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Perpay Inc.

Overview

Perpay Inc. has a rating of 4.3 stars from 1,246 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 23rd among Discount Shopping sites.

quality
902
This company responds to reviews on average within 2 days
+88
How would you rate Perpay Inc.?
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Illinois
1 review
0 helpful votes
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Building Credit One Payment At A Time
May 27, 2025

Absolutely love how payments are set up to come directly taken from my paycheck weekly (or depending when you get paid). Prepay also helps with building your credit and the products that they offer hold to the quality they describe. I recently purchased a laptop and it is phenomenal! Definitely recommend!

Date of experience: May 27, 2025
Pennsylvania
1 review
0 helpful votes
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I was very skiddish at first but so far great experience I already received my pool 4 days later payments are taken auto when you get paid so click it and forget it now lets see how long it takes to bring this credit up lol.

Date of experience: May 25, 2025
Texas
1 review
0 helpful votes
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I've had a great experience using Perpay. It's a fantastic option for anyone looking to buy now and pay later without dealing with high-interest credit cards or traditional financing. The platform is easy to use, and the payment process is smooth and straightforward—payments come straight out of your paycheck, so it's stress-free and easy to manage. I really appreciate how Perpay helps build credit, too. Just by making on-time payments, my credit score has improved noticeably over time. They also have a good selection of products, and everything I've ordered has been delivered quickly and in perfect condition. Customer service has been responsive and helpful whenever I had a question. Overall, Perpay has been a reliable and convenient way to make purchases while staying on top of my budget. Highly recommend it for anyone looking to build credit or just spread out payments more comfortably!

Date of experience: May 28, 2025
Washington
1 review
0 helpful votes
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Awesome way to shop
May 8, 2025

I've been shopping with perpay for over a year, it's flexible payment plan is amazing & it helps build credit. I have referred perpay to several friends and family because It has quality products & reasonable prices!

Date of experience: May 8, 2025
Rhode Island
1 review
0 helpful votes
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Great Concept, Could be alot better
May 8, 2025

Great concept, but annoying process. I use them a lot because of the convenience of just having the money come out of my check, but I feel like every other order gets delayed because you need to resubmit an updated paycheck. I understand maybe 1 or 2 times a year, but it's literally multiple times a year. It's super annoying and frustrating.

Date of experience: May 7, 2025
Perpay T. Perpay Inc. Rep
3 weeks ago

Thanks so much for sharing this feedback! We are glad to hear that the convenience of automatic payroll deductions has been helpful, and we completely understand the frustration around frequent paycheck update requests. While these requests are in place to ensure account accuracy and responsible spending, we're always working on ways to improve the process. Your input helps us do just that. If you ever need support with a specific order or update, feel free to reach out at hello@perpay.com.

Washington
1 review
0 helpful votes
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Absolutely perfect
June 1, 2025

For the last 3 years I've used perpay I have been able to get what I need and want. I've bought 2 sets of tires, gaming consoles, household items and school shoes, also myself a very nice watch. Things I would not have bought without feeling the pinch. Made my life easier and more comfortable. Thank you Perpay

Date of experience: June 1, 2025
New York
1 review
0 helpful votes
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The best way to build credit!
January 31, 2025

This was a wonderful experience, getting what I want and building credit at the same time. Using automatic payments straight from my payroll is a great way to go. Hassle, free and without interest! That's a plus for everyone!

Thank you!

Date of experience: January 21, 2025
California
1 review
0 helpful votes
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More options
April 24, 2025

PerPay has been a life saver in many instances! But some options are too limited and they do not provide great options for things like sofas or bedroom sets. They're mediocre to say the least and not eye catching at all. This would be my go to more often than using the 4 pay apps, but PerPay just don't give a good choice option.

Date of experience: April 14, 2025
New Jersey
1 review
0 helpful votes
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A great way to build credit
May 16, 2025

Per pay has been an excellent way to get started with fixing my credit and is worry free when it comes to payments. They come out of my check before I even get it so no more missed payments! Thank you per pay!

Date of experience: May 16, 2025
Rhode Island
1 review
0 helpful votes
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Sweet deal
May 25, 2025

Everything's very close to the same price that it would be at the store paying all the money up front. This way I don't have to save up for an item in order to afford it. I can just set the direct deposit payment and forget about it until the item is paid for. Thanks to PerPay, my home is finally filling up with things I've always wanted. Great place to acquire big-ticket items without the big-ticket cash drop

Date of experience: May 25, 2025
New York
1 review
0 helpful votes
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Perpay=Awesome
May 24, 2025

I love Perpay. So much stuff and good quality stuff. Gives you the opportunity to purchase items that you are unable to due to your credit. 100% LEGIT! Just setup a little bit of money out your paycheck and get what you want and you don't have to worry about paying the bill. Actually brilliant. Wish there were more places like this. Thank you Perpay!

Date of experience: May 24, 2025
Illinois
1 review
0 helpful votes
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Not bad
May 29, 2025

I get it a lot of you don't like the pricing on somethings. I haven't had a problem with them once. They work with me and even since i was on time they let me get my order ahead of time. I can't promise they won't do the same for you. We are all different. Some people are so rude to people in customer service but expect kindness back smh. Not how it works. They worked with me made it easy to set up I don't see a problem with the pricing. They boosted my credit up a few times. Try them worst case you don't like them return the product as long as it's in good condition and original packaging your good to go. Don't believe all the negativity. I been with them awhile now and I can say they are better than a lot of the other places out there, so stop reading and give them a try!

Date of experience: May 29, 2025
Oregon
1 review
0 helpful votes
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Per pay is great
May 7, 2025

I love everything about pay per except I have been a customer for years now always pay more every paycheck it says I may qualify for active shipping but it doesn't happen they did like 2 times why did they stop? It is kinda madding. But everything else has been really great

Date of experience: May 7, 2025
West Virginia
1 review
0 helpful votes
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Customer service is great.
May 19, 2025

I love perpay it gives me the ability to purchase things I want/need on payments. Building my credit while doing so. But I have 691.00 in credit and had to verify everything again before I could order and I've never missed a payment. Overall I am exceptionally happy with perpay and thank them for giving me the opportunity.

Date of experience: May 19, 2025
Washington
1 review
0 helpful votes
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Always great customer service!
April 21, 2025

Over all highly satisfied as usual. Perpay has the best customer service. Perpay all around is such a great company and makes it easy for me as a consumer to be able to purchase high quality items without leaving my bank account empty. And if I ever have issues I always reach out to support which is very user friendly and I'm able to get a quick response and a resolution without any issues or hoops to jump through.

Date of experience: April 11, 2025