business logo of Perpay Inc.

Perpay Inc.

Overview

Perpay Inc. has a rating of 4.4 stars from 1,377 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.

quality
986
This company responds to reviews on average within 2 days
+88
How would you rate Perpay Inc.?
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North Carolina
1 review
0 helpful votes
Follow Shanlyn S.
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I have been using perpay for years now. I love that it allows you to purchase very needed essentials items with options to pay down the purchased amount. You don't have to wait until item is paid off to receive the item. In addition the best thing of all it truly helps build toward you credit report. I have purchased large items such at bed mattresses, portable dish washer, carpet cleaner, several tvs, and numerous Christmas gifts that I would have never been able to buy outright. I truly love this website set up direct deposits and you are all set

Date of experience: June 30, 2025
Washington
1 review
0 helpful votes
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Good company
June 25, 2025

I've been with y'all for a few years now and I've enjoyed the service. There's been some bumpy roads, but y'all handled every situation very well. Every obstacle was taken care of fixed. Well I didn't have to worry so I really truly appreciate you guys for being such awesome company. Thank you Dianette Vance.

Date of experience: June 25, 2025
California
1 review
0 helpful votes
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Literally the coolest thing
June 30, 2025

So I found out my employer offered this among a handful of other cool services but the ability this gives someone like myself, who once the money is in my account I have the hardest time using it responsibly and then find myself constantly stressed out. This allows me to improve my credit, obtain the items I normally wouldn't be able to afford and I don't even have to think about anything other than my initial direct deposit. Thank you to whomever created this concept and then integrated it within workplaces! Life changer

Date of experience: June 30, 2025
Washington
1 review
0 helpful votes
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Absolutely perfect
June 1, 2025

For the last 3 years I've used perpay I have been able to get what I need and want. I've bought 2 sets of tires, gaming consoles, household items and school shoes, also myself a very nice watch. Things I would not have bought without feeling the pinch. Made my life easier and more comfortable. Thank you Perpay

Date of experience: June 1, 2025
New York
1 review
0 helpful votes
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The best way to build credit!
January 31, 2025

This was a wonderful experience, getting what I want and building credit at the same time. Using automatic payments straight from my payroll is a great way to go. Hassle, free and without interest! That's a plus for everyone!

Thank you!

Date of experience: January 21, 2025
California
1 review
0 helpful votes
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More options
April 24, 2025

PerPay has been a life saver in many instances! But some options are too limited and they do not provide great options for things like sofas or bedroom sets. They're mediocre to say the least and not eye catching at all. This would be my go to more often than using the 4 pay apps, but PerPay just don't give a good choice option.

Date of experience: April 14, 2025
New York
1 review
0 helpful votes
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Shipping arrangements should be made better
June 7, 2025

The item I ordered was a head board and rails. Big package, heavy. FedEx got was bothered I asked him to bring it up I floor up. He was actually bothered that I came downstairs to ask him, since he was ready to leave this big box at my building lobby. After talking to FedEx CS, cave to find out, they don't even have to ring the bell! It makes you wonder. Anyway, I think Perpay, should ask customer specific delivery instructions and made very clear to delivery company what is expected. I understand that accommodations might not be free, so charge us! But FedEx and the others should know is expected of them to bring things up. I won't mind paying for that since I'm an old, fat lady, but I need to be given the option. Other than that Perpay has been really great so far, after three orders.

Date of experience: June 7, 2025
New Jersey
1 review
0 helpful votes
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A great way to build credit
May 16, 2025

Per pay has been an excellent way to get started with fixing my credit and is worry free when it comes to payments. They come out of my check before I even get it so no more missed payments! Thank you per pay!

Date of experience: May 16, 2025
Rhode Island
1 review
0 helpful votes
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Sweet deal
May 25, 2025

Everything's very close to the same price that it would be at the store paying all the money up front. This way I don't have to save up for an item in order to afford it. I can just set the direct deposit payment and forget about it until the item is paid for. Thanks to PerPay, my home is finally filling up with things I've always wanted. Great place to acquire big-ticket items without the big-ticket cash drop

Date of experience: May 25, 2025
New York
1 review
0 helpful votes
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Perpay=Awesome
May 24, 2025

I love Perpay. So much stuff and good quality stuff. Gives you the opportunity to purchase items that you are unable to due to your credit. 100% LEGIT! Just setup a little bit of money out your paycheck and get what you want and you don't have to worry about paying the bill. Actually brilliant. Wish there were more places like this. Thank you Perpay!

Date of experience: May 24, 2025
New York
1 review
0 helpful votes
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I have been with perpay for maybe 2 to 3 years and not once have you all have done right by me. Let me if the hold balance get paid and I don't use the serve anymore will ya'll process to cut me off are cancel my serve without notifying me before doing so It's okay though.

Date of experience: July 3, 2025
Illinois
1 review
0 helpful votes
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Not bad
May 29, 2025

I get it a lot of you don't like the pricing on somethings. I haven't had a problem with them once. They work with me and even since i was on time they let me get my order ahead of time. I can't promise they won't do the same for you. We are all different. Some people are so rude to people in customer service but expect kindness back smh. Not how it works. They worked with me made it easy to set up I don't see a problem with the pricing. They boosted my credit up a few times. Try them worst case you don't like them return the product as long as it's in good condition and original packaging your good to go. Don't believe all the negativity. I been with them awhile now and I can say they are better than a lot of the other places out there, so stop reading and give them a try!

Date of experience: May 29, 2025
Oregon
1 review
0 helpful votes
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Per pay is great
May 7, 2025

I love everything about pay per except I have been a customer for years now always pay more every paycheck it says I may qualify for active shipping but it doesn't happen they did like 2 times why did they stop? It is kinda madding. But everything else has been really great

Date of experience: May 7, 2025
West Virginia
1 review
0 helpful votes
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Customer service is great.
May 19, 2025

I love perpay it gives me the ability to purchase things I want/need on payments. Building my credit while doing so. But I have 691.00 in credit and had to verify everything again before I could order and I've never missed a payment. Overall I am exceptionally happy with perpay and thank them for giving me the opportunity.

Date of experience: May 19, 2025
Washington
1 review
0 helpful votes
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Always great customer service!
April 21, 2025

Over all highly satisfied as usual. Perpay has the best customer service. Perpay all around is such a great company and makes it easy for me as a consumer to be able to purchase high quality items without leaving my bank account empty. And if I ever have issues I always reach out to support which is very user friendly and I'm able to get a quick response and a resolution without any issues or hoops to jump through.

Date of experience: April 11, 2025
Mississippi
1 review
0 helpful votes
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I love it!
June 17, 2025

I love how I'm able expensive items and not have to worry about having all the money upfront! I also love how it comes out of check each week automatically so I don't have to worry about forgetting to make a payment! Everything I have gotten from here has been wonderful

Date of experience: June 17, 2025
Texas
1 review
0 helpful votes
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Over priced but Credit Nice!
June 15, 2025

I just want to note that my experience with having bad credit is you get nothing At least there are company's credit wise that will work with you. Prepay allows payment s from your paycheck. Yes, Per Pay is kinda pricey but it allows you to have the things that you like and be able to use Build Credit

Date of experience: June 15, 2025