business logo of Perpay Inc.

Perpay Inc.

Overview

Perpay Inc. has a rating of 4.2 stars from 978 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 9th among Discount Shopping sites.

service
305
value
122
shipping
116
returns
85
quality
649
This company responds to reviews on average within 3 days
+86
How would you rate Perpay Inc.?
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grey star
grey star
Florida
1 review
0 helpful votes
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Dependable
April 11, 2024

The items I receive are very good items.Quality means everything to me.

Date of experience: April 10, 2024
California
1 review
0 helpful votes
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Great app
April 11, 2024

Got my first computer for college and plus credit score has increased

Date of experience: April 10, 2024
Florida
2 reviews
0 helpful votes
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Customer service
May 8, 2024

I enjoy the service and the merchandise but I don't like the fact that when it's time to reorder that the orders are getting declined or they're not getting approved and they say they're going to send you an email and an email number comes so it's very unprofessional to have the client waiting to find out why their account was not approved

Date of experience: May 8, 2024
Georgia
1 review
0 helpful votes
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Great experience start to finish!
May 8, 2024

I'm a new customer! So far everything is great! I have no complaints! Thanks for making things so easy for me! I have the Perpay credit card and I placed an order. Everything is perfect so far! Great job guys!

Date of experience: May 8, 2024
Iowa
1 review
0 helpful votes
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Hshs
March 3, 2025

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Date of experience: February 21, 2025
New York
1 review
0 helpful votes
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Prices are way too inflated
May 13, 2024

I understand that the company needs to make money but why would I want to pay hundreds of dollars over retail for let's say a PS5 or Xbox when I can easily get them for MSRP or less at another retailer?

Perpay is very easy to use and is a great service but they need to lower their overall prices

Date of experience: May 13, 2024
Perpay T. Perpay Inc. Rep
12 months ago

Hi Matthew, thank you for sharing your feedback with us. We appreciate your kind words about our customer service and ease of use. Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!

Pennsylvania
1 review
0 helpful votes
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Robaron todo mi dinero
December 22, 2023

Se adueñaron de todo mi deposito directo
Más de 500 dólares y no recibo absolutamente nada
No envían nada y se quedan con todo tu dinero
Les escribí y llamé pero nadie resolvió nada
Espero poder entablar una demanda porque robaron todo mi dinero

Date of experience: December 22, 2023
Perpay T. Perpay Inc. Rep
over a year old

Hey there!

To clarify, we don't have the capacity to take your direct deposit. Rather, your payments are automatically deducted from your paycheck if your Perpay allotment is still active. We don't have the authorization to stop payments at this time. Please email hello@perpay.com referencing this review so that our Support team can help you!

Mississippi
1 review
0 helpful votes
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Great
May 2, 2024

Every I ordered has been great. I love that the money is taken from my check each week and so far has been very inexpensive

Date of experience: May 2, 2024
Massachusetts
1 review
0 helpful votes
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Good credit line for utilization
May 2, 2024

Good to have a high credit line can buy things if need them an good on report

Date of experience: May 2, 2024
Puerto Rico
1 review
0 helpful votes
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Awesome
May 7, 2024

Great to have access to high dollar merchandise and be able to make payments with bad credit

Date of experience: May 7, 2024
Arizona
1 review
0 helpful votes
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April 11, 2024

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Date of experience: April 11, 2024
Oregon
1 review
0 helpful votes
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Perpay
April 11, 2024

You are awesome!👋🙃😎😊🎈🧁💗😁😄😃😀🙃🙂😇😊😘🥰😍😌😌😉😋😚😙😗🤩🥳🤓😎😏🤠😻🏻🤘🏻👊🏻👍🏻👋👋🖖🏻🖐🏻🤚🏻👁👨🏽‍🦱💋👄🧑🏼‍🦱🧁🍦🥮🍮🍪🍩

Date of experience: April 10, 2024
Ohio
1 review
0 helpful votes
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Happy
April 12, 2024

!

Date of experience: April 12, 2024
New Jersey
1 review
0 helpful votes
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Enjoy the ease of payments
April 29, 2025

It's an easy process, my only problem is I've set up my payment for more the required and has been paying the extra but when I go to purchase an item I'm forced to update my direct deposit instead of recognizing it's already more then the required amount. Causing me to have to explain to my employer why I am constantly changing my direct deposit because a fear of fraud. Still I've paid off a laptop and a mattress in no time giving me an experience of keep coming back.

Date of experience: April 19, 2025
Illinois
1 review
0 helpful votes
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They just want your money
May 1, 2025

They do not care about you, and honestly this isn't what it seems everything is extremely marked up by price, most of the stuff on there is stuff no one wants or needs just stuff to get your money, the credit card is only given if you have 700+ score. Customer service is trash and bots. This company is just praying on you.

Date of experience: April 21, 2025
Perpay T. Perpay Inc. Rep
2 days ago

Thank you for taking the time to share your feedback! Our purpose is to help individuals access the products they need while building credit along the way. We regret that your experience didn't reflect that mission. Our pricing, product selection, and credit-building features are designed with our community in mind, and our team is committed to offering personalized support. If you’d like to discuss your concerns further, we encourage you to reach out at hello@perpay. Com, a team member will be more than happy to assist you from there!

New York
1 review
0 helpful votes
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The best way to build credit!
January 31, 2025

This was a wonderful experience, getting what I want and building credit at the same time. Using automatic payments straight from my payroll is a great way to go. Hassle, free and without interest! That's a plus for everyone!

Thank you!

Date of experience: January 21, 2025
California
1 review
0 helpful votes
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More options
April 24, 2025

PerPay has been a life saver in many instances! But some options are too limited and they do not provide great options for things like sofas or bedroom sets. They're mediocre to say the least and not eye catching at all. This would be my go to more often than using the 4 pay apps, but PerPay just don't give a good choice option.

Date of experience: April 14, 2025
Washington
1 review
0 helpful votes
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Always great customer service!
April 21, 2025

Over all highly satisfied as usual. Perpay has the best customer service. Perpay all around is such a great company and makes it easy for me as a consumer to be able to purchase high quality items without leaving my bank account empty. And if I ever have issues I always reach out to support which is very user friendly and I'm able to get a quick response and a resolution without any issues or hoops to jump through.

Date of experience: April 11, 2025
Georgia
1 review
0 helpful votes
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Great love it
April 11, 2024

Awesomeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee

Date of experience: April 10, 2024