Neighborhood Assistance Corporation of America

This process was not easy, but it was so worth it. Our agent, Avril Liburd went above and beyond for us and enabled us to close on our very first home in this hectic market. We had a final interest rate of 0.75! Would definitely recommend, but just be patient and trust the process

You have to trust the process, hold yourself accountable & self advocate and you'll be well on your way to home ownership. A few bumps in the road to get qualified but the experience has been worth it.

I started the process in June 2020 and initially got overwhelmed. Once I discovered the forums and reviewed the workbook, things came together.

I was referred by a friend. So far I get a good feeling about this program. Very frustrating uploading documents trying to find information that's required. At the same time I am learning and getting knowledge on being a home buyer. I am still in the counseling stage. I'm glad I have the same counselor. Pray that I get approved. Hopefully my next appointment I'll move to the next stage.

This is a wonderful mortgage product. Although, they do not look at your credit. It is wise to approach this the same way you would any other mortgage loan. Have your credit history in order, make sure you have a great payment history and collect all of the financial documents you think you will need in preparation. The process is long and very drawn out but worth it in the end. Just make sure you do your part to stay on top of everything.

I had my first counseling session on December 22,2023 in Georgia. I must say that Kimberly Williams was pleasant, patient and very knowledgeable! She answered all of my questions and concerns. She was very professional. By the end of our session she had a to-do list for me. Every interaction over the phone was pleasant and helpful. I am looking forward to completing this process and owning my first home! I'm walking by faith!

NACA is a hidden gem for first time homebuyers; its almost unreal. No down payment or closing costs. Competitive interest rates. I will say that it is a meticulous and lengthy process but not impossible. Be diligent in doing your part

Only can speak for the cleveland ohio office on 60 & Euclid, undercover Ghetto fabulous! Customer service is non existent, they clearly hired bitter women who have no desire to help the community. All phone appointments were either several hours late if at all, with no communication, representative looses paperwork and make you wait an additional month to get it to her again, and the crazy cycle starts again. Emails go unanswered, and if people get houses Im sure its not from the counselor i dealt with!

I was introduced to this program by a friend, which can assist individuals in becoming homeowners and does not require a down payment, fees, or private mortgage insurance. As long as you have all of your documents (W-2, tax return, bank statements, etc.), The procedure doesn't take too long at all. I'm working with a counselor who is extremely helpful because he makes the process easier and answers all of my questions. I'll write another review when I finally buy my house!

If you've struggled in the past with hardship, or even your credit scores and you're looking to buy a home. There is not a better mortgage out there than NACA.

NACA represents to me a great opportunity to buy the first house for my family. It's been a long process but at the end is worth it because they offer lower interest rate with no down payment. Antonio Coronado thank you so much for helping us and clarifying our doubts. Hopefully we can buy our home soon!

Since teaming up with Naca my dream of becoming a homeowner is in my near future. Everyone has provided hands on help and supported me tremendously through this process. Thank you for giving a old girl like me hope. - Ruth

This program is great because it helps make homes more affordable for people like me who may not make as much money. I will say that you have to be very committed because the process has been long and my counselor is very meticulous. So my advice is to be prepared, turn in all documentation before each session and ask questions about anything you're uncertain about because getting another appointment can take months.

Introduced through friends. Great beginner's option with no down payment and no closing costs. Wait time is significant but helped us get a better clearer picture on finances and options. Counselor was clear with instructions and made sure we understood about the entire process!

NACA is a great program for first time homebuyers. Really anyone who would like to purchase a home but may not have sufficient down payment or excellent credit. They take care of down payment and closing cost but the program also help you get your finances in order. I think that is the biggest help, because once you're an owner if something goes wrong you're responsible. Nobody wants a big nice house and no money to keep it up. That's where the budgeting comes in. NACA is a great program for anyone looking to purchase home. Not just for those with bad credit

A friend of mine told me about NACA home buying program. With no down payment, no closing costs, no fees, they don't look at credit scores, help with saving funds and can help people become homeowners. I've already started the process and almost at the finished line. The Columbia SC team has been nothing but amazing.

My partner and I are going through the NACA program to help us own one of the most important things in life: our own home. So far the process of applying has been incredibly easy. Their website is set up to be very straight-forward where everything is labeled. There are sections, subsections, and my favorite part is how helpful it is for us to be able to see everything all together, such as our expenses. We are excited to share the news about this wonderful program!

Since the first workshop, it has been a great experience. Informational to the point where I felt like I had all the knowledge I needed to make an educated decision about buying a home. For some, gathering all the required paperwork can be time-consuming, but if you truly want it, there will be no more justifications. Join NACA and stop making excuses. Join a group that is dedicated to helping you achieve your dream home.

Great info session provided by the NACA personnel. I do wish they had a bullet point list of, "You need these things in order to qualify." Instead of, "come listen to me and I'll share the information with you." Nonetheless, they are bridging the gap between being house poor and poor.

This experience has been very fulfilling. The amount of support I received has been great. Everyone is professional and they genuinely care about helping me fulfill my dream of being a homeowner. I would brag about them to everyone I know that is on the same path. I highly recommend their services.