I've tried several times, and they won't give me a reason. They just say I'm high risk. My accounts are mostly with BofA whom I've been with for 16 years. I'm a 5th generation American born in Ohio, but I travel a lot, and I've lived in Mexico for the last 4 years. (No I'm not Mexican, and my entire family is Christian, not that that should matter!) I'm about as plain vanilla as it gets with the exception of traveling. The biggest problem with it is that they don't communicate. They will let you sit around for a day or 2, thinking it's just a glitch, when in fact, they're not going to do business with you and just won't tell you. Crappy way to treat people and only a crappy company would do that! I'm resting in the knowledge that soon, companies like TransferWise and PayPal will put them out of business, especially as Blockchain tech is embraced more. What comes around goes around MoneyGram. Maybe it's time for a relic like yourself to be out-competed!