discover Bank closed my account without telling me on August 20. I received a letter from them on August 30 claiming I deposited a check for $1200 on August 15. Funny I worked that day until 4. I never deposited a check since I deposited a $15 check on July 21. Discover Bank sent that $15 back to Citi Bank instead of sending me a cashier's check for the money. It is now September 1 and I'm still waiting for a supervisor to call me. I was told on August 20 a supervisor would call me back in 24:48 hours. Discover Bank is nothing but a joke. Stay away from them.

I started with discover in 2008 when I was in credit card card. Their zero interest for 2 years card at the time got me out out credit card debt. Since then, I have had nothing but positive experiences. For my spending habits, they offer the best rewards. Last month I got $57 in rewards. Their online banking and account management is easy to use. Customer service is excellent. Fraud detection is excellent and they called me when an issue came up last year before I knew anything was wrong. Discover has been an excellent bank to work with and I look forward to many more years with them.

We all know how hard it is to speak with a representative, not with this bank. You will not listen to pages and pages of advertisement, you will hear grumbling but a cheerful live person after only two question. I have not found any other bank with this kind of service. Great, reliable customer service who answers your call immediately... remember being forced to listen to pages and pages of a recording message and then jumping to another recording message and at the end of 15 minutes you may just get disconnected? Not here with Discover... you get efficient and prompt answer from a live person... what a difference... well, they'll get my business.

I've been a loyal discover card holder sense 2015 and kept good standing and made all payment on time. As of late I've maintained a zero balance but because of what they called inactivity they closed my account and said I had to re-apply for another card. So discover punishes customer for keeping there credit good and not abusing it? I won't be re-appling

I rented a car in Orlando from Rent a Car for Less. Did not have an issue until 6 weeks later when Rent a Car for Less sent me a pic of a cracked headlight (not the same Car color or model as I had) amd $1350.00 bill. Lots of reviews saying this is their illegal practice. Discover "started an investigation" then charged me the $1350.00 anyway. That will be the Last time their POS card is used.

I am a senior who was scammed by a supplement company. I have disputed the charges and am extremely disappointed in Discover. I have done business with them for almost 20 years and the clearly are biased toward the scammers. My credit score is Excellent and I am flabbergasted. The dispute department clearly is being trained to support these scammers rather than the consumer. Beware this company. I'm thinking of closing my account. A less than 1 star experience for sure.

Secured credit card my BEHIND even if you lost employment or had a family emergency they have no grace no mercy shut you down and give an explanation weeks later I tried rectify a failed payment and found the closure was processed now the card that was supposed to increase my credit will now lower my credit with one felt swoop bad time to be black in America no justice no second chance shutdown with no remote or correct communication. :/

I operate in good faith and honest business. I wish Discover would do the same. I was scammed by a merchant and despite providing pages of proof and documented evidence of no "guaranteed refund" from the merchant and 6 hours over the phone they have yet to honor their legal obligation to protect me and protect my money. I have been battling a $450 charge for two months. Would you feel comfortable losing that much money to a fraudulent business and having your credit card company support the fraudulent business in two dispute cases? I would recommend another credit card company at this time based on my experience. With discover, you're not innocent until proven guilty. You're just screwed. I am scheduled to speak with a supervisor tomorrow but based on my experience to date, don't hold your breath putting your livelihood and finances into this company.