From the business
Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
I think Money Key is one of the best online platforms for money needs. The associates that are affiliated with the company are patient, knowledgeable and make sure that financial are met. Definitely top tier
They helped me know what steps were next and what amount I was approved for. I would only suggest updating hours on the website to match when they are available to answer the phone.
When I first came to this company, I seriously hesitated but thought I would give it a try. I have been with them for a few months now, and this is one of the better companies to deal with. The customer service people are super cool, polite and very helpful in answering your questions. What I really liked is that they treat you with respect, like you are somebody, I appreciate that alot!
MoneyKey is great, I'll refer family and friends! I love my experience with MoneyKey absolutely great!
I was very surprised to get an online loan. I didn't think it was possible for me. But yes Monkey came through for me and yes it's a Blessing right time. 😇
So the basics of setting up an account and I have had no problem with completing the set-up and getting my first loan. I have yet to see the interest and fees on the amount I borrowed. After I have been with this loan program a month or two, maybe then I will have an opinion.
Fue un proceso rápido y sin salir de mi hogar y la persona que me atendió por teléfono en la última parte del proceso fue muy amable y muy comunicativa para que yo entendiera todo la califico con 5 estrellas
Me encanta ha sido de mucha ayuda para mi y lo que más me gusta es que te ponen el monto solicitado al otro día
Everyone helped the process was very easy the money was deposited into my account. On the day That I was told. Thankful
I have had nothing bad to say about this the people are friendly I get to talk one on one they are super nice
From beginning to ending my experience was exceptional and expedient. Funding done in quality time monies received in bank on time
The application was simple and once approved, it was not a long wait time to be able to access my line.
My experience was Great! The service was timing and I love that about this company... Thank you all so much
If I knew that I would be charged bi weekly (I am guessing based on your pay) you will be charged the high processing fee multiple times a month. I tried to adjust to one monthly payment to avoid multiple processing fees in one month which was no help and they set the payback amount keeping you paying higher processing fees which is due each time a payment is taken out and based on there terms. Can't I would have had this loan paid of months ago if it wasn't for the bi weekly processing fees. Only get this loan for something you can pay off in one payment or you will be charged extremely high fees that may keep you more in debt
This loan processing procedure was very easy. The crew were also very helpful. I would recommend monkey key with all my loans
Not having a great credit score, MoneyKey was able to direct me to my financial needs without the hassle of paperwork or phone calls. Was able to get the line of credit to help me through this rough patch.
The best thing happened you can do everything from your phone no hassle and fast the next day will be in your Account 👍
I'm very impressed with your overall process. Very easy, very streamlined and I really like the line of credit vs a flat amount loan. Not to mention the 2 staff members that helped me did an outstanding job. As a person in management, I appreciate efficiency and excellent customer service and your firm exceeded my expectations in both arenas.
Had to keep the kids while there mom had surgery and only way to do it was to take them on vacation during so this was right on time.
I had never used Monkey Key before, but they came through for me in a very dire time of need, and I would refer them to others.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
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We appreciate you taking the time to share your experience and for providing your feedback. Our team would be happy to go over any specific details with you. Please feel free to reach out to us at 1-866-255-1668. Thank you.