• Wirecard

Overview

Wirecard has a rating of 1.3 stars from 37 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Wirecard most frequently mention customer service problems. Wirecard ranks 110th among Payment Gateway sites.

  • Service
    8
  • Value
    6
  • Shipping
    6
  • Returns
    5
  • Quality
    5
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What reviewers want you to know

Positive highlights

No positive highlights yet

Critical highlights

  • My card was blocked in Feb and since then I'm struggling with customer service.
How would you rate Wirecard?
Top Positive Review

“No problems at all”

William B.
5/20/20

I'm not trying to be "Mr. Big bad banking pro" but, this is my experience with Wirecard AG: I bought the wirecard (mycard2go) credit card in a gas station a few years ago with 100 euros on it to use as an online credit card. At the time that was the maximum you could have on an unregistered card in Germany. After awhile, I decided to register it and add more to it so I could make bigger purchases. I had absolutely no problems and customer service was extremely helpful (a little slow at times though). I bought plane tickets, rented cars, booked hotels and made ATM withdrawals, all with no problems or fees. The only negative I ever had was that it could take up to 5 working days for a SEPA transfer to go through. Recently, they sent me notice that they were shutting this card down and rebranding as boon. Planet. I got the app, registered and made a deposit. Again, no problems. Now, I'm not saying they're the greatest thing since sliced cheese, but for my needs. I'm very happy with them.

Top Critical Review

“Reissuing cards”

Cierra H.
3/15/22

I called half a month before my card expired said they'd send a new one out. Never came called the beginning of March to ask they told me it would be here by the 15th no later The 15th here still nothing it's fiiiine just all my money not like I have bills to pay or rent or anything called again today told me it never got sent out and now I have to wait another 2 weeks Save yourself the hassles don't go with these people

Reviews (37)

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Reviews that mention popular keywords

customer service (13)
Thumbnail of user cierrah24
1 review
0 helpful votes
March 15th, 2022

I called half a month before my card expired said they'd send a new one out. Never came called the beginning of March to ask they told me it would be here by the 15th no later
The 15th here still nothing it's fiiiine just all my money not like I have bills to pay or rent or anything called again today told me it never got sent out and now I have to wait another 2 weeks
Save yourself the hassles don't go with these people

Service
Shipping
Thumbnail of user jimw745
1 review
1 helpful vote
February 3rd, 2021

Received a prepaid card with 6 month expiration, lost everything once expired. Useless customer service.
This card and the issuing partner bank is a scam, no wonder it is an embarrassment for Germany. My first and last experience with the brand. Good riddance!

Products used:
Did not have a chance to use because all unused balance was lost

Service
Value
Shipping
Thumbnail of user filipp14
1 review
0 helpful votes
February 21st, 2020

This company along with her business development manager Frank. M are an absolute joke.
We spent loads of money on software development to change key elements on our site in order to comply with their requirements.
Send documents to Germany and once every was done they just stoped replying to our emails and messages via their site with no explanation.

I find that so unprofessional.
With business development managers like Frank. M you will go bust soon for sure.

I wish I had read all the reviews before contacting them.
They are an absolute joke!

Filip

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Filip, thank you for your input. We have already been in contact with Frank. M and made sure he got in touch with you to assist you. If you need anything in the future, please email us at social-media@wirecard.com. Thank you for your time.

Thumbnail of user nikitak32
1 review
4 helpful votes
November 25th, 2020

I received a promotional debit card from purchasing a phone at Verizon with 400$ balance and used about 270$. I should have around 130$ left on the card. The expiration date has passed, I called a customer service and they confirmed the card has the balance on the card, but they cannot reissue a new card. This is a Debit card (it says on the card) and they must be able to reissue a new one. This makes no sense. They customer service was rude and not helpful. How can they NOT give me MY money? This company STEALS unused balances!

Thumbnail of user lawrencef87
1 review
0 helpful votes
July 26th, 2020

Wirecard is the worst. Wirecard is a giant malfunctioning waste of time. Wirecard does not work. Wirecard website rejects bank account info so you cannot transfer your funds from your card to your bank. Why? So the payer (in this instance, VERIZON) has a greater chance of retaining any unspent funds you leave on your card. Wirecard is the worst, if the worst fails to function at the minimum acceptable level. Wirecard-beware! If your refund is on wirecard, good luck-you will need it!

Thumbnail of user earlk38
3 reviews
1 helpful vote
June 2nd, 2020

Went to put in my pin the other day and had to finally call customer service and reset my pin! Today i found out they charged me every time i entered my pin and it wasn't excepted! So i call customer support back! They say they can't help me because I've already had a refund before! Another rime that was their fault! So the way i understand it is, they steal from you once, then pay you back, then steal from you again and keep it! This is against the law and they need to be shut down! Citibank needs to be shut down for forcing us to use this card! Someone please do something!

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Earl, thank you for getting in touch. We would like to look into your feedback and assist you with your concerns. May we ask you to email us the name and phone number registered to your account at social-media@wirecard.com? We will follow up and contact you with further insights and support. Thank you.

Thumbnail of user leandroc17
1 review
1 helpful vote
June 3rd, 2020

I've had the misfortune of having to use this company for a year. Until this day I have never been able to log into my account and after countless attempts of making it work, all I get is we'll open a ticket to look into it and you'll know whenever they get to it.
It's really aggravating that in 2020 I have to go to an ATM to withdraw funds because I can't simply transfer it from the comfort of my smartphone or computer. Furthermore, after spending an outrageous amount of time on the phone with the "support team" to see if they can transfer the funds themselves, it becomes a mission where for "policy reasons" they need me to fax or mail them a form that God knows how long will take for them to like they say: get to it.
My only recommendation to the consumers is, avoid using this company and their services to the best of your ability, it's really not worth the headache.

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Leandro, thank you for your input. We would like to double-check this and contact you with further information and assistance. It would be great if you could tell us the name and phone number registered to your account. You can email us these details at social-media@wirecard.com. We will contact you as quickly as possible. Thank you for your time.

Thumbnail of user robertw1629
1 review
3 helpful votes
April 23rd, 2020

I received a "promotional" card from my company. The card had $250 loaded on it, we used $40 of it and now that the expiration date has passed they say my "money" is expired. How can money expire? They claim this is listed in terms and conditions, however, the card was hand delivered to me and WITHOUT terms and conditions. I've had many prepaid cards in my lifetime, never has MONEY expired. This is not real life! You would think a large corporation such as them would try to make right for their customers. I've contacted the 800# on the back of the card, its one run around after another. Have spent HOURS on the phone with their so called support team. All they do is read a script and make false promises. I was told on two separate occasions that they see where I had a balance and they would re-issue a check for the remainder. Over a month has passed without resolution. Each call has a hold time of 40+ minutes, just to get more wrong answers and run arounds. Please do yourself a favor and DO NOT use them! You've been warned!

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Robert, thank you for taking the time to leave the review. We are sorry to hear about your unpleasant experience. We are here for you and would be glad to double-check your case and make sure you get your check. Could you please email us the name and phone number registered to your card at social-media@wirecard.com? We will do our best to get in touch with you with further insights and help. Thank you for your time.

Thumbnail of user scottm1552
1 review
1 helpful vote
January 18th, 2021

Had a card given to me for a birthday present and it expired within a year! When called to reactivate they told me the money was no longer available. Stay away from them!

Tip for consumers:
stay away from them

Products used:
visa card

Service
Returns
Thumbnail of user kerryp128
1 review
2 helpful votes
March 6th, 2020

If at all possible STAY WAY from this card! They are a TOTAL JOKE! They charge for everything thing! I you want to take out YOUR money - 1- you can't check your balance at the ATM - they will charge you. 2- you can't use the card more then once a day 3- Even if you have money in your acct - unless you make another donation - you can't get it unless you want a another service fee. I have NEVER delt with such a horrible company!

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Kerry, thank you for getting in touch. We would like to look into your feedback and contact you to address your concerns. Would it be possible to share with us the name and phone number registered to your account as well as the name of the program your card is under? You can email us this information at social-media@wirecard.com. We will make sure to contact you asap and assist you. Thank you.

Thumbnail of user lukav11
1 review
0 helpful votes
June 28th, 2020

My card was blocked in Feb and since then I'm struggling with customer service. I did an online purchase which they characterized as a fraud, asking me to confirm the purchase. I confirmed and i had automatic respond to my email after a week. Every time i reply, i get to wait for a week or more for their next reply. Finally they said the card is unlocked in April. Of course, that wasnt true so i was waiting. Now when i really need that money, about 5k USD i cant get to my money, i sent emails again and again and every time they say my card is unlocked... well it's still not working! Today i even tried to transfer my money to other account, but guess what, the web page is down, there is not even an option for money transfer! I just want my money now and cant get it! Plus every time they charge me 0.50$ every time i try to purchase something online. I hope I'll get my money soon and forget about this company forver

Thumbnail of user dl537
1 review
0 helpful votes
March 5th, 2022

Have been issued quite a few of these cards... probably lost over 600 dollars to this company for fees or expiration of card. Pure crap. This were a gift... some gift.

Service
Value
Quality
Thumbnail of user konsd
1 review
0 helpful votes
December 20th, 2021

Just as many others here, I was ripped off by this company. The card expires very quickly. And once it is expired, they will keep the money on the card. This is completely unexpected because as per US law, gift cards have to retain their value for at least 5 years. But here they are trying to claim that it's in their "terms and conditions" - in other words, the multiple pages of small print text they would stuff in the envelope with the card, that they know most people would not read, and most people would expect the 5-year rule to apply to this card as well. This is a scam clearly designed as a way to rip off customers who don't realize that they would lose their money if the card expired. The multiple reviews here with the same issue are a clear indication that their scam is working.

I would stay away from any promotions that use this card as a backing. For me, this was from MSI for an item that I bought through NewEgg. I would definitely stay away from any promotions that use this company.

Service
Value
Shipping
Returns
Quality
Thumbnail of user dilcyb
1 review
1 helpful vote
September 7th, 2020

I guess they really really needed my last $5.11 because I didn't use it they charge me f*** them DO NOT USE THESE PEOPLE

Date Acct# Memo Show Details Type Description (USD $) Fee (USD $) Amount Balance
31-Aug-2020 XXX Balance Expiration - August 2020 Fee -5.11 +0.00

Thumbnail of user davidg4991
1 review
0 helpful votes
July 10th, 2022

I received my prepaid cards 6/7 months after expiration, they won't send out new ones to replace even though I have not activated them or used them at all because I got them AFTER THEY EXPIRED. Not one BUT TWO CARDS WERE RECEIVED AFTER EXPIRATION. $40 down the drain.

Tip for consumers:
Simply don't.

Products used:
Prepaid Cards

Service
Value
Shipping
Returns
Quality
Thumbnail of user ursulaj5
1 review
1 helpful vote
September 24th, 2019

I didn't ask to be frustrated beyond words. Must seek legal advise due to the promise of the "Buyout Contract" offered by Spectrum. Received the debit card and haven't been able to transfer the funds to my bank account. I'm a senior citizen and this ordeal is beyond frustrating... per beyond comprehension. Trying not to let this get me SICK!

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Ursula, thank you for your feedback. We are sorry to hear that our services have left you feeling poorly treated. Let us have a look! Please share with us the phone number and email registered to your card account at social-media@wirecard.com. This would help us locate your account and assist you better. Thank you for your time.

Thumbnail of user ap297
2 reviews
0 helpful votes
May 27th, 2019

I was issued a promotional rebate card and the card had expired by 30 days. They were unwilling to reissue the card nor provide me with any partial refund of my money. They simply stated, "That is the agreement we made with the company working with us.

Basically, they are solely interested in profit and not making things right for customers. If you are a company thinking of working with Wirecard, please reconsider.

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello, thank you for sharing your review with us. We would like to take a look at your card account and assist you further with this matter. Therefore, we kindly ask you to share with us your full name and phone number registered to your card and a contact email. Alternatively, you can send us an email to help.na@wirecard.com / social-media@wirecard.com for immediate support. Thank you for your time.

Thumbnail of user heathert155
1 review
2 helpful votes
November 12th, 2019

If it was possible I would give ZERO stars! My husband has a Wirecard through the Plasma donating center he uses. His account was used fraudulently. He had be fill out the fraud paperwork and they said it would take up to 45 days to get an answer. Well its been 45 days and no communication. I call today and was told that their fraud departments investigation said no. I asked to speak to them and was told they dont take calls. I need to wait on a letter then dispute it. A supervisor wouldn't help me and refused to get me someone higher. I asked 6 times and then she hung up on me. Wirecard is a freaking joke.

Thumbnail of user amr1
1 review
0 helpful votes
July 19th, 2019

Scammed & unable to retrieve money--within hours of making the payment - the scammer stopped responding so i sensed it might be scam -- contacted bank to stop/ retrieve money back - told beneficiary claim no money from transcation left to be claimed back -- no trace nothing - action fraud as well of no actual help-- this faster payment company need to stop such people & report them to fraud line instantly

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello, thank you for bringing this to our attention. Please share more details with us at social-media@wirecard.com, so that we can investigate further. Thank you for your time.

Thumbnail of user charlenel164
1 review
0 helpful votes
July 7th, 2019

1. The website is hacky, a lot of back and worth entering information repeatedly.
2. One user id per card - don't we all have enough user ID/ Passwords to remember. One company one user ID. Simple.
3. Had to call CS to find out number 2 and they wouldn't answer this simple question until they spoke to my husband who's name was on the card. Ridiculous, question had nothing to do with security.

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hi Charlene, thank you for taking the time to leave your review. We kindly ask for your understanding as we really aren’t allowed to talk to anyone not authorized on the account and the cardholder is the only authorization. If you are still experiencing issues, please email us your husband's name and phone number registered to his card account at social-media@wirecard.com. We would be glad to have a look and provide your husband with assistance. Thank you for your time.

Thumbnail of user taylord78
1 review
1 helpful vote
February 20th, 2019

Closed my account for NO REASON! Been 10 days without money! How is this company operating!?!? I've sent documents to prove my identity and get my money back after account was closed for "fraud". All I did was try to transfer money to my bank, which was listed on my account already! No call, no warning, just closed my account and won't reopen it! What a joke! STAY AWAY!

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Taylor, thank you for your feedback. I truly understand your disappointment! If you could share with me more information at social-media@wirecard.com, I would be glad to take a look at your account and provide you with immediate support. Thank you for your time.

Thumbnail of user slokar
1 review
1 helpful vote
October 22nd, 2018

It is a sincere request to all my friends especially in Europe, UK and other countries where it is used (and please spread the word around as well) - never ever use Wirecard and never accept any payments from any entity in the form of any products from Wirecard... they are the worst of all and their sole source of income is charging money wrongfully from your accounts... and hopelessly rubbish but yet shockingly rude and arrogant customer service - people who absolutely do not value your money at all! Shame on you Wirecard!

Thumbnail of user oancef
2 reviews
4 helpful votes
October 15th, 2019

Garbage service, they introduced a new "security system' that uses SMS text to log in and now since it's such a good "security system" no1 can access the account, not even me. I'm just sitting here with my phone that I set up and worked for like a week and wait to get a text with my logging code. But if you try 3 time then it works only since you have no idea which login that code they finally sent you is for you still can't enter. Now my account is locked and guess what I need to unlock it, A SMS CODE THAT NEVER GETS SENT TO YOU CAUSE THEY ARE IMBECILES THAT HAVE NO IDEA HOW TO IMPLEMENT SUCH A SYSTEM. Either that or they are so cheap that they bought some half dead garbage servers that can't process the requests. If you think of getting anything from this company I suggest you keep searching! Disgusting

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hello Oance, thank you for leaving your feedback. Let us look into your account and assist you. Unfortunately, we were not able to locate your account based on the provided name. Therefore, we would kindly ask you to send us an email at social-media@wirecard.com with the name and phone number registered to your card account. Thank you.

Thumbnail of user kobk
1 review
0 helpful votes
August 24th, 2018

Citigroup unloaded its prepaid card business to this second rate company called Wirecard. Their website is slow and unhelpful. It logged me out 5 times while trying to register a debit card, leaving me in Limbo. Tried to call customer service (6 times to get thru) to a person in India. They said their systems were down indefinitely. Then the connection was cut. Thanks Citibank!

Thumbnail of user frustratedw1
2 reviews
0 helpful votes
May 17th, 2019

The website is terrible, their customer service is terrible. And they don't even have their customer service number up on their website. I had issues several times logging in, and the customer service agents were unable to figure out what was going on. I have to live with this, because my company provided this pre-loaded card. Why do companies even use this?!

Thumbnail of user veselav
Wirecard T. – Wirecard Rep

Hi, thank you for sharing your honest opinion. We certainly don't want you to feel this way! Can we have a look? Please email us more information at social-media@wirecard.com so that we can locate your account. We are confident that once we have more details we can assist you accordingly and find a solution asap. Thank you for your time.

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From the business

Reinventing Payment since 1999 - Wirecard is Europe's leading specialist for payment processing and issuing services. Learn more about Wirecard's innovative multi-channel payment solutions.

Company Representative

Thumbnail of user veselav
Wirecard T.

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