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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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While I can appreciate the opportunity to use this service the fine print needs to be properly outlined in bold regarding the fees structure. I feel like you are taking advantage of people that have fallen on hard times with this repayment plan. Even trying to pay early on the principle balance are fee based. Not cool!
I have had the opportunity to deal with financial institutions, but Money Key has surpassed them all in service and reliability. I'm happy with them.
I had some unexpected expenses that came up and left me with no groceries and a shut off notice. They came through when I desperately needed it and I'm greatful. I'm disabled and low income but they got me through the month. 🙏👍
The process was easy, from the application process to communicating your approval was an easy process1
Please read terms and conditions not even a desperate man should take the offer you'll be in debt for life it's same as paying 5k to borrow 400.00 def not worth it your struggle you're attempting to get thru will be well over before this place hits you with fees and believe me you will cry when you find out the trouble you've gotten yourself into with this lender I urge you find another way stay away at all costs you've been warned
I want to thank Moneykey for giving me a chance when nobody else would. I have been with Moneykey now for a little more than two years. My credit wasn't good at all but Moneykey still have me a chance. My credit still isn't great but my credit is good with Moneykey because I have never missed a payment with them. As a matter of fact I was given a $100 increase in credit after one year and given another $100 this year. There rates are NOT bad either! I highly recommend them big time.
It was typical although you dont want to do it on the weekend if its urgent. Now that im established i am hoping fir smooth sailing and im happy about not allowing every time so hoping fir the best
Always there when you need a few bucks courteous quick careful customer service. The best way I have found to borrow money for short-term emergencies thank you to CC flow
Really came through from me when I Really need a hand. I was scammed online which caused me to lose alot of my savings. Money Key really came through instead clutch for me. I can't say enough
My experience with money key was great, Because they help me when I really need help, Thanks Money Key. For being a blessing to me in my time of need!
The representative from the customer service is so outstanding with follow the steps and lot of patience to assistance me to understand through the progress and how it's work to use when it's need. I would recommend to any one who need emergency cash for cover unexpected bills.
Associates online were very quick answering questions. My only complaint was the amount kept changing. Asked for the amount of money I received a month. And then only based off my disability status That's not cool. Went from 3500, 1700, and the ultimately ended on 700
Since I opened a line of credit with Money Key, I can handle any surprise or emergency needs. I make my request and have the funds by the end of the day.
My experience with Money Key is positive. The process and loan details are easy to understand.
Mi experiencia ha sido, satisfactoria ha superado cualquier expectativa, ya que la solucion a mi problema fue inmediata, gracias
Money Key is a great experience and want to thank you very much.
It has been a pleasure doing business with Money Key
I spoke with a representative that stated the funds I'd receive would be more that the $120. That was the exact amount and I'm concerned, I'm not sure this was the correct loan for me.
I have borrowed from them before. They approve you quickly and are so easy to work with. Recommend
I was offered an increase yesterday. It was very helpful boosting my limit up to $1500 would've made a world of difference for me and my family. I am grateful for what I did receive though.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Hello,
We would like to take the opportunity to look into your specific concerns. Please feel free to reach out to us at 1-866-255-1668, and we will be happy to assist you. Thank you!