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How would you rate Scotiabank?
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Canada
3 reviews
8 helpful votes
Follow Debbie R.
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Investment support
April 13, 2023

If you are waiting for the investment support to give you your money, you got a long wait. They tend to like to hold your money so they can collect interest. Takes the investment department weeks to process any withdrawals. Their ratings are terrible and I can see why. Terrible bank, will move all investments to another bank if they ever release my money, long overdue. Are they that broke?!

Date of experience: April 13, 2023
Canada
1 review
8 helpful votes
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Worst service ever at bank level with tellers, rude, and ignorant, and refused to look after me after asking for branch Manager at Tacoma Dr. in Dartmouth, NS. The branch Manager finally came out, and asked me to leave. I told her I would not be back to this branch again, after how I was treated, and she said good. I was trying to pay CRA for my mothers taxes, as she's with Alzheimer's.

Date of experience: April 4, 2023
Canada
1 review
1 helpful vote
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Crap company. Lies upon lies. They don't answer phone calls and most locals don't have voice mail. If you're lucky enough to find a voice mail, they won't return your call anyway. Avoid Scotia

Date of experience: January 28, 2024
Canada
1 review
0 helpful votes
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Poor service
September 23, 2021

I called at 24/7 customer service number and after getting all my information when it was time to book an appointment for the issue i have, that person just cut my call without saying anything. I called twice and both of the time my call was down. Didn't even helped me with the issue.

Date of experience: September 23, 2021
Canada
1 review
10 helpful votes
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Worst bank ever
June 6, 2021

I am a new customer to Scotia Bank, after having my account for only 2 weeks my account was frauded and now I cant reach anyone to get my money back. Worst service I have ever experienced. 2 hours on hold then to get an ignorant rep on the other end. Frustrating and unacceptable. I am searching for a new bank, I can never reach anyone to discuss my banking needs and when I do, they are of no help. People that are considering opening with Scotia bank look elsewhere. BEWARE!

Date of experience: June 6, 2021
Canada
1 review
0 helpful votes
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Holding cheques
August 23, 2021

I've never had a problem at my other bank.

I put a government cheque through my app and says it's on hold for 5 days….

I have bills to pay…

I don't think it's fair they can just hold money…

When I was with conexus, they never held any cheques. I switched to Scotia as my car loan is through them…

Not impressed

Date of experience: August 23, 2021
Canada
1 review
2 helpful votes
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The worst software and application on the market. Each time! I try to go online to see my accounts it asks me to reset my current password. Online does not work. Each time you need to call customer rep - wait on the phone -answer their security questions -manually! = 19 century!to reset password with their support only. Unbelievable! Three times for ONE day it asked me to reset password. The same happened withxfriedn of mine! Shame

Date of experience: August 18, 2023
Canada
1 review
4 helpful votes
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I opened a chequing account with this bank since it had no transaction fees or monthly fees involved. After opening it was that way for quite some time but suddenly without letting me know they started charging a monthly fees even when I was well over the minimum balance to maintain. I called them to ask if the raised the min. Balance which the denied and said my account doesn't have that policy if I want I can switch to another account with no fees. Worst experience with this bank. They are cheats, stay away from this bank

Date of experience: September 28, 2022
Canada
1 review
1 helpful vote
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Fraud
July 6, 2022

It has been more than two years i have been reported the fraud with my account and in the present no one is ready to help. I am running into different branches and fraud collections but they have no answers. There is a lady Miss Neha, she totally refused my call and to help me and then declined my call. I can't believe this $#*! that instead of sorting the things out, they prefer not to talk. This is so $#*!ing crazy. They are always transferring the calls to each other and still have 0 answers.

Date of experience: July 6, 2022
Canada
1 review
1 helpful vote
Follow Hafeez M.
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I have been dealing with Scotia Bank for the last ONE year. I have never come across any financial institution since 1973 that is so bad when it comes to customer service. NO ONE should open an account with Scotia Bank ever. I am trying and at the first opportunity, I will move my mortgage to another financial institution. I

Date of experience: January 4, 2023
Canada
1 review
1 helpful vote
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Trash
December 9, 2022

The customer service is so horrible. I was told 45 minute wait and was on the phone for upwards of 3hrs, that's the wait alone. I have had multiple issues with my online banking & my physical card itself. Go somewhere else!

Date of experience: December 9, 2022
Canada
1 review
2 helpful votes
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I have been trying to reach a customer service representative about an international payment. It took me about 45 minutes to get hold of the first one and after 15 minutes she told me that she cannot help me with that and have to transfer my call to security department and I have to be on hold for 10 minutes its been more than an hour and I am still waiting for someone to answer the call and help me with the issue because I cannot afford to wait again but disconnecting the call. Worst customer service ever...

Date of experience: July 3, 2022
Canada
1 review
0 helpful votes
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Not the best
April 29, 2022

I'm disappointed with the service offered by this bank for a few reasons. Firstly, my credit card was stolen and I was put on hold on the phone for an hour to cancel my card, while the person who took my card was making purchases around town. They have yet to offer an option to cancel a credit card on their internet banking. Secondly, when I requested for a credit limit increase on my existing credit card I was not notified that my current card would be cancelled. I lost all my transaction history which I needed to get some funds reimbursed from work. Overall I think the services offered by this bank could be better. I wouldn't go with this bank for anything else other than basic banking.

Date of experience: April 29, 2022
Canada
1 review
0 helpful votes
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I had fraud charges on my credit card. They said wait 30 days for reimbursement. They put a block on my credit card from that establishment so they could not put additional charges on it.
And not only did they still put even more charges on it. Scotia still won't reimburse any of the money charged. Im truly disgusted with them

Date of experience: July 6, 2021
Canada
1 review
0 helpful votes
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We re seniors. We received money back from our income tax. We took the check to the closest branch to our home. Half of the money was put on hold for 5 days. This was a FEDERAL check... our taxes returned to us. We called or an explanation. We were at first told that it was not right for half to be held. In fact, it isn't. Federal money doesn't get a hold put on it. But they decided to keep the hold anyway saying that it was a different branch from ours. Note, our branch was not accessible to us due to construction on that day. We were never told the money would be held if deposited in another branch. So now half of our hard earned tax money isn't avaialble for 7 days because there is a weekend in the middle. Very disappointing.

Date of experience: March 10, 2022
Canada
2 reviews
4 helpful votes
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After being a customer of scotiabank for 20 plus years and 2 mortgages, one paid. They add up fees for over a year to accumulate a large sum and randomly take it out of your account when its the worst time lDuring covid every company or business has worked with us and been supportive except scotia bank. Without extra charges.the auto loan thru Scotia has repeatedly taken out extra and early payments requiring 2 hours of phone time to make them refund it.go anywhere else if you want to be treated with respect.

Date of experience: November 2, 2022
Canada
1 review
2 helpful votes
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Bank won't release my LIRA. I met all the requirements to have it released early at 64yr, no income and retired. Been waiting months. They keep saying it's the government. First time it was her error. Reminded me today the age is 71yrs old. This after I told her I stopped spending money on food.

Date of experience: June 6, 2023
Canada
1 review
5 helpful votes
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Lies
March 29, 2023

Spencer Davis from 91st Scotia bank sucks big time lies lies customer service sets you up for appointments that nobody no's nothing about,,you screwed my son over big time and i am gonna make sure your lieing $#*! fixes it,,,such a $#*!ty bank

Date of experience: March 29, 2023
Canada
1 review
2 helpful votes
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Not worth one star
October 1, 2021

The worst customer service from Rhea, Ramir and Maria C at Nairn and Panet. So rude, they speak wile you are speaking, refuse to listen, holding for 40 minutes is commonplace. A debit memo of $400 was taken from my account and no one can tell me why. Rhea the Assistant Manager is the worst ambassador of any business. She could learn about client service from a 14 year old. She yelled at me, kept cutting me off, speaking while I was speaking, it was absurd. DO NOT trust these people with your finances and everything that you work hard for. Race discrimination is also rampant at the Nairn and Panet branch. 3 hours on the phone and no one can tell me where my money is.

Date of experience: October 1, 2021
Canada
1 review
0 helpful votes
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Terrible Banking
September 13, 2021

Scotia has made some terrible mistakes. I called the customer care to block one of my credit cards, that i misplaced by accident. The customer care actually cancelled my debit card, as a result i lost my online access to debit card and other accounts. Grave mistake!

Date of experience: September 13, 2021

Overview

Scotiabank has a rating of 1.1 stars from 273 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Scotiabank most frequently mention customer service, credit card and online banking. Scotiabank ranks 295th among Banking sites.

service
160
value
144
shipping
9
returns
8
quality
144