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Bridgecrest

How would you rate Bridgecrest?
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Ohio
1 review
14 helpful votes
Follow Katherine D.
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Called before my due date to get an extension on car loan (as ALL other places are doing this due to COVID) and was told can extend for 2 weeks. I'm in Ohio and an ind contractor so can't even file for unemployment until mid May so extending 2 weeks does nothing. My hours have been cut to virtually nothing and advised woman of that and that there was no money so that would not change in 2 weeks. I took the 2 weeks as that was my only option but no payments will be made unless a bag of money falls from the sky for me. Not helpful or accommodating at all.

Date of experience: May 6, 2020
Pennsylvania
1 review
42 helpful votes
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It's insane reading this and seeing how many ppl are having the same problem. I put $800 down for a car had an unexpected expense come up so I made my first payment late the car got repoed they kept the payment and refused to give me the car or my money back. When I say I late I mean 13 damn days and all they keep telling me is to call my bank. If I could I'd sue these ppl are extremely predatory avoid at all costs if possible.

Date of experience: January 10, 2020
Georgia
1 review
0 helpful votes
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Bridgecrest rocks
January 4, 2021

I don't understand all the bad reviews Bridgecrest has always worked with me! When I became ill Bridgecrest worked with me on my payments and have continued to do so! They are the most compassionate and understanding loan company I have ever dealt with! All you have to do is call. And my car has lasted far well then any other I have purchased! Thank you Bridgecrest for being there when times were rough I wish I could give them 10 stars

Date of experience: January 3, 2021
California
1 review
2 helpful votes
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Terrible company shows its ugly face during COVID times. No help whatsoever, charges your credit card without telling you it's a cash advance, and has no mercy to help people who have lost their jobs, only looks to add more and more interest. Stay away, go to your local bank, wish I did.

Date of experience: April 24, 2020
Utah
1 review
2 helpful votes
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Through them and carvana these guys are terrible. They over sold me on insurance if the car breaks I could get it repaired. Something did break and the car would not work properly and now I have to pay out of pocket for repair when I was told the insurance would cover the car as long as I had coverage. Screw these guys!

Date of experience: November 28, 2022
Illinois
1 review
1 helpful vote
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Horrible
March 20, 2020

I will never ever mess with these people again I this time were all this viruses going on these people still hounding people for a payment I have kids two and lady told me so what they want there money $#*! that car and that company

Date of experience: March 20, 2020
Iowa
1 review
5 helpful votes
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I feel like I'm 10 again
September 4, 2019

What can I say? My first payment is due 9/8/19. I've so far received 6 email reminders and phone calls that my payment is due 9/8/19. Bridge crest even went ahead and set up automatic payments from my checking account for the day BEFORE it's due. Weird flex but OK. I feel like I got my mom over my shoulder reminding me to brush my teeth and clean my room and do my homework - but it's just Bridgecrest reminding me to pay my loan weeks in advance.

Date of experience: September 4, 2019
Virginia
1 review
3 helpful votes
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Not that bad
August 9, 2020

I know I'm reading negative reviews but based on my experience it hasn't been that bad for me as of 8/9/2020 I am behind on my payments I make sure I contact them let them know whats going on... Sure they talk crazy and try to tell me what I need to pay which is usually a lump sum after I've told them I don't have it so I just make at least the minimum payment and it works out. Usually my repo assignment date is pushed back two weeks after a payment

Date of experience: August 9, 2020
North Carolina
1 review
5 helpful votes
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Carvana's loan company- RUN AWAY!
June 16, 2022

Easy to apply on Carvana wedsite, so I used them. Everything was ok until I decieded to pay off my loan.
Somehow I paid my payoff twice- my fault. After finding this out I called Bridgecrest and got someone in India who I could not understand. After finally telling her what i needed she transfered me to another department, still no help. This guy transfered me to the resolution center. Hey, some I could understand, her name was Brandy, she listened to what I had to say and said she would look into it and told me to call back in 2 weeks. I called back in 2 weeks, no Brandy- some guy. Same bull $#*!. This crap continued for over a month. As of today a 6 phone calls I still have not got my money back. Awful service!

Date of experience: June 16, 2022
Arizona
2 reviews
0 helpful votes
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Ripped
October 20, 2019

Bought a 2012 Chevy from Dr T financed through bridgecrest, 2nd car I have bought there. Paid the first off 1.5 yrs. Early so decided to replace after many issues. Drove car home all was fine My first payment was 5 days late suppose to have a 7 day grace period I called explained the reason and told them the payment would be paid within 3 days I was in the process of changing banks. The next day I woke up the car was gone during the night sent a repo theft. I had just put new floor mats, and personal items in the car and all was gone this company and people are all thieves I would never recommend either of the companies. Buyer Beware.

Date of experience: October 20, 2019
New York
1 review
1 helpful vote
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Crooked theives
November 23, 2019

Go on and get scars that are from fleets and they're not good conditions when they deliver them they take your intellectual property and resell it it is a crooked company and then trying go after cars that belong to people already.

Date of experience: November 23, 2019
California
1 review
2 helpful votes
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Bought a car thru carvana back in dec 2018 and used carvana finance. Paid all my payments through carvana until out nowhere I couldn't pay my payment through carvana I had to do it through bridgecrest website. I setup automatic payment and assumed everything was good until I got back from a job over seas and found out that the automatic payments didn't go through and the car was put up for repo. I tried calling to fix the issue and everyone I spoke to was rude and disrespectful so I told them to come pickup their car. Two years later and the car is sitting on my property and now they can't find my account in their system. Very unprofessional and worthless company.

Date of experience: February 16, 2022
Georgia
1 review
0 helpful votes
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WORST PLACE EVER
January 15, 2022

Terrible customer service, i regret every getting a car with them. Found out i had Coronavirus called to let them know my situation i was only a couple days behind. They still repossessed my car i have no way to work or anything and on top of that they're trying to charge me up charges just to get my car back.

Date of experience: January 15, 2022
California
2 reviews
0 helpful votes
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No Problems
October 15, 2021

So far, I've had no real problems with Bridgecrest. Payments are accepted on line and posted to the account automatically. Interest rate is what my credit deserves - frankly, I was surprised at how easy it was to get the loan, given my situation. My only problem with them, and the reason for three
stars rather than five, is the lack of information in contract details. I like to see a breakdown of principal and interest when my payments are posted - ideally an amortization. To see the balance, you have to click on the "payoff request" icon and then all you get is the payoff - no information on interest or fees. The other missing information is the original contract - when I executed the contract with Carvana, the executed copy failed to download. I cannot locate a link on site do download a copy.

Date of experience: October 14, 2021
Texas
1 review
0 helpful votes
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Closed account
December 29, 2022

Beware...I just received an email from Bridgecrest stating that my payment was decline, problem is I have not had an account with Bridgecrest in a year, so they had no business processing a payment. Luckily that card they had on file was old and obsolete. They say it was due to a system problem, but if it had processed successfully, I would have to wait till I got a bank statement showing the payment, before they would process a refund. Why would I have to prove your mistake when you would see a payment sitting on an account that is closed and has been for a year?...Beware

Date of experience: December 29, 2022
Ohio
2 reviews
11 helpful votes
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You may never know how much you borrowed, original interest, the number of remaining payments, etc. They will not make it available online and will not mail it to you either. This is a violation of Federal Law.

Date of experience: January 5, 2020
Pennsylvania
1 review
33 helpful votes
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Bridecrest is a complete scam. I got a car through drive time and it was the worst thing I ever done in my life. They completely over charge for used car. The cars are complete lemons. When you need your car repaired the warranty never pays for barley anything and, they want u to pay a car note on top of your car being inoperative. Don't buy from drive time or get a loan through bridecrest u will regret it.

Date of experience: July 10, 2020
Michigan
1 review
1 helpful vote
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I understand that this is a subprime financing company; however I also believe that if you are dealing with people who are already struggling with bills, credit, etc you should be more mindful of their customer service experience. I do not have any problems with their interest rates or my payments, it's my fault for allowing my credit to be this bad. I do blame them for having customer service rep that seem impatient, talk loud, and say sarcastic remarks when asking simple questions like how much is my pay-off or does the company offer holiday payment reliefs. Not a good look Bridgecrest, not a good look!

Date of experience: September 29, 2019
Indiana
1 review
0 helpful votes
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Don't use this company
August 30, 2021

I contacted this company the first of July to let them know I have applied for disability and told them that I would send in one payment per month until my disability kicks in then I would make up the back payments. Even sent them a letter from my attorney regarding the disability process. Bridgecrest stated that was fine but they would need to add on interest charges until I'm caught back up. They called today wanting their $1400 or they were going to start the repo process. I asked what happened to me making one payment month until my approval for disability kicks in. They stated we gave you a month. These people do not care of customers and have no moral. Please don't use the company for your financial needs. RUN IF YOU HEAR THE COMPANY!

Date of experience: August 30, 2021
New Jersey
1 review
0 helpful votes
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Unhappy with the service
February 22, 2022

Im very unhappy on how they treat people they call and call and call and when you tell him that you are unable to make a payment at this time or they want another payment they keep harassing you and threaten to take your vehicle away

Date of experience: February 22, 2022

Overview

Bridgecrest has a rating of 1.4 stars from 403 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Bridgecrest most frequently mention customer service, drive time and due date. Bridgecrest ranks 187th among Payment Processing sites.

service
143
value
140
shipping
45
returns
46
quality
141
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