website thubmnail of Capital One
How would you rate Capital One?
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GB
98 reviews
406 helpful votes
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Great card
September 25, 2015

Great site which offers you cards even if you have bad credit rating which is superb. I have one of their cards and has been fab. Recommended.

Date of experience: September 25, 2015
Indiana
2 reviews
0 helpful votes
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Never use their card due to fees and never raising limit. Will never use them again with much better cards available and my credit rating at 820!

Date of experience: July 4, 2023
Arizona
1 review
0 helpful votes
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Made a payment then they closed my account without my knowledge. Called said there was nothing they could do

Date of experience: September 13, 2023
New York
1 review
0 helpful votes
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Worst bank
September 24, 2021

Worst bank STAY AWAY, have a joint account, with daughter whose in college, everytime they want to verify something, they insist in speaking with her. What's the point of a JOINT account?

Date of experience: September 24, 2021
Texas
1 review
0 helpful votes
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Worst Bank Ever
June 21, 2022

This bank is a fraud, they give you false information to protect customers when in actuality they do not honor their values. Do not bank here!

Date of experience: June 21, 2022
Georgia
22 reviews
7 helpful votes
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PROFILE ACCOUNTS
PROFILE ACCOUNTS - RUDE and DISRESPTFUL -- This company picks who they want to help and than gives reasons saying your not eligible for help. Capital One is one of the worst companies in banks, and credit cards how they treat their customers is atrocious - They have the slogan "What's in your wallet" nothing because you have taken everything and expect more - Stay away from these cards and this company in my opinion. They charge high fees, and they have outrageous annual fees. Go with other companies if you are trying to get your credit fixed or establish credit don't use Capital One -- They do profile accounts based on who you are in my experience they say they want to help those who suffered from covid yet they don't take into consideration that people are STILL hurting and getting kicked out of houses, losing jobs, and trying to get jobs this world is a mess right now and companies like this need to be put in check to help those with fees and trying to work with them. I hope that sometime some of these (managers) or (supervisors) can experience what other's do it's not always the best route to be on the other end asking for help and asking for a courtesy.

Date of experience: September 9, 2021
GB
1 review
0 helpful votes
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If they can't resolve your enquiry they'll either pass you to another agent who can't resolve it either or disconnect the call

Date of experience: April 24, 2023
California
2 reviews
0 helpful votes
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I've been with CapitalOne for years before the fraud happened and they were NOT able to help with that!
Basically, if you buy a coffee in the coffee shop, give your card to pay for it and cashier does cash back without you knowing, the CapitalOne will NOT protect you from that.
This has happened to me in New Zealand when I've stopped by the coffee shop real quick. Because of the bad reception, I have not received notification about the charge right a way. When came back to hotel-seen that charge. I had to call them FOUR times to report that out and get my money back to my account and all they have said is: "unfortunately, we will NOT be able to help you with that, because the card hasn't been reported stolen".
Yes! It has not been reported stolen, because it wasn't, it has been ROBBED-which has been reported FOUR TIMES! And now they cannot get stolen money back as well as $10 cash advance FEES!
Closing account!
Folks, do NOT deal with CApitalOne! If you are traveling, paying with their card- you can be robbed and they WON'T HELP YOU.

Date of experience: April 3, 2023
Pennsylvania
1 review
1 helpful vote
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SCAAAAAAMMMMMM
January 3, 2023

Do not get capital one there are so many loopholes that they do not tell you about! I would not recommend!

Date of experience: January 3, 2023
Oklahoma
1 review
0 helpful votes
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I had a problem with my checking account, and talked with Raymond Nelson. He was helpful and absolutely made my day!

Date of experience: April 7, 2023
New York
1 review
0 helpful votes
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Zero customer services- fees for days - no loyalty for members. Annual fees no matter what and good luck with their phone!

Date of experience: June 13, 2021
New Mexico
1 review
2 helpful votes
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Withdrew money out of bank account without authorization. I went to bank and got money back. They then froze my account

Date of experience: August 19, 2022
Connecticut
1 review
0 helpful votes
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Beware. Capital One raised my interest rate by 12% when I was late with one payment. I was in the hospital.

Date of experience: March 15, 2022
Canada
1 review
0 helpful votes
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Garbage
April 2, 2023

They will charge you fees just to have there card then charge your more fees that they feel you deserve avoid this terrible card at all cost

Date of experience: April 2, 2023
New York
1 review
0 helpful votes
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Capitol One sucks
August 28, 2023

They tell you to use them and pay in full every month. That's what I do and my score goes down every month. I wish I never got them...

Date of experience: August 28, 2023
Mexico
1 review
1 helpful vote
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Closing my account
November 18, 2021

No help from anyone sitting behind a desk. Must go to a cashier window to get anything done. No privacy.

Date of experience: November 18, 2021
Texas
1 review
0 helpful votes
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Avoid
June 3, 2023

Poor service. Disorganized. Arbitrary branch closures. Poor coordination between various services. Call center service unacceptable

Date of experience: June 3, 2023
Canada
1 review
0 helpful votes
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Thank you for accepting my application. I received a credit card within a week. Thank you for saving me. I need that money.

Date of experience: March 31, 2023
Utah
1 review
0 helpful votes
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AWFUL, DO NOT USE
June 6, 2023

Customer service is terrible, payments are unclear and they dont care about their customers at all. Do not give them your business.

Date of experience: June 6, 2023
Texas
1 review
0 helpful votes
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This bank is so hard to deal with.--------------------------------------------------------------------------------------------

Date of experience: July 8, 2022

Overview

Capital One has a rating of 1.1 stars from 964 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Capital One most frequently mention customer service, credit card and bank account. Capital One ranks 297th among Banking sites.

service
589
value
553
shipping
31
returns
36
quality
557
+93