business logo of Perpay Inc.

Perpay Inc.

Overview

Perpay Inc. has a rating of 4.4 stars from 1,434 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.

quality
985
This company responds to reviews on average within 2 days
+89
How would you rate Perpay Inc.?
grey star
grey star
grey star
grey star
grey star
Illinois
1 review
0 helpful votes
Follow Shaquira G.
Unfollow Shaquira G.
Send Message
Share Review
Report Review

They just want your money
May 1, 2025

They do not care about you, and honestly this isn't what it seems everything is extremely marked up by price, most of the stuff on there is stuff no one wants or needs just stuff to get your money, the credit card is only given if you have 700+ score. Customer service is trash and bots. This company is just praying on you.

Date of experience: April 21, 2025
Perpay T. Perpay Inc. Rep
2 months ago

Thank you for taking the time to share your feedback! Our purpose is to help individuals access the products they need while building credit along the way. We regret that your experience didn't reflect that mission. Our pricing, product selection, and credit-building features are designed with our community in mind, and our team is committed to offering personalized support. If you’d like to discuss your concerns further, we encourage you to reach out at hello@perpay. Com, a team member will be more than happy to assist you from there!

New York
1 review
0 helpful votes
Follow Dalton R.
Unfollow Dalton R.
Send Message
Share Review
Report Review

Awesome!
May 21, 2025

It's great for big purchases when you don't necessarily have the free income for said purchases. You connect your bank through your employer pay account and you're all good! Also great for people with little or bad credit because after you prove your worthiness they report your payments and it builds credit! Super awesome and love making my purchases here now.

Date of experience: May 21, 2025
Illinois
1 review
0 helpful votes
Follow Regina W.
Unfollow Regina W.
Send Message
Share Review
Report Review

Building Credit One Payment At A Time
May 27, 2025

Absolutely love how payments are set up to come directly taken from my paycheck weekly (or depending when you get paid). Prepay also helps with building your credit and the products that they offer hold to the quality they describe. I recently purchased a laptop and it is phenomenal! Definitely recommend!

Date of experience: May 27, 2025
Pennsylvania
1 review
0 helpful votes
Follow Kimberly T.
Unfollow Kimberly T.
Send Message
Share Review
Report Review

I was very skiddish at first but so far great experience I already received my pool 4 days later payments are taken auto when you get paid so click it and forget it now lets see how long it takes to bring this credit up lol.

Date of experience: May 25, 2025
Texas
1 review
0 helpful votes
Follow Samantha M.
Unfollow Samantha M.
Send Message
Share Review
Report Review

I've had a great experience using Perpay. It's a fantastic option for anyone looking to buy now and pay later without dealing with high-interest credit cards or traditional financing. The platform is easy to use, and the payment process is smooth and straightforward—payments come straight out of your paycheck, so it's stress-free and easy to manage. I really appreciate how Perpay helps build credit, too. Just by making on-time payments, my credit score has improved noticeably over time. They also have a good selection of products, and everything I've ordered has been delivered quickly and in perfect condition. Customer service has been responsive and helpful whenever I had a question. Overall, Perpay has been a reliable and convenient way to make purchases while staying on top of my budget. Highly recommend it for anyone looking to build credit or just spread out payments more comfortably!

Date of experience: May 28, 2025
Washington
1 review
0 helpful votes
Follow John M.
Unfollow John M.
Send Message
Share Review
Report Review

Awesome way to shop
May 8, 2025

I've been shopping with perpay for over a year, it's flexible payment plan is amazing & it helps build credit. I have referred perpay to several friends and family because It has quality products & reasonable prices!

Date of experience: May 8, 2025
Washington
1 review
0 helpful votes
Follow Michelle S.
Unfollow Michelle S.
Send Message
Share Review
Report Review

Effortless
June 28, 2025

Love how you set up direct deposit to pay bill 4 you. I never even know I'm missing the money cuz it comes out before I even see my paycheck and boosts your credit score after a short time. Credit increases quickly.

Date of experience: June 28, 2025
Rhode Island
1 review
0 helpful votes
Follow Jess B.
Unfollow Jess B.
Send Message
Share Review
Report Review

Great Concept, Could be alot better
May 8, 2025

Great concept, but annoying process. I use them a lot because of the convenience of just having the money come out of my check, but I feel like every other order gets delayed because you need to resubmit an updated paycheck. I understand maybe 1 or 2 times a year, but it's literally multiple times a year. It's super annoying and frustrating.

Date of experience: May 7, 2025
Perpay T. Perpay Inc. Rep
2 months ago

Thanks so much for sharing this feedback! We are glad to hear that the convenience of automatic payroll deductions has been helpful, and we completely understand the frustration around frequent paycheck update requests. While these requests are in place to ensure account accuracy and responsible spending, we're always working on ways to improve the process. Your input helps us do just that. If you ever need support with a specific order or update, feel free to reach out at hello@perpay.com.

North Carolina
1 review
0 helpful votes
Follow Ray L.
Unfollow Ray L.
Send Message
Share Review
Report Review

A better way to credit!
June 7, 2025

Perpay is changing the way credit cards are used. It feels good to know that I can never miss a payment or be late because my payroll direct deposit covers any balances on my account every time I get paid. The marketplace is a great option as well. The ability to get high quality products and goods without breaking the bank, and paying over time is the best thing ever.

Date of experience: June 7, 2025
North Carolina
1 review
0 helpful votes
Follow Shanlyn S.
Unfollow Shanlyn S.
Send Message
Share Review
Report Review

I have been using perpay for years now. I love that it allows you to purchase very needed essentials items with options to pay down the purchased amount. You don't have to wait until item is paid off to receive the item. In addition the best thing of all it truly helps build toward you credit report. I have purchased large items such at bed mattresses, portable dish washer, carpet cleaner, several tvs, and numerous Christmas gifts that I would have never been able to buy outright. I truly love this website set up direct deposits and you are all set

Date of experience: June 30, 2025
Washington
1 review
0 helpful votes
Follow Dianette V.
Unfollow Dianette V.
Send Message
Share Review
Report Review

Good company
June 25, 2025

I've been with y'all for a few years now and I've enjoyed the service. There's been some bumpy roads, but y'all handled every situation very well. Every obstacle was taken care of fixed. Well I didn't have to worry so I really truly appreciate you guys for being such awesome company. Thank you Dianette Vance.

Date of experience: June 25, 2025
California
1 review
0 helpful votes
Follow Scott S.
Unfollow Scott S.
Send Message
Share Review
Report Review

Literally the coolest thing
June 30, 2025

So I found out my employer offered this among a handful of other cool services but the ability this gives someone like myself, who once the money is in my account I have the hardest time using it responsibly and then find myself constantly stressed out. This allows me to improve my credit, obtain the items I normally wouldn't be able to afford and I don't even have to think about anything other than my initial direct deposit. Thank you to whomever created this concept and then integrated it within workplaces! Life changer

Date of experience: June 30, 2025
Washington
1 review
0 helpful votes
Follow Christopher F.
Unfollow Christopher F.
Send Message
Share Review
Report Review

Absolutely perfect
June 1, 2025

For the last 3 years I've used perpay I have been able to get what I need and want. I've bought 2 sets of tires, gaming consoles, household items and school shoes, also myself a very nice watch. Things I would not have bought without feeling the pinch. Made my life easier and more comfortable. Thank you Perpay

Date of experience: June 1, 2025
New York
1 review
0 helpful votes
Follow Lucretia C.
Unfollow Lucretia C.
Send Message
Share Review
Report Review

The best way to build credit!
January 31, 2025

This was a wonderful experience, getting what I want and building credit at the same time. Using automatic payments straight from my payroll is a great way to go. Hassle, free and without interest! That's a plus for everyone!

Thank you!

Date of experience: January 21, 2025
California
1 review
0 helpful votes
Follow Jamiela F.
Unfollow Jamiela F.
Send Message
Share Review
Report Review

More options
April 24, 2025

PerPay has been a life saver in many instances! But some options are too limited and they do not provide great options for things like sofas or bedroom sets. They're mediocre to say the least and not eye catching at all. This would be my go to more often than using the 4 pay apps, but PerPay just don't give a good choice option.

Date of experience: April 14, 2025
Michigan
1 review
0 helpful votes
Follow Timothy D.
Unfollow Timothy D.
Send Message
Share Review
Report Review

Definitely happy with my Perpay experience.
July 6, 2025

Perpay is fantastic! The direct deposit payment system makes budgeting a breeze, and I've seen my credit score climb steadily. Fast shipping and a wide selection of quality products make shopping enjoyable. Customer service is responsive and helpful. Highly recommend for hassle-free purchases and credit building

Date of experience: July 6, 2025
New York
1 review
0 helpful votes
Follow Myrna O.
Unfollow Myrna O.
Send Message
Share Review
Report Review

Shipping arrangements should be made better
June 7, 2025

The item I ordered was a head board and rails. Big package, heavy. FedEx got was bothered I asked him to bring it up I floor up. He was actually bothered that I came downstairs to ask him, since he was ready to leave this big box at my building lobby. After talking to FedEx CS, cave to find out, they don't even have to ring the bell! It makes you wonder. Anyway, I think Perpay, should ask customer specific delivery instructions and made very clear to delivery company what is expected. I understand that accommodations might not be free, so charge us! But FedEx and the others should know is expected of them to bring things up. I won't mind paying for that since I'm an old, fat lady, but I need to be given the option. Other than that Perpay has been really great so far, after three orders.

Date of experience: June 7, 2025
New Jersey
1 review
0 helpful votes
Follow Joshua W.
Unfollow Joshua W.
Send Message
Share Review
Report Review

A great way to build credit
May 16, 2025

Per pay has been an excellent way to get started with fixing my credit and is worry free when it comes to payments. They come out of my check before I even get it so no more missed payments! Thank you per pay!

Date of experience: May 16, 2025
Rhode Island
1 review
0 helpful votes
Follow Edward M.
Unfollow Edward M.
Send Message
Share Review
Report Review

Sweet deal
May 25, 2025

Everything's very close to the same price that it would be at the store paying all the money up front. This way I don't have to save up for an item in order to afford it. I can just set the direct deposit payment and forget about it until the item is paid for. Thanks to PerPay, my home is finally filling up with things I've always wanted. Great place to acquire big-ticket items without the big-ticket cash drop

Date of experience: May 25, 2025
New York
1 review
0 helpful votes
Follow Michael W.
Unfollow Michael W.
Send Message
Share Review
Report Review

Perpay=Awesome
May 24, 2025

I love Perpay. So much stuff and good quality stuff. Gives you the opportunity to purchase items that you are unable to due to your credit. 100% LEGIT! Just setup a little bit of money out your paycheck and get what you want and you don't have to worry about paying the bill. Actually brilliant. Wish there were more places like this. Thank you Perpay!

Date of experience: May 24, 2025