Perpay Inc.

I love that I can buy gifts in time. It takes the stress off of my finances that are thin enough.

To qualify, at this point I've used perpay for a few years and it can be pretty effective when used strategically. In total I've definitely spent thousands across computer stuff, game systems, furniture, and smaller stuff.

I'm not going to lie, it's a little too simple and comes off sketchy, even years later, but is consistent for the way it works.

I'll admit I'm the kind of person that micromanages stuff like this so in general I haven't had any serious issues or even the need for any returns, but I have had to consult customer service before and can admit in general it was a less than adequate compared to what you'd normally expect for the way they come off.

Otherwise, though, if you shop smart and make a point to figure out the "real world" prices of the goods you're looking at and generally research what you spend money on, you can easily start to find pocket deals that only have you paying a small premium for the service vs some goods that will quite obviously gouge you for 2x the normal selling price.

My biggest gripe and concern, as of late, is a FAQ entry that inquired about reporting positive payments to credit that originally was answered that it was being investigated but has since been edited to promoting the credit free aspects of the program, which I think dodges the question.

There are no real world model#s or super detailed pictures/specs of stuff so it really takes a lot of consumer effort unlike others that might give you more shopping tools and considerations.

It's far from a 5 star service but otherwise works as described, but is best if you have easy direct deposit payroll management, know how it works on schedule, and can otherwise research and micromanage each payment plan you set up to avoid junk and being gouged.

It don't take long to get your merchandise and I love how they take it out my work check so I won't miss a payment I love Perpay

Everything we have ordered we received in a timely manner and of good quality.

Great. Program that helps build credit and it got me a credit card.

The products take to long to arrive and the prices are too high.

They very nice ver affordable
I love because you do easy payment it will with your credit

I am very happy with this service it was very helpful.

Awesome always quick friendly and easy to deal with. Great company to do business with.

The items are a little pricey, but well worth it. I got a VR & a set of earrings

Very great customer service and very helpful with my needs

Very quickly and good product I like those merchandise they have

I didn't like this product I was upset it's not power strong enough

Quick easy and reasonably priced. Great brands and more

I love them and I have no complaints about them. They are reliable and reasonable

Perpay is the greatest thing in the world. I have been telling everyone about it.

I love how the credit card is connected to your payroll so you don't miss a payment…