Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay Inc. has a rating of 4.4 stars from 1,458 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit score and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.
Very user friendly, easy setup without help. Fast shipping, overall service AAA+!
Perpay has helped me with big expense items for my children birthdays, Christmas, and back to school. I would definitely recommend.
On 3/4/25 I tried to purchase the meta glasses by Ray Ban as as gift for my significant other. I had to resubmit financial information and when I checked today, nothing had been done. You've raised my credit limit multiple times, but I can't get A BIRTHDAY GIFT approved that is only $400? I've already told him he was getting these, and now I don't think they will be here for his birthday on 4/5. I am very unhappy about this and honestly if I can't get a gift that is well under my available credit, I am seriously considering simply paying off my balance and closing my account. This is ridiculous.
Prepaid you guys are very good overall everything always on time never late never had a problem with the shipping everything's good highly recommend prepay you guys can do it get it thank you okay
They deliver process for one of my product took forever to ship
We are sorry to hear about the delay! A member of our team has reached out to you with more information on your order. Please respond to our last message so we can resolve this issue for you, thanks!
It's good and u can get things with the credits u get for making ur payment. Only thing on the card they don't give enough money raises
I have bought several items from this platform. I have the available credit however I keep getting a message to apply at a later time for the credit card. I don't understand why when this is also supposed to be a credit builder so I am unhappy with the way the company Granted you the credit card
We appreciate you as a long time Perpay customer! For more detailed information about the decision regarding your credit card application, please refer to the notice that was sent to your verified email associated with your account. If you have any specific questions regarding this or your account, please reach out to us at hello@perpay.com and we would be happy to help!
I have had a couple problems with orders not being received and reached out for help things were solved in a timely fashion and great customer service i love using perpay its a great option to have.
Some of the items are severely marked up but I believe that is because of the model of this line of credit. Some items are more than $100 more expensive than any other place to purchase.
Thanks for sharing your feedback! Perpay is designed to offer a flexible way to shop and build credit over time, and pricing reflects both this model and the added benefits of our platform. We understand how important it is to find the right product but certain items may have return restrictions. Please reach out to us at hello@perpay.com if you have any further questions or concerns!
Most of the items have inflated prices compared to other big box stores and one of my orders never shipped. I compare prices and sometimes something can cost $199 at Walmart and Amazon but here it's $299 or more PLUS shipping
I receive everything that I order very fast I don't have a problem with my order at all I have found such amazing products.
It's a great service for people living payday to payday. It also allows people to shop from home with broken down payments.
Items on time and packages was handled with care loved the experience I received
Great app to shop on with a variety of products to choose from. Also they delivery dates are accurate so I give 5 stars
Excellent products are great and payments are great cause I can break them down to Bi-weekly
I Enjoying Getting The Items I Need And Being Able To Pay Over A Period Of Time. I Think That's Very Convenient.
Thanks
I Was Able To Get Some Information On How To Return A Item If I Changed My Mind!
Of course, nothing is ever free. Nothing is handed to you. We have to work for it programs like this is awesome. It gives people like me on the lower income end, unfortunately to be able to have things I cannot afford to pay for in one shot. It's hard to save money. You put something away you end up spending it on something else. I'm sure a few of you know what I mean Perpay gave me a chance to be able to have nice things on my house, even if I'm not rich, but there's a perpay is kind of sleazy about it. They're saying no interest sure yeah they're not lying. There's no interest, but the price of the product is overpriced from the actual retail price so in a way they just included the interest with the price of the product that to me is kind of deceitful I almost paid double the amount on a 55 inch TV that you could pick up at your local store for 3 to 400 and I paid 800 not including taxes and fees RAY-BAN meta cost from 299 up to 400. I paid 600 for mine plus tax. I'm just saying it's no interest, but the price is included with the interest is included with the price.b that's why everything's got a price if you can't afford to buy something you're just gonna have to pay double for it and installments so don't lie there is interest but if not for you, I won't be able to afford a nice TV
Thank you for sharing your experience with Perpay! We’re so glad our program has helped you access the products you need with a flexible payment option. We aim to make shopping simple and transparent, but our prices may be higher than a typical retail store as we provide the unique shopping experience, offering top quality products with the convenience of paying over time, and the ability to build your credit.
BOUGHT AN OCULUS AND IT ARRIVED QUICKLY. WAS SENT STRAIGHT FROM BEST BUY. HIGH QUAILITY PRODUCTS AND GREAT CUSTOMER SERVICE.
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: They only take out your payment the rest goes to your bank
Answer: Yes if you can get them to answer 215-398-1284 good luck
We are sorry to hear about your recent experience and apologize for any inconvenience this may have caused! A member of our team has reached out to you with more information regarding this order. Please respond to our last message if you have any further questions or concerns and we would be happy to help.