WhyNotLeaseIt

I have to say I HAVE NEVER, EVER DEALT WITH A BIGGER "FLY BY NIGHT, TOTALLY SCREW YA" COMPANY AS THIS! IT JAS MANY FRONT NAMES! A. K. A. ELECTRO FINANCE, AKA TEMPOE, AKA WHY NOT LEASE IT! I SHOULD HAVE KNOWN AS SOON AS THEY REJECTED MY DEBIT CARD FOR DOWN PAYMENT AND THEY STATED "WE ONLY USE CREDIT CARDS" THE DAY I WENT TO BEST BUY TO GET MY PURCHASE, I SHOWED THE CASHIER THE PAPERS I WAS TOLD TO PRINT "TO PICK IP MY ORDER" THEY INFORMED ME I NEEDED TO CALL MY BANK AND CREDIT CARD COMPANY INSTANTLY AS THIS WAS A FRAUDULENT TRANSACTION! THEY SAID THEY HAD DEALT WITH MANY PEOPLE THAT HAD BEEN SCREWED BY THIS COMPANY! THEIR TRICK IS, THEY CANCEL THE ORDER LITERALLY 20MINS. AFTER YOU PAY 50 BUCK PROCESSING FEE, AND DOWN PAYMENT! THESE TOOLS WILL CONTINUE TO TRY AND BILL YOUR CARD EVEN IF YOU LOCK EM BECAUSE THEY HAVE AT LEAST 3 "FRONT NAMES" 1. ELECTRO FINANCE 2. TEMPOE 3. WHY NOT LEASE IT! SO BE AWARE!

They returned so many payments and now saying we have to back pay $400 worth. We had tge money and card on file correctly it was not on us!

It's true, the fine print explains it all. Not one representative called me to let me know that I had made 650 dollars more in payments than I needed, though. They just watch the money add up and then I call to see if they can cut me some slack and, at the least, refund a portion of the money that I felt scammed out of. They weren't compassionate and continued telling me about the fine print. Yes, "WhyNotLeaseIt," not only did I make you 650 dollars richer but, damn customer service will make you feel like you have the IQ of an apple.

Try AFFIRM. Awesome company and most the time charges absolutely no interest. NO TRICKY FINE PRINT $#*! EITHER.

I got a vacuum and told to lease it for 5 mo. Then you can end it. I wasn't informed I needed to make arrangements to pay another "end" payment and they kept taking out of my account. When I finally got someone after a 30 hold on the line, I was told I had a balance of $160+ (the total had been $279) and I'd already paid over a year! So they agreed to "take" 40% off. I paid $96 immediately that day. Two days later they took another $96. I called and they said they'd take care of it but I didn't get money back in my account for 4 days. I explained I had another payment to make and they said they'd cover overdraft fees if I showed them the bank statement. Seriously? I had to pay another vendor and couldn't in good conscience give them a check I knew would bounce just so I could try to recover the amount. I'm REALLY ticked they didn't tell me that the lease had no end unless I called and then initiated the "final" payment and I had just been waiting for it to end... my fault there, but they did not fully disclose how they're such a rip off!

ALSO KNOWN AS TEMPOE THIS COMPANY IS SHADY AS F***! THEY KEEP MAKING UNAUTHORIZED PAYMENTS ON MY ACCOUNT AFTER I CALLED AND TOLD THEM THEY ARE NOT AUTHORIZE TO AND I REMOVED MY ACCOUNT INFORMATION. NOW THEY'RE TELLING ME I CAN'T CALL TO REMOVE IT AND I HAVE TO SEND A LETTER AND IT'LL TAKE 15 DAYS AFTER THAT TO BE REMOVED. THEY ARE DENYING MY RETURN. ALSO, AFTER FIVE MONTHS, YOU ARE NOT DONE PAYING YOUR ITEM AS STATED ON THE LEASE, YOU'RE STILL GETTING CHARGED AFTER THE FIVE MONTHS THEREFORE PAYING THREE-FOUR TIMES WHAT THE ITEM IS ACTUALLY WORTH. DO NOT USE THEM!

At the time, my husband and I went to lease a washer and dryer. The sales representative at Sears explained the contract, so we thought, in detail-according to her knowledge. We were told that is a lease to own with no other obligations. Payments came out of our account every month as promised. I realize that we paid the washer and dryer off and had the option to purchase the items with an additional $800. The lease to own payments were well over the purchase amount of the items. We would have ended up paying three Hundred percent more for the items. I politely called them and explain to them that because of the piss poor preparation promoted by the representative that sold us the items were not to constitute pain on us. Therefore I told them they can come get the items and stop payment immediately. They ended up canceling the contract and told us to keep the items. So do not come on here saying read the fine print, no have proper people explaining the contract so you can clearly understand and stop false advertising a lease to own not a lease to own for almost 6 months and then paying an astronomical amount to purchase the items when you could've just paid for it upfront.

A 750.00 purchase back in 2017... which was paid monthly and definitely more than the value was paid to them... the interest made it tripled in cost after the 90 days. Which made it impossible to pay.
I contacted them directly as I believed at that time less than 200.00 could be paid to pay off if they could extend grace period. Which they very rudely denied. If life wasn't already rough enough after loosing my husband, which I also explain there was some hardship they said they I could simply return the furniture. (where were my kids suppose to sit?)
Fast forward a year later I relocated and surprise surprise WHY NOT LEASE IT sold my account to a company called Credit management corp. This company is not a collection company they are head hunters. They went to court filed a court order stating I owed 1,177.00... Again the furniture was only 750.00.
And though I was never served with a court order they went to court stated I was and were granted the judgement. Fast forward 05/2021 my saving account has been frozen for the 5th time so far I'm down 2,311.45 including bank fees, but not including what I had already paid WHY NOT LEASE IT!
I have contacted the courts today and will be seeing Credit Management Corp in court as I have nor have I ever had any legal agreement with them and they have definitely frozen my account one to many times( as of today 5 times). And WHY NOT LEASE IT will be next for fraud and illegal sales of accounts! If you ever need to use a leasing company I highly recommend Progressive leasing they are transparent and their interest is low!... WHY NOT LEASE IT are completely fraudulent and definitely not a company you want to do business with!

I've used the program about 3 times the last two years, and never had a problem! Was not explained at the store how the program worked, but the actual company called me to let me know how the program works just only a day after I made the lease, they told me I could buy it within 30-60-90 days, or just wait and lease for 5 months, so I can then purchase after those 5 months of LEASE payments. How people don't understand this is BEYOND me. Great company that unfortunately attracts a lot of people who are irresponsible and have a terrible credit score because they complain about every si for company and don't pay their bills. Why not lease it still gives those people a chance and they still aren't happy. Too bad for them. If you can't understand something as simple as this, I party for your life you should probably not ever have a credit card to begin with or any type of loan. Just learn how to save up your money and you won't have to deal with this. Why not lease it helps you get what you want, you get to take it home with you the very same day without having to pay for it in full, and you're gonna come back after so many months and complain you have over paid for your stupid TV that you could have bought cash for? Unbelievable. Why didn't you then? That right, cause you couldn't afford it. So how do you expect to pay the same price after so many months? How is that any type of business. Anyways. 5 stars. I just hope they start working with other stores like Walmart maybe, since the sears and Kmart near me closed down and I know you can still order online but I really don't like doing that.

My son got a TV that should have cost $1,247.40 and for 15 months MY DUMB $#*! LET THEM take out $249 a month. I called in January they gave the the run around and then continued to take it out every 26th of the month. Well they did TODAY AND i called and the lady whom i spoke to said she was sorry SEARS didn't explain how the program worked and since they didn't she would "CLOSE THE ACCOUNT"... ya cause they know they already took way to much money... she told me if I had not called today and July 26th came around they would have took another $249... TOTAL RIPOFF!