business logo of Perpay Inc.

Perpay Inc.

Overview

Perpay Inc. has a rating of 4.4 stars from 1,304 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 23rd among Discount Shopping sites.

quality
957
This company responds to reviews on average within 2 days
+88
How would you rate Perpay Inc.?
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North Carolina
1 review
0 helpful votes
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Bad credit no problemo
May 29, 2025

Seriously impressed with this app. I'm really glad that I tried it out through my job and my payroll company so this is just a game changer here. You can get whatever furniture, backpack's, clothes, shoes, E-bikes outdoor equipment, canoe's, kayaks, TVs, PlayStation 5 bundles and the list just goes on And what's cool about it is that it takes it out of your paycheck so you don't have to physically make the payment and it's not like I'm over here missing out on $18 every paycheck I mean that's not bad at all. I don't even notice it so those are just the pluses there haven't been a negative side to it yet so cross my fingers I'm still gonna keep it going with this. Love the app.

Date of experience: May 29, 2025
Washington
1 review
0 helpful votes
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LOVE THIS COMPANY
May 10, 2025

So far so good. I don't see it reflecting too much on my credit score and that's the main reason I've started this. Overall it's a really good shopping app. Fast delivery though! Great quality things! I 100 %recommend using this serves.

Date of experience: May 10, 2025
California
1 review
0 helpful votes
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Always a pleasure
June 5, 2025

Thanks to this app, I'm able to afford great items without the wait. It puts my mind at ease knowing that I could always find something I need and get it right away without worrying about the price. Even if it means I pay more overtime, it's still very wonderful to know it's not out of my reach.

Date of experience: June 5, 2025
Louisiana
1 review
0 helpful votes
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Great Place To Buy
May 15, 2025

Honestly I like it because they might charge a little more but not as much as going to rent to own place and you get good product and it comes out in timely payments I've never had a problem with them they're a great company

Date of experience: May 15, 2025
California
1 review
0 helpful votes
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It's a second chance
May 22, 2025

My experience overall is mostly satisfied it's improved my credit score and rating it has helped me give gifts to friends and family I myself would never be able to afford alone and it's given me.hope and has done all its promised in the world today id say that's priceless... Not the cheapest but it gets you what you want when you need it most!

Date of experience: May 22, 2025
Missouri
1 review
0 helpful votes
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Best choice I ever made
June 4, 2025

Once I found this company, I have been extremely impressed with both products offered and the ease of pay. By having the payments taken out of my paycheck automatically has made my life a lot easier. No making sure I have enough money in my account to make my payment.

Date of experience: June 4, 2025
California
1 review
0 helpful votes
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Wrong item
May 8, 2025

I ordered and received the wrong item. The only thing that was irritating about this issue was getting contacted back after letting them know the problem. Once they actually contacted me it went pretty quick. They sent me the return shipping label and got my right item shipped out. This company is great and has great products. I just think they need a better/faster contact system.

Date of experience: May 8, 2025
New York
1 review
0 helpful votes
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Love love love this site
May 29, 2025

All of my packages have arrived quickly even during Christmas time they have all came in correctly. They have been packaged securely, and I love the fact that I can purchase something and pay for it overtime as a single mother this helps out a lot.

Date of experience: May 29, 2025
New Jersey
1 review
0 helpful votes
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Enjoy the ease of payments
April 29, 2025

It's an easy process, my only problem is I've set up my payment for more the required and has been paying the extra but when I go to purchase an item I'm forced to update my direct deposit instead of recognizing it's already more then the required amount. Causing me to have to explain to my employer why I am constantly changing my direct deposit because a fear of fraud. Still I've paid off a laptop and a mattress in no time giving me an experience of keep coming back.

Date of experience: April 19, 2025
Virginia
1 review
0 helpful votes
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Love
June 15, 2025
Updated review

Never late on receiving my items. Most of the time it's early. Just bought a mega chef hot/cold water dispenser and absolutely love it. Water is really cold and hot water is pretty hot but not too hot. I highly recommend this.

Date of experience: June 15, 2025

Absolutely worth every penny.
May 7, 2025
Previous review

Goes above and beyond for me to have the best experience with no hassle.

Date of experience: May 7, 2025
Georgia
1 review
0 helpful votes
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The process is super easy and rewarding. Making your payments on time will give you a good payment history, this could lead to the possibility of an increase in your spending limit. There is a wide variety of products to select from.

Date of experience: May 16, 2025
Illinois
1 review
0 helpful votes
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They just want your money
May 1, 2025

They do not care about you, and honestly this isn't what it seems everything is extremely marked up by price, most of the stuff on there is stuff no one wants or needs just stuff to get your money, the credit card is only given if you have 700+ score. Customer service is trash and bots. This company is just praying on you.

Date of experience: April 21, 2025
Perpay T. Perpay Inc. Rep
1 month ago

Thank you for taking the time to share your feedback! Our purpose is to help individuals access the products they need while building credit along the way. We regret that your experience didn't reflect that mission. Our pricing, product selection, and credit-building features are designed with our community in mind, and our team is committed to offering personalized support. If you’d like to discuss your concerns further, we encourage you to reach out at hello@perpay. Com, a team member will be more than happy to assist you from there!

New York
1 review
0 helpful votes
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Awesome!
May 21, 2025

It's great for big purchases when you don't necessarily have the free income for said purchases. You connect your bank through your employer pay account and you're all good! Also great for people with little or bad credit because after you prove your worthiness they report your payments and it builds credit! Super awesome and love making my purchases here now.

Date of experience: May 21, 2025
Illinois
1 review
0 helpful votes
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Building Credit One Payment At A Time
May 27, 2025

Absolutely love how payments are set up to come directly taken from my paycheck weekly (or depending when you get paid). Prepay also helps with building your credit and the products that they offer hold to the quality they describe. I recently purchased a laptop and it is phenomenal! Definitely recommend!

Date of experience: May 27, 2025
Pennsylvania
1 review
0 helpful votes
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I was very skiddish at first but so far great experience I already received my pool 4 days later payments are taken auto when you get paid so click it and forget it now lets see how long it takes to bring this credit up lol.

Date of experience: May 25, 2025
Texas
1 review
0 helpful votes
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I've had a great experience using Perpay. It's a fantastic option for anyone looking to buy now and pay later without dealing with high-interest credit cards or traditional financing. The platform is easy to use, and the payment process is smooth and straightforward—payments come straight out of your paycheck, so it's stress-free and easy to manage. I really appreciate how Perpay helps build credit, too. Just by making on-time payments, my credit score has improved noticeably over time. They also have a good selection of products, and everything I've ordered has been delivered quickly and in perfect condition. Customer service has been responsive and helpful whenever I had a question. Overall, Perpay has been a reliable and convenient way to make purchases while staying on top of my budget. Highly recommend it for anyone looking to build credit or just spread out payments more comfortably!

Date of experience: May 28, 2025
Washington
1 review
0 helpful votes
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Awesome way to shop
May 8, 2025

I've been shopping with perpay for over a year, it's flexible payment plan is amazing & it helps build credit. I have referred perpay to several friends and family because It has quality products & reasonable prices!

Date of experience: May 8, 2025
Rhode Island
1 review
0 helpful votes
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Great Concept, Could be alot better
May 8, 2025

Great concept, but annoying process. I use them a lot because of the convenience of just having the money come out of my check, but I feel like every other order gets delayed because you need to resubmit an updated paycheck. I understand maybe 1 or 2 times a year, but it's literally multiple times a year. It's super annoying and frustrating.

Date of experience: May 7, 2025
Perpay T. Perpay Inc. Rep
1 month ago

Thanks so much for sharing this feedback! We are glad to hear that the convenience of automatic payroll deductions has been helpful, and we completely understand the frustration around frequent paycheck update requests. While these requests are in place to ensure account accuracy and responsible spending, we're always working on ways to improve the process. Your input helps us do just that. If you ever need support with a specific order or update, feel free to reach out at hello@perpay.com.

North Carolina
1 review
0 helpful votes
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A better way to credit!
June 7, 2025

Perpay is changing the way credit cards are used. It feels good to know that I can never miss a payment or be late because my payroll direct deposit covers any balances on my account every time I get paid. The marketplace is a great option as well. The ability to get high quality products and goods without breaking the bank, and paying over time is the best thing ever.

Date of experience: June 7, 2025
Washington
1 review
0 helpful votes
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Absolutely perfect
June 1, 2025

For the last 3 years I've used perpay I have been able to get what I need and want. I've bought 2 sets of tires, gaming consoles, household items and school shoes, also myself a very nice watch. Things I would not have bought without feeling the pinch. Made my life easier and more comfortable. Thank you Perpay

Date of experience: June 1, 2025