If at all possible STAY WAY from this card! They are a TOTAL JOKE! They charge for everything thing! I you want to take out YOUR money - 1- you can't check your balance at the ATM - they will charge you. 2- you can't use the card more then once a day 3- Even if you have money in your acct - unless you make another donation - you can't get it unless you want a another service fee. I have NEVER delt with such a horrible company!