business logo of Perpay Inc.

Perpay Inc.Reviews 1,458

4.4

About the Business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.4 stars from 1,458 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit score and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.

quality
984
This company responds to reviews on average within 2 days
Louisiana
1 review
0 helpful votes
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Top brands, all the latest electronics!
April 1, 2025

Very user friendly, easy setup without help. Fast shipping, overall service AAA+!

Date of experience: March 22, 2025
New York
1 review
0 helpful votes
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I'm not getting explanations why I'm depositing money into the credit card account every paid period?

Date of experience: March 22, 2025
Mississippi
1 review
0 helpful votes
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Helpful
March 31, 2025

Perpay has helped me with big expense items for my children birthdays, Christmas, and back to school. I would definitely recommend.

Date of experience: March 21, 2025
California
1 review
0 helpful votes
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Things were great until...
March 31, 2025

On 3/4/25 I tried to purchase the meta glasses by Ray Ban as as gift for my significant other. I had to resubmit financial information and when I checked today, nothing had been done. You've raised my credit limit multiple times, but I can't get A BIRTHDAY GIFT approved that is only $400? I've already told him he was getting these, and now I don't think they will be here for his birthday on 4/5. I am very unhappy about this and honestly if I can't get a gift that is well under my available credit, I am seriously considering simply paying off my balance and closing my account. This is ridiculous.

Date of experience: March 21, 2025
Perpay T. — Perpay Inc. Rep
4 months ago

We are sorry to hear about your recent experience and apologize for any inconvenience this may have caused! A member of our team has reached out to you with more information regarding this order. Please respond to our last message if you have any further questions or concerns and we would be happy to help.

Michigan
1 review
0 helpful votes
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Per pay I'm loving it
March 31, 2025

Prepaid you guys are very good overall everything always on time never late never had a problem with the shipping everything's good highly recommend prepay you guys can do it get it thank you okay

Date of experience: March 21, 2025
Illinois
1 review
0 helpful votes
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In between happy and mad
March 31, 2025

They deliver process for one of my product took forever to ship

Date of experience: March 21, 2025
Perpay T. — Perpay Inc. Rep
4 months ago

We are sorry to hear about the delay! A member of our team has reached out to you with more information on your order. Please respond to our last message so we can resolve this issue for you, thanks!

Ohio
1 review
0 helpful votes
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Prepay
March 30, 2025

It's good and u can get things with the credits u get for making ur payment. Only thing on the card they don't give enough money raises

Date of experience: March 20, 2025
Puerto Rico
1 review
0 helpful votes
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Love it
March 30, 2025

Wonderful! Great service! Items and products always intact

Date of experience: March 20, 2025
Georgia
1 review
0 helpful votes
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Won't give the card
March 30, 2025

I have bought several items from this platform. I have the available credit however I keep getting a message to apply at a later time for the credit card. I don't understand why when this is also supposed to be a credit builder so I am unhappy with the way the company Granted you the credit card

Date of experience: March 20, 2025
Perpay T. — Perpay Inc. Rep
4 months ago

We appreciate you as a long time Perpay customer! For more detailed information about the decision regarding your credit card application, please refer to the notice that was sent to your verified email associated with your account. If you have any specific questions regarding this or your account, please reach out to us at hello@perpay.com and we would be happy to help!

Illinois
1 review
0 helpful votes
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Great service
March 30, 2025

I have had a couple problems with orders not being received and reached out for help things were solved in a timely fashion and great customer service i love using perpay its a great option to have.

Date of experience: March 20, 2025
Virginia
2 reviews
0 helpful votes
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Mark Ups
March 30, 2025
Updated review

Some of the items are severely marked up but I believe that is because of the model of this line of credit. Some items are more than $100 more expensive than any other place to purchase.

Date of experience: December 1, 2024
Perpay T. — Perpay Inc. Rep
4 months ago

Thanks for sharing your feedback! Perpay is designed to offer a flexible way to shop and build credit over time, and pricing reflects both this model and the added benefits of our platform. We understand how important it is to find the right product but certain items may have return restrictions. Please reach out to us at hello@perpay.com if you have any further questions or concerns!


Hit for the most part
October 21, 2024
Previous review

Most of the items have inflated prices compared to other big box stores and one of my orders never shipped. I compare prices and sometimes something can cost $199 at Walmart and Amazon but here it's $299 or more PLUS shipping

Date of experience: October 9, 2024
Louisiana
1 review
0 helpful votes
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I receive everything that I order very fast I don't have a problem with my order at all I have found such amazing products.

Date of experience: March 20, 2025
Michigan
1 review
0 helpful votes
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Great service
March 29, 2025

It's a great service for people living payday to payday. It also allows people to shop from home with broken down payments.

Date of experience: March 19, 2025
Indiana
2 reviews
0 helpful votes
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Love it
March 29, 2025

It's really help my credit
Maybe one day I can get the road Charge Card but right now Perpay is the best one so far

Date of experience: March 19, 2025
Alabama
1 review
0 helpful votes
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Service is great
March 28, 2025

Items on time and packages was handled with care loved the experience I received

Date of experience: March 18, 2025
Arkansas
1 review
0 helpful votes
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Great app to shop
March 28, 2025

Great app to shop on with a variety of products to choose from. Also they delivery dates are accurate so I give 5 stars

Date of experience: March 18, 2025
Illinois
1 review
0 helpful votes
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Excellent
March 28, 2025

Excellent products are great and payments are great cause I can break them down to Bi-weekly

Date of experience: March 18, 2025
Wisconsin
1 review
0 helpful votes
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Shopping
March 27, 2025
Updated review

I Enjoying Getting The Items I Need And Being Able To Pay Over A Period Of Time. I Think That's Very Convenient.
Thanks

Date of experience: April 2, 2025

Returning A Order!
December 14, 2024
Previous review

I Was Able To Get Some Information On How To Return A Item If I Changed My Mind!

Date of experience: December 4, 2024
Oregon
1 review
0 helpful votes
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Everything has a price
March 27, 2025

Of course, nothing is ever free. Nothing is handed to you. We have to work for it programs like this is awesome. It gives people like me on the lower income end, unfortunately to be able to have things I cannot afford to pay for in one shot. It's hard to save money. You put something away you end up spending it on something else. I'm sure a few of you know what I mean Perpay gave me a chance to be able to have nice things on my house, even if I'm not rich, but there's a perpay is kind of sleazy about it. They're saying no interest sure yeah they're not lying. There's no interest, but the price of the product is overpriced from the actual retail price so in a way they just included the interest with the price of the product that to me is kind of deceitful I almost paid double the amount on a 55 inch TV that you could pick up at your local store for 3 to 400 and I paid 800 not including taxes and fees RAY-BAN meta cost from 299 up to 400. I paid 600 for mine plus tax. I'm just saying it's no interest, but the price is included with the interest is included with the price.b that's why everything's got a price if you can't afford to buy something you're just gonna have to pay double for it and installments so don't lie there is interest but if not for you, I won't be able to afford a nice TV

Date of experience: March 17, 2025
Perpay T. — Perpay Inc. Rep
4 months ago

Thank you for sharing your experience with Perpay! We’re so glad our program has helped you access the products you need with a flexible payment option. We aim to make shopping simple and transparent, but our prices may be higher than a typical retail store as we provide the unique shopping experience, offering top quality products with the convenience of paying over time, and the ability to build your credit.

Texas
1 review
0 helpful votes
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NICE TO HAVE NOW. WHY WAIT...
March 27, 2025

BOUGHT AN OCULUS AND IT ARRIVED QUICKLY. WAS SENT STRAIGHT FROM BEST BUY. HIGH QUAILITY PRODUCTS AND GREAT CUSTOMER SERVICE.

Date of experience: March 17, 2025