Credit KarmaReviews 188

Credit karma will lower your scores by not posting positive payments and leaving disputes on your file. Your score will be lowered so you can get a Credit Builder Money Account from Credit Karma which is a Green Dot Visa.My score I built over 5 years only too have it F'd up by Credit Karma! And who opened a account for me in 2019 I opened it 2022 August. I have the statements waiting on a call

They literally freezed my accounts so i couldnt access money and acted like they didnt know why all my transactions were getting denied i had to shut down my money account and they claimed to have sent my money in a check that two months later ive never recieved and everytime i call they give me the run arounc saying their "higher department" only speaks via email and theyll resolve it. WORST COMPAN EVER

I tried several days straight to update my account info but the customer service people are just dumb they apparently can't comprehend ENGLISH and they act like my little change is for the check y r the people who want to help have the thickest accent and get frustrated when you ask to speak to someone else cause you can't understand them I will not be coming back or recommending anyone to your services

Credit Karma is ok but never listen to them when they say you've been pre approved or any chance of getting a card. There's underlying rules for every lender and theylle ruin your credit by getting you to apply for cards not meant for you.

I miss-wrote my BIP 38 password 2 years ago. I tried many times to find it out but no success so I thought it was impossible to get the funds back from my paper wallet. Few weeks ago when bitcoin reached its ATH, I decided to contact Jim at Recovercoin AT rescueteam DOT com'. After 9 days he sent me back the correct password. He's really good at password recovery

I went to close my account with credit karma due to some issues with not being able to withdrawal my own money.(they locked my card) Now, since trying to pull my 1072. 00 off my card, they just closed all my accounts with them 5 days ago and still don't have my money back, and to the point where I don't think I ever will. I am having to call a lawyer at this point. Ridiculous! The only email they have sent me is that my case is closed and to do a survey to let them know how they are doing. Really? If you like your money DO NOT USE CREDIT KARMA! For your own sake. I hope this helps someone. MQ

It's okay when you are first building credit. But once you get up into a high good or excellent rating be careful. I have a card on here with a balance that I paid off and closed out 3 years ago. Also I worked very hard disbuting 2 bogus medical bills(yes it can happen), and when they came off, not a budge in my score. Maybey it's because because it's medical, I don't know. Do NOT go by these scores or any the info in them to purchase a car or DEFINITELY not a mortgage because if it's wrong, BAM... you are stuck with a hard inquiry.

Adding a trade line to my report used credit karmas "very good" approval recommendation and was denied. Then Credit Karma sends me a email 2 hours later about how I should get a credit card and the first one was the same card I was denied for 2 hours prior. Credit Karma you're GARBAGE. Erase your app. This should be illegal. Actually I'm going to get the evidence I need. Thank you for prying on peoples hopes to better themselves deny them then ask them to try again within a movie time period.

I received notice through the app that I could check my approval odds for a personal loan without affecting my credit scores. They LIED! Within minutes I received two emails from different lenders that I had been turned down. It lowered my credit scores. Lying *******@rd$.

So they told me the check was sent the 7th of July and told me to wait 7-10 buisness days and it will be to my house on or before the 21st and if it wasn't that I should call. On the 21st it didn't arrive so I called they told me to wait 24 hours and call back if I didn't get it, so I waited till the 22nd, on the 22nd it didn't come so I called and they said wait 24 hours, and it didn't come so I called. They said to wait 24 hours so I did. I didn't come in on the 23rd and so I called, they said wait another 24 hours, I said but tomorrow the 24th is Sunday, they ignored me said call tomorrow today is the 24th and I called and they said no wait another 24 hours, I asked if they could reissue the check they said they could but but won't because what if it comes the 25th or 26th. Then they said We have no information available it's been escalated to the highest team which is what I was told may 31st when this all happened to begin with. I asked to speak to the highest team, they said I can't. And they can't connect me or tell me any information. I'm lost on what to do.

This was an ok way to monitor credit score, however if you change phone numbers there's no way to access and customer service is an automated email So therefore it's worthless to me and I've looked elsewhere for monitoring

I had a name change and they wouldn't allow me to change my name on the account even with legal documented proof. I then asked to delete my account then, however, they did not but instead fill my inbox with their spam emails! I asked again and again and they don't even answer anymore. It's super unprofessional I am close to just deleting that email.

Deposited money in savings on Friday. It's now Thursday night and I still can't withdraw it. The website says 2-3 business days. I'm going on 5. DO NOT USE THE SAVINGS ACCOUNT. I've emailed and called and all I got was excuses. The guy on the call told me it was because the holiday (father's day) which was on a Sunday... This is ridiculous and I used to love Credit Karma.

I used to have an amazing life and credit score but that changed last year when I couldn't pay at once, the entire balance of my accumulated medical bill. Although I set up a payment plan with the collections agency, but the debt continued to crumple my credit score even as I kept paying it. I thank BoostmyCredIT@ FastservIce dot Com, a reputable credit specialist I found on Quora who helped in clearing the situation and restoring my credit back to its previous high credit score. Words ain't just enough.

I opened a Money Spend account and my they froze my account a little over a month after I opened it supposedly due to suspicious activity. When I called to get my account unfrozen, they kept giving the same response: "it's been escalated to a higher team but they only do things by email." It's been over 10 days, no email. I know customer service is reading a script because it's the same words every time I call. I've checked my Spam mail, no email from them. I explained to them, that I was moving 1 June and needed access to my money to pay the deposit and first month. I ended up having to borrow the money, over 5000 dollars to pay which I shouldn't have had to in the first place. I'm not keeping my account with them if they haven't closed it already. My wife had the same issue with them. There is no sense of urgency to fix the issue. Very very disappointing and frustrating.

I paid off three cards two weeks ago. Today I get an email saying there is a change in my TransUnion account. I used one card for a 61.00 purchase. My score dropped ten points. I did the purchase yesterday and it was reported today. But yet the three I paid off two weeks ago have not showed a zero balance. It's all bullcrap.

Working with BoostMyCredIt@ FastservIce DOT Com, a credit repair company has not only been an eye opener but also raised my score above 780 at the lowest time of my life when I got extremely behind on child support. This had a bad hit on my credit score therefore making it seem irreparable. Boost credit mediated, did his miracle as usual and I haven't been more happier seeing these changes and having the best credit history ever.

If you don't have a clue about your credit report or how to begin improvements, this is a great place to begin. I've been able to resolve some things that were derogatory and get a couple new lines of credit through credit karma. My score has gone up more than 50 points this year. Considering that you can use this service for free, that's amazing.

If you are ever in a situation where your credit gets messed up and you're unable to qualify for anything, I recommend contacting HIGHTECHREPAIR at WRITEME dot COM. He really does professional jobs. He came highly recommended, he helped me raise my credit score up to 817 and permanently removed all the negatives on my credit report.