OpenSky Credit Card

Ok So I give Open Sky I try Knowingly they on some bull and wallli I make a payment Friday which they stated funds are available in 48 hrs today Tuesday so I'm like ok where my money so I call and they tell me it's clear but we hold it 5 days so Friday it will be available Lesson if you need your money don't count on them I hate them already and haven't had account a month why would you just hold my money I can hold my own money and now I'm mad as heck

I've been with them for years. Let's understand I'm using my own money. I've had them paid off. And they're still trying to hijack me For late fees! They have no compassion or understanding of anything that's happened with. Covid 19, loss of jobs. I do not recommend them. There are other avenues. For the past year. Is nothing but problems. Their customer service. Needs customer service skills. My balance was $6 they still said I had a late fee. I still had a hundred and ninety 4 dollars in credit. They're nuts Now they're saying I owe him ninety seven dollars and late fees.

This card sucks! If you make a payment of $50.00, they hold your money for 5 business days. I was on hold for 20 mins waiting for some one to answer and then I finally got someone who picked up and hung up the phone on me! Then I called back and was only that phone call for 55 mins before someone answered me. I have another credit card with First Premier that I've had for 9 months and they have been nothing but great! I make $400.00 payments at times with access within 24 hours! Today I closed this account due to the hassle and would definitely NOT recommend this card to anyone. I close the account and it takes 3-4 weeks to get my deposit back!

Another upset customer. My husband found the company to rebuild my credit. Usual complaints: It took a week for payments to clear, I was stuck at doctor offices and checkouts when card was usually declined. After being forced to use an overdraft from my checking account in order to leave a doctor's office (and the fees involved), I cancelled the card. Next problem: I was turned over to collections 6 weeks later when the account was 'accidentally' not initially closed out. Now I have to wait another 6 weeks to see if I ever receive my deposit. Turns out the Customer service company providing services for them are even dropping the account. I'm reporting them for fraudulent practices, the company needs to be shut down.

Be very careful when applying for this card.
I applied and submitted a $400 payment to open the account.
I received an email stating the card was in the mail. After 3 weeks I had not received the card. I called customer service (a nightmare) and after being bounced around and calling back for over an hour, I was finally told that my account had been put on hold.
This was after "the card is in the mail."
They wanted a letter stating I lived at the address on my application!

I requested my money back, was told it would take 6 weeks. 2 days ago I received a credit card statement where they deducted the $35 fee.

Be very wary of these crooks.

As of the end of August I cancelled this card. I spoke to someone at customer service without incident and cancelled. The card served it's purpose; my daughter has a decent starting credit score and she was now approved for a capital one unsecured credit card with a $1,000 limit automatically. I was told I would receive the 200.00 deposit within 4-6 weeks. It's been approx 2 weeks and I see the refund deposit has arrived in the mail today.

Watch out! They will charge you $35 a year for a $200 credit card that requires you to send them $200. Totally a rip off. Do not get this card unless you absolutely must.

I got this card because I was just out of bankruptcy and needed a card to rebuild credit. After I got this, I discovered there are no fee alternatives.

I've had this card a few years and it helped me get my credit back up. Recently, my phone alerts went off like crazy. Someone was wracking up charges at an online shop. Called immediately and they shut the card down. I received a letter a few weeks ago that due to not reporting my card lost or stolen (?), they can't help me. Said to file a police report if I wanted to have them check again.

I'm shutting this card down once this mess is cleared. I'm upset. At least my credit was good enough to get a Discover card. I can get no-fee, no deposit, high amount CCs now and for that I'm grateful to OpenSky. Just BS they didn't cover me on a database breech.

They refused my 40 dollar payment. Said, it was a ACH issue only after waiting 2 months. But what was funny. I told them to close this account 2 months ago. They kept it open. Started reporting negative payments. Customer Service they are mostly people that don't speak well English. I had some man customer service representative insult me several times. But couldn't explain payment reversal. Have not got in contact with me at mostly. I think they would like a class law suit.

Worst credit card company on the planet impossible to close add on fees drops your score customer service rude as hell Nightmare card please please don't fall for this horrible company. Normally eloquentl but words escape me. Still can't cancel the damn thing