WhyNotLeaseIt

You'd be better off saving your money and paying cash. I thought this was a regular lease/rent to own company. They're not. They're loan sharks to put it nicely and should be prosecuted. I'm seriously considering filing a complaint with my state's atty general's office. I've leased a couple of items for around $400 each and have paid dutifully fur 14 months thinking I'm nearing the end of the payments... nope. I actually owe more than i originally leased them for and I've already paid nearly 2k for them... each. Stay away from this company. There's nothing you need that bad that you'd use their financial services... NOTHING!

Absolutely an abhorrent leading company. Plain disgusting. They literally take advantage of the disenfranchised to squeeze whatever they can from them. I not a $499 washer and I expected to pay at least $300 in additional for the lease itself. Well, turn a out that's what happened only not only did I pay the $499 and $300 but now they want an own it fee for an additional $300?! Why this isn't seen as a scam to FCC amazes me! This is consumer fraud and deception. These ppl need to be taken to court. Not only that but the monthly payments become biweekly towards the end! Wtf is that?! These ppl are literally sick loan sharks who have no appeal at running a reputable company. Disgraceful and fraudulent.

Rip off. When I first set up they weren't drafting account, an on their end. Charged fee and credited me back most of them. Then I provided a credit card and my payments were being made and balance was going down. When I reached roughly around $200, my payments stopped being applied to the balance and was told I continue to pay until the lease is paid in full. So my payments were going to interest only. I told them I was cancelling my card until we resolved the balance issue and my payments were being credited correctly. They continued to try and charge my card and then charge me a return payment fee. Ranked my bill up to $700 and turned it over to collections. I refuse to pay it, so I guess it will sit on my credit.

This is a total rip off, they tell you, you have to make 5 monthly payments. None of these are credited to the purchase price, and you can only cancel; after they have taken 5 months worth of payments from you. Than you have a option to buy it for MORE than the price it was sold for. Its no wonder Sears is going bankrupt, all the Sears stores in my hometown have failed. It used to be a store and a brand you could trust. NO MORE. I will never set foot in a Sears store again.

This is not leased to own. It's leased to never own. They told me that you will own the dryer once 8 payments are made, 15 payments and I'm still paying for it. It was an automated payment so I didn't realize until now. I called them and they told me that you have to let them know you want to own it after your lease payment or they will keep charging you for the lease. Why is it called "Lease to own" if the customer has to call and let you know they want to own it? That's the main reason customers accept the deal. NEVER DEALING with this company ever again, I rather buy something on craigslist then use this company again. STAY AWAY!

So I bought a dishwasher back in July 2017. It was almost 900.00 for it. The contract is, I pay 70.00 2x a month. What the salesman told me was I keep paying this and eventually I will own the dishwasher. What actually is happening is if i dont pay off what I owe which is now 375.00... They will keep charging me 140 a month forever! They said the salesman should have told me after 5 periods I could have paid the 375 and end my contract... I have now paid over 1000. 00 extra in just lease payments. IF you use them please make sure you don't make the same mistake as me and believe the salesman. WHynotleaseit has been good for customer service.

Was talked into lease to own by sears store staff, why not lease it was company. I have made the number of payments as expected but they are still taking payments. I contacted the company to find out no that I have been making lease payments, to purchase the item I had to pay $320.00 which bought total of item to 1200. 00 on a 650.00 item.
I then attempted to make the purchase to stop the payments from being taken, they refused to take the payment. Stated system would not accept the card

I lease a air conditioner from why not lease it by way of Sears. I have central AC but my AC unit broke in my home. After making the payments, I opted to give the unit back. I called while not lease it and they were supposed to send someone to get it. After a month, I called again and also send emails. They even send me emails stating my payment is overdue. After 5 months, a lady called from whynotlease it and made me a ridiculous offer to buy the AC unit. So of course I did buy it. Last week my microwave and refrigerator went broke at the same time. I tried to lease the refrigerator through whynotleaseit and was turned down. Trust me, it is not because of my credit or my income. This company wants to make a lot of money off you, but they are mad vengeful when they don't. This is a unprofessional way to do business.

I ordered a few Christmas gifts December 10th. I was approved and they took $60 down payment despite advertisement from Sears stating $30 down payment if ordered online. False advertising!

They didn't notify Sears of the lease agreement. I contacted Sears and whynotleaseit several times trying to get one of them to contact the other to get the order fixed. They refused.

Whynotleaseit changed their story several times claiming I had to give them between 24 and 72 hours for Sears to fix it. This is my third lease and my wife has done a lease before also. We never had to wait. It's always been instant. Sears has no order # or knowledge of the order.

I am submitting the $60 charge as fraud to my bank!