website thubmnail of Experian
How would you rate Experian?
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New York
6 reviews
4 helpful votes
Follow Bill L.
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Can't place fraud alert
February 4, 2025

I used to be able to place a fraud alert by providing my Social Security number and other information. Now it tells me to create a free account, but the process is complete unusable garbage. It tells me it will call or text my phone number but doesn't allow me to tell it to call as my landline can't accept texts. When I give it my cell number, it sends me a URL. When I take the time to enter this into my browser, it gives me a worthless error message "something went wrong." All I do is run in circles with it.

Also, when I tried to sign in another way, it told me "We called [my phone number] with a 6-digit verifcation code." but the phone never rang.

Then, when I gave it my cell phone number and said to text a 6 digit code, it texted it to my landline instead which cannot receive text messages.

Then I tried another browser in case there was a problem with cached information, and this time it told me it was texting a code to the cell phone, but it never arrived.

It took me about 2 minutes to create an account with another credit agency which even told me, without my asking, when I needed to renew my fraud alert.

Date of experience: February 4, 2025
New York
1 review
2 helpful votes
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Absolutely horrible
February 21, 2024

Absolutely horrible. Does not deserve even 1 star. Constantly pushing to buy more services and selling credit cards that I don't need. Impossible for 2 people with advanced college degrees to figure out how to put a fraud alert on the account because a 10 digit credit report number is required but not provided. This system itself is fraud.

Date of experience: February 21, 2024
California
1 review
2 helpful votes
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Their telephone system literally makes it impossible to reach a human being. I've tried getting my annual credit report, and while the other two agencies, Equifax and Trans Union, both work without issue, Experian would not create a report for myself, or my wife or my mother. The only way I would give this company one star is if there's no option to give them zero stars.

Date of experience: February 23, 2024
Ohio
2 reviews
8 helpful votes
Follow ANDREW B.
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Poor Dispute Processing
January 24, 2024

There is no way this company actually investigates disputes, at least those submitted online. They wait a couple days then close the dispute with no change to the information. Meanwhile, both Equifax and TransUnion deleted the information I disputed. The only option would be to sue them, but of course they know we can't afford to do that so they can get away with such a poor business practice.

Date of experience: January 24, 2024
New York
1 review
0 helpful votes
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They cheat
June 20, 2024

My credit score is getting better and better but Experian reports my ratings going down as I move from one category to a lesser category. When I check it out they want money so I can dig deeper into what I'm sure are false reports. You guys are scaring people just so you can get more business from them. Merica the great.

Date of experience: June 20, 2024
Nebraska
1 review
0 helpful votes
Follow Arash G.
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%90 of updates you receive from the Experian app are just fake. They just want you to log-in and eventually buy their services. After you get fooled and buy their subscription, they have nothing useful for you. Even the reported credit score is off. Each login takes three minutes on my phone. I think they wrote their whole system in Python. It is probably the slowest website I have ever seen in my life.

Date of experience: February 20, 2024
Washington
1 review
2 helpful votes
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Terrible Company
February 11, 2024

Experian is a complete waste of your time stay far away from this company and their services. This company is only interested in taking your money to pay off terrible smokes people such as Travis, Mr. Pfizer himself that's all I need to see you to know this company is pure garbage

Date of experience: February 11, 2024
North Carolina
1 review
2 helpful votes
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Got a letter from AT&T saying they leaked out information onto the dark web and offered one year credit monitoring thru Experian. Set up the account yesterday and cannot log into it today and cannot get a hold of a live person. Personally, I wouldn't even give them 1 Star if I could! Nothing but a freaking scam!

Date of experience: May 7, 2024
Georgia
4 reviews
4 helpful votes
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Horrific Customer Support
February 16, 2024

There is no option for online (email/chat) customer support. You have to call and speak with someone who continues trying to upsell you the different options that Experian has, and there is a major language barrier because they outsource their CSR's. I called to cancel my membership after I learned that I could not cancel the 7 day free trial on the website. They make it difficult in hopes that they can squeeze more money from you. Wish I had read reviews first, but thankfully I was not charged because I used an empty account to reserve the membership.

Date of experience: February 16, 2024
Italy
2 reviews
1 helpful vote
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Pure junk company
April 5, 2024

Autocar use this platform for information. Experian as usual has got it wrong, classified my car as a N. Where they get that rubbish from is a mystery. Maybe some idiot in South Africa who is paid peanut money, no education either. Experian are not a trustworthy bunch, they could not tell the truth if it hit them in the face. Yobs or junkies is the UK rating for Exoeriam

Date of experience: April 5, 2024
Oregon
1 review
0 helpful votes
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I got Experian boost hoping to boost my credit score by a small amount but I had my name legally changed partway through the process and it is impossible to get fixed. I used their online upload: doesn't work, tried to fax them: their inbox is full, I sent my private information in the mail and called several times with no success. I am very frustrated that this has put me so far behind in my credit improvement process.

Date of experience: February 29, 2024
Minnesota
2 reviews
2 helpful votes
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Disengenious company
December 5, 2023

I frankly think the FCC which is another company that don't do their job, should investigate Experian. My score has been the same for over a year I mean it hasn't changed 1 number up or down. This company hijacks your information then sell it other companies who want to deny you credit. I'm sure they are working in cahoots with redlining companies and loans companies and rental agencies that pay them to give them denial ratings. Now they are asking credit cards how is this even legal? I will also start asking merchants I acquire credit from if they use Experian credit report which I will very promptly go some place else. This company is as negligent as it's unprofessional noisy foreign customer services departments!

Date of experience: December 5, 2023
California
1 review
2 helpful votes
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Experian is a scam
December 19, 2023

Experian refuses to remove falsified information. I had a collection over 10 years ago with Farmers Insurance Group FCU. That company continues to falsify my payments to continue the debt. Experian continues to lean towards the big corporation rather than accept my disputes.

Date of experience: December 19, 2023
Ohio
1 review
0 helpful votes
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Was turned down by a credit card company due to Experian credit research. Card company said I would need to contact Experian to answer any questions. Tried multiple phone numbers would only get a useless recording that would not connect me to a live person. Went to website to obtain a free report, had to create an account and still would not create an account or provide a report!

Date of experience: January 23, 2024
North Dakota
1 review
3 helpful votes
Follow Walter J.
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Experian is already doing a job of monitoring your credit, I signed up with them for several months with no improvement on my credit and debt at all. I even had my first identity theft fraud issues until I had to seek better credit improvement with a credit techie on instagrm {webghost33} who helped clear my cc and loan debts of over $43,000. To my surprise, all negative inquiries and bankruptcy statements were removed totally from credit report. If you value your time and money, you'll cancel your subscription with them and do better with your credit restoration. Imagine i had very poor score which got worsened with FDR, now My current score is 720s and it could get even better.

Date of experience: January 4, 2024
Idaho
1 review
1 helpful vote
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Can't add a new card to pay my subscription to your premium service. The current card was stolen and had to be canceled.(fraud detection my azz.) So, because your app won't allow me to add a "valid" expiration date(see pic, note the lack of option to add a slash.). I cannot continue my subscription with you. **Also, I've requested my credit union to be listed on your app so I can use boost for two years now to no avail. I guess I'm done with you.

NOT SATISFIED WITH YOUR HALFA55ED SERVICE. Experian.com is no where near worth the 25 dollars a month. Get a clue. Since I wasn't able to speak with a human, I shared my post as a review.
Also, looking around the app for Android, you'll notice several places where script is overlayed onto others making it illegible. See second pic.

Date of experience: February 16, 2024
California
2 reviews
0 helpful votes
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Experian is the worst.
January 21, 2022

Experian kept sending me these pre approved credit cards. I wanted 1 more credit card. Well I was denied and Discover did a hard pull on my credit. Damaged it significantly. I'm pissed. They are getting paid by these companies to do this. The worst company ever. I'm done with them.

Date of experience: January 21, 2022
Ohio
1 review
0 helpful votes
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Banks
April 14, 2024

It's super sad not all banks are listed on your page for Experian boost just few of them and so far you guy's won't add my bank which is citizen bank so not very helpful thanks

Date of experience: April 14, 2024
New York
1 review
5 helpful votes
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I keep on getting the feeling that someone is half-successfully hacking my experian.com account basically since it's inception. When contacted, the company really didn't care very much at all. Using this site makes your identity vulnerable to theft.

Date of experience: November 23, 2015
Pennsylvania
1 review
4 helpful votes
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Fraud
February 19, 2023

"30 day free trial"... except will charge you $30 at 7 days in. They did not provide any services within the 10 days I've had the account thus far. They took a ton of my personal information though. And suspiciously I've received record number of scam calls since I signed up. Buyer beware.

Date of experience: February 19, 2023

Overview

Experian has a rating of 1.3 stars from 142 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Experian most frequently mention customer service, live person and identity theft. Experian ranks 70th among Credit Reports sites.

service
76
value
73
shipping
2
returns
3
quality
76