CareCredit

Do not use this company to buy heading aids. I was told if you pay the amount of the hearing aid within one year you will not be charged interest. It makes it seem like it's a loan which it is because they pay off the hearing aid. However you will be hit with late fee charges like crazy. So don't go there

Even if you're a customer, there's no way to get human. Call center keeps re-routing you around in a circle with this annoyingly cheerful voice. Finally got human by simply not responding to all the wheedling.
O/W, I'm happy w/ the online card service.

I love care credit. Unlike all the other people, I've had no problems with them what so ever. It's great to have the interest free promotion option, even if my bill is less than 200 I go ahead and place that amount on the card just for the promotional interest free period. Super helpful not only for myself, but also for my dogs. Advice I would give to others? Stay on top of your payments, pay early if you can and always, ALWAYS pay more than what the minimum says. By doing so you save yourself from getting hit with the high interest. It's called responsibility folks.

I've had Care Credit now since 2014 and have never had a problem with my account that was not immediately and respectfully resolved. Customer service has always been responsive and polite. I pay my bill every month before it's due and everything goes smoothly. I read the credit agreement they offered and am fully aware of how they operate. No surprises as some reviewers state they've experienced. Read and know your obligations for this card.

I feel bad others have trouble with this company but wanted people to know there are some positive experiences with Care Credit. You keep your end of the agreement and they will keep theirs. I would recommend this company.

I have never had an experience of using specially designed and produced credit card for health care needs. It's rather peculiar to me.
On the one hand, indeed taking care of health is too expensive, and it's cool that you can easily apply for it here, the decision is made quickly, without any hassle and then you can freely pass check-ups and whatever you need.
So, thanks to the service, I can't say anything more. They rescue a lot of people who need assistance in terms of health but can't afford it.

I've had CareCredit for years and have always been grateful for this type of card. They recently reduced my line of credit, maybe because I hadn't used it in a while, but when I requested an increase of $5000 for dental work (pay over time), I was instantly approved. I also received 10,000 points, which can be used on their rewards site. They have thousands of choices; I was able to trade in my points for a $100 Amazon gift card; awesome!
CC gave me over a year to pay for my dental implants (they have various interest-free pay-over-time plans). I'm very happy with their card/service and also with the Synchrony website, which makes it very easy to manage your auto payments so you don't get hit with interest and to ensure you pay off your balance in time. I would not hesitate to recommend this card to anyone needing dental, health, cosmetic, or vet services.

CareCredit was helpful when I had an emergency vet bill. I went to pay off my remaining balance today and noticed they changed my credit limit from $2,500.00 to $250.00. I was told they sent me a letter which I have never received. Thank goodness I didn't have to rely on that credit line not knowing about the change. I went ahead and cancelled my card. Not worth having an unreliable credit line open that might mess up my credit score. Buyer beware. There are a lot of hidden rules with this card you have to hunt to find or just find out the hard way.

The company closed my account after I called and explained to them. That I misplace my care credit card. I called and spoke to one of their representatives and the woman assured me that they were replacing the card with another one with the same information and nothing changing. The next morning my wife had to go and see a dentist and my wife had to pay $300.00. I had the account information to use until my new card arrived. However, it was an embarrassment for my wife because the account rejected payments. My wife came home and I called Care Credit to only learn that they had closed my account after the fact, due to a review of my credit score dropping to 625 among a few other things.
I will never apply for a care card again. I am glad that I am free from this company and that I do not owe them anything. I would not recommend any person to sign up for a care credit card. They also charged high interest fees after their so-called promotion so, please be careful not to get caught up in their scheme. Guess what three days later I received the new card. I destroyed it.

Mysterious charges occur of hundreds of dollars above the original amount during the promotional period. Customer service does not help or address the issue. All you ever hear is we will look into it and send you a letter. A letter that never comes. Somehow they do manage to drop your credit score. Most of their customer service is from another country. Worst credit company ever. The Attorney General really needs to investigate them.

Don't get sucked into this. I have been paying on time for over a year and they have not once reduced what I owe. When I first signed up they stated as long as I paid on time the debt would be paid off in 1.5 years. Obviously that is NOT true. I will tell anybody who is thinking about using this to look into different options. These people are scam artists.

They decreased my credit out of no where causing it to be at max utilization which is what determines your credit score even though I have paid off services and been on time with my payment. Now I'm stuck with a low limit with a high utilization rate because they don't care about their consumers and that they are the reason for decreasing overall credit scores. I'm cancelling them and never supporting them again.

I have been a customer for years. My card carries a small balance of $1200 on what was a $6000 available credit limit until yesterday. I have never received a negative reporting from this company and made all my payments as agreed. They decided to lower my credit limit to $1300 with a $1200 balance dropping my credit score by 13 points. This is horrible business to someone who has paid them well for over 5 years. I will be taking my business elsewhere Care Credit/Synchrony Bank. You should treat your customers better. Shame on you.

Don't bother calling. They'll either hang up on your or won't answer the phone at all. Been trying to call all morning regarding them taking late fees from me every month when my payments are made on time!