Horizon Outlet

After receiving my card a week later, I finally decided to activate my BRAND NEW CREDIT CARD and start rebuilding my poor damaged credit. I then looked on my card and wondered why doesn't it have a Visa, Master Card or American Express stamp on it. I immediately went online to investigate and while typing in the search engine, the reviews for this card pops up. To make a long story short, I must thank all for taking the time for writing your honest reviews on this garbage card and preventing further financial damage to my account. I ask all who are reading this to make looking at reviews, for anything, a common practice.

I ordered my 2 items less than $60 I paid the shipping. I was ok with that. Got my first item. A leather vest with conceal gun holster. I love it. It's for my husband for father's day.

So, aside from the fact that the financing is a horrible deal - everything on this website looks like anything you can get from a "dollar store". You can't even see what is available on the website until you receive a card and enter your card number. SUPREME HUSTLE! I received $500 worth of credit and I could only find ONE THING worth purchasing - a $14.99 bracelet with SHIPPING of $14.99! WTF? There is no variety of sizes on women's clothing... I laugh as I type this because this is a *******@cking joke. STAY AWAY FROM THIS CARD!

Called regarding a double payment and I was transferred to a supervisor who took over 30 minutes to talk I had to hang up because I was working at the time. Today my credit score dropped 70 and found out my account was closed after they took this months payment! I called and was told THEY HAVE A HANG UP POLICY I tried to explain I was on hold for over 30 minutes and I had to hang up due to being at work WELL I WAS TOLD THERE POLICY IS A POLICY IF I WANT TO BE A CUSTOMER I WOULD HAVE TO REPAY THEM!

WOULD of given-5* if it was an option! Thought it was too good to be true. I read the terms and agreement*FULLY*before I gave them my debit card! Thank God I did! I seen it was NOT a line of credit but a credit to buy stuff on their "online store" I then went to the thehorizon.com site and made my decision to just block this website from ANY more b. S. ads AND washed my hands of them! ALWAYS ALWAYS ALWAYS READ EVERYTHING ABOUT A COMPANY ESPECIALLY WHEN THEY'RE ASKING FOR ACCESS TO YOUR MONEY(DEBIT, CHECKING ACCTS.) ASSUMING THAT WE ALL NEED EVERY PENNY IN OUR ACCTS AND THEN SOME OR OUR CREDIT WOULDN'T BE SO POOR! THERE ARE PPL THAT PREY ON VULNERABLE PEOPLE! NEVER EVER EVER GIVE YOUR ACCT NUMBER OVER THE INTERNET UNLESS YOU ARE 100% CERTAIN THEY ARE LEGIT!

Greater than ioooppoi The first time you were able too and then it just got really dark I don't remember it I was in my oooooo

I waz so excited to bw able to buy nicw hifts
Most never came. And when i called. Treated very rude
I wont keep buying from them

My husband and I each have a card through Horizon. I also thought it was a regular credit card but when I tried to cancel they increased my credit limit and lowered my monthly fee to 14.95. So I decided to shop and try it out. My 1st order I thought came very quickly, it showed up in like 3 days. They do have some name brand stuff. I just placed an order for some American Eagle leggings. We have both had our cards for over a year now and we both each have a credit limit of $3,000. Every 3 months if you call up and ask for a credit limit increase u get one. It has helped our credit score a great deal and I don't do a lot of shoppung on it just a few things every couple of months to show the credit bureau we are using it and making payments. I have never spent over $100 to keep my balance low. We both love this card. The only reason I am giving 4 stars instead of 5 is because horizon only reports to equifax, it would be better if they atleast reported to Transunion as well. One of my credit bureas is alot higher then the other because this company brought my score up alot so wish I u reported to more then just the one company.

I knew it was a merchant card only and I was fine with that. I paid the initial fee not realizing there was a monthly fee but thats not why I cancelled it. The products they offer are dime store quality or never have correct size and it was very limited on the merchandise they even had. I should have gotten the picture when I opened the envelope and there was a paper with the card in bold red letters saying CANCELLATION-REFUND INSTRUCTIONS, less than a minute to refund/cancel. I went through 3 people all trying to give me another 500 on top of the 500 I had w/$60 voucher and lower my monthly payment to 6.95 whether I carry a balance or not, grant it they offer 4 different services but if they are like tge products they sell they aren't worth a $#*!. Needless to say after 45 mins which they do purposely, hoping you will hang up and forget to call back before 30 days so they can keep your enrollment fee but I wasn't going no where till I got my cancellation conformation #. I possibly would have kept the card if they had better quality and more to offer. I wonder too, do they really report to credit bureau