WhyNotLeaseIt

Worked out well for my family and me. Just pay the bill in the allotted time. They give you all the time you need. It was not a problem I agreed to the terms that worked best for us. They keep you abreast of the time periods coming up and when the payments are due. It was a good opportunity to buy a great appliance for a major department store and not pay for it out of the nose as you would do at Aarons or Rent A Center and I have used both in the past. I bought a great dryer, two lawn mowers, and now a fridge. It's up to you how you finance, but if you can't finance with a credit card and you need something now, this is great for someone like you and me. You do not pay near as much as you would renting to own.

I had to request my refund for an item that I didn't get over 4 times. This company still wanted to charge me a monthly charge for service. Really what service I canceled this service because they took my money with no item in return. They told me over two months ago I would receive my refund in 10 days now over two months later complaint to BBB and Customer Finance Agency. I had to call them again to get my $160.00 dollars. It then this last time took less than a week for me to get my money. Which let me know they never sent my refund out the first time when they said it would take 10 days. And if I didn't stay on top of this I would not have even gotten my money back. It just came on Friday 9/14/18. This started on July 10,2018, Really! Buyer beware.

Done it because Sears said it would help build credit. Had the cash that day but fell into scam. Only myself to blame tho. Didn't have horrible credit but not perfect either. Figured it could be a win win. But no it was a lose lose... They give you 90 days to pay in full which with that being said may be good... But when tried to payoff couldn't get customer service on phone. So like alot others fell into that long trap door. Either return the item and lose all u just paid or pay bout 3times what's worth. Been paying 24 dollars every 2 weeks for almost 2 years now for a 450 piece tool set. Do the math! All and by the way they only report if YOU DONT PAY! So don't listen to saleman read that contract B4 you sign. Don't be a fool like me and believe them and then rush the process bc they only have 1 register open and like 5 people behind u waiting to check out..

This company is the worst company I have ever seen to help someone get something they need. U pay all this money to them and really you never pay it off if you continue to lease it. Lol You have the option to pay it off but all the money you have paid doesn't go towards it. I even told them to come get the stuff and they said they couldn't I had to keep paying for 6 months. Really what kind of business are they running. They also take money from your account when you have told them to stop and will not refund you your money. Will never recommend this company to anyone and will never use them again. Will also be reporting to the better business bureau.

I thought I was leasing to own. WRONG! The first page of my contract states that $73.35 bi weekly followed by 8 payments of 73.35. I thought that would be all. I was horrified to learn that after that I could buy the merchandise for an additional $400. I told him that I'd like to return the merchandise. He stated that I couldn't return it until I make the last "initial" payment. I just laughed at him. I'm offering to return you merchandise and you're telling me I can't. What a joke!

I'm like the previous statement that we have bad credit and we're idiots let me clarify this mr. Eddie I have a bachelor in criminal justice I am not stupid and I had good credit furthermore I bought a frigerator that was on sale for $400 I was to make five additional payments after my down payment in which I did now that the other company tempo bought out whynotleaseit I was being double billed from both companies they took out a total of $858.56 out of my account I had to put a stop to it I was only to make five more payments and it was paid off well that's what they done I was overcharged a great deal of money according to the contract I should be getting back $216.56 not only did I not get this back they put it against my credit turned it over to a credit agency stating I owed over $400 this company is the worst ever they are a scam I even had saved all the paperwork to show proof thereof including my bank statements

I used them for a $400 item and they explained everything to me from the start! 5%int. If you pay it in the first 30 days 7% if you pay it in 60days and 10% if within 90 days. Simple if you go over 90 days then yes it would feel like if you were renting it because then you would have to buy it at a little less than full price. So ask a lot of questions before you use them and there would not be so many bad reviews. If you are sure you will pay within 90 day I highly recommend them.

My wife had an account with them and I changed the card she used. Now they will not accept AMEX BlueBird Card, and now I know WHY! AMEX BlueBird will refund your money and you can stop a payment. They wanted direct access to our bank account or for us to use "another card". The REASON I changed cards was that they kept taking double payments that later had to be "adjusted" AFTER an almost monthly phone call of watching our card activity. My wife had to repeatedly work with them so as to not convert our account to the higher paying option they wanted us to use. I understand thier underwriters funding requirements and do not blame them, but you can get a better deal elsewhere...

This company is fraudulent and it is scamming people. Please don't use it. Don't go to the business, who use this company. Any business who use this company for financing is part of the problem too. There should be criminal case against them. I can't believe they are allowed to do business like this. This is a criminal company. I can't call it mis-information when they are doing it intentionally. That is criminal when you do it, because you know vulnerable people will fall for it.

I have never heard such BS is my entire life! I ordered 3, a/c units to be picked up 07/20. I paid my money. I never heard a word from Kmart. I finally called Tempoe, I was brushed off and told to call Kmart. I called the number I was given, where I was forced to speak 2 different people with broken accents and it was difficult to understand them. I was also told my refund would take 24 to 72 business hours! Are you kidding me 24 to 72 business hours. Please do the math! 72 business hours is almost 2 weeks!
UNACCEPTABLE! UNACCEPTABLE!
This is not going to be my only email or review! So be prepared!

If you can't qualify for a regular bank loan this is a great option they have same as cash if you pay off in 90 days. I have purchased rice appliances with this and the day I purchase i call why no lease it and tell them I want the 90 day pay off and they adjust my payments and in 90 days it's mine and paid off. Simple easy they are not crooks and one time I forgot to tell them I wanted the 90 days and I was a week past 90 days called they ajusted to the 90 payotf and took my last payment. Read the contract listen to the sales person they have always been very clear to me about how you can pay way more for your product.

I have used this program with sears, Have had three leases and paid them off. I didnt have any problems with any of my leases they told me everything up front they explained what I didn't understand and I totally understood that I lease the property till I pay it off at the end of the 3 months they give you options to pay it off yea probably a little more that the items were sold for but for someone like me i got a great lawnmower tools grill and am very pleased with my results in fact about to pay off the fouth lease i have... they approved me for another lease for christmas which I can pay off early. Yea i pretty much like this company they have treated me very well...