website thubmnail of N26
How would you rate N26?
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Italy
30 reviews
3 helpful votes
Follow Eugenio F.
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L'internet banking di questa fantomatica banca lascia veramente a desiderare: praticamente non si può fare quasi nulla perchè costringono i correntisti a scaricare l'app. Ad esempio stavo cercando di scaricare la giacenza media per poter fare l'isee ordinario e, da quel poco che si capisce dalle FAQ di N26 (tra l'altro molto vaghe), occorre necessariamente utilizzare l'app. Il problema è che la versione più recente dell'app è così difettosa da risultare inutilizzabile. A me non fa fare nemmeno l'accesso poichè compare una scritta che recita "App in background rilevate. Chiudi tutte le app eseguite in background per poter inserire la tua password" e poi non fa andare avanti. Ma in realtà, al momento di fare l'accesso a N26 non c'era altra app in background al di fuori di N26 stessa!

Date of experience: January 7, 2025
France
34 reviews
135 helpful votes
Follow Jorge D.
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Really good
January 11, 2018

They understood what any bank customer needs. As little due diligence as possible. They never block money transfer in Europe. A simple website with the right data. There is no token that you must use. The application is simple. There is the minimum of handling. Also, they are available at Office hours by Live chat which is the best possible way of communication. Also, you can receive you card everywhere in Europe.
My N26 card was never declined on any website.
I have visited the facebook groups of people who were upset about N26. These people don't exactly explain why their bank account was terminated by n26.
In Europe, N26 is one of the best online banks.

Date of experience: January 9, 2018
Belgium
10 reviews
0 helpful votes
Follow Malak R.
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It's a solid online bank. I think I would rate it above the market average. But one thing that was not satisfying is the time of verification which took me forever.
Don't know the exact reason but it's a fact.

Date of experience: January 4, 2024
GB
8 reviews
0 helpful votes
Follow Nal N.
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Great financial service
December 4, 2021

This is a good financial service and i can; t complain on working with it. It seemed to me pretty attractive as it has a great logo and website design. Actually, these were the reasons why I have decided to use service from this financial company. Basically, I wasn't mistaken, it's really great and there is nothing that can disgust consumers I guess. Managers here are very polite and responsive which make this bank more attractive in the eyes of consumers. There are all financial instruments which you want, whether these are loans or some cards.

Date of experience: December 4, 2021
Greece
1 review
1 helpful vote
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Absolutely Brilliant!
September 9, 2020

This bank is absolutely brilliant! Over the past 3 years I've been a customer i haven't had a single problem! You guys have nothing to lose, it is free so you can try it out and see for yourselves.

On top of everything, you also get paid if you refer friends to it! If you plan to sign up, please use code konstank2158 for 15£!

Thank you guys!

Date of experience: September 8, 2020
Ireland
1 review
0 helpful votes
Follow Larissa K.
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If you are looking to transition to digital banking, I d say give it a go. Opening doesn't take long, the app is really good, your balance gets updated almost immediately. You can also avoid paying any fees and charges if you are careful and don't withdraw cash often, which I am not planning to as there are no fee transactions for using the card. Use my code https://n26.com/r/larysak0548 and get 30 euro once you make a purchase worth 30 with your new n26 card. Happy banking!

Date of experience: November 14, 2019
Greece
2 reviews
1 helpful vote
Follow James H.
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On top of opening an account in just 5 minutes and recieving a debit card for free, I also got to earn a bit by bringing some of my friends in.

Remember to use code konstank2158 when you register for 15! Thank you guys!

Date of experience: January 24, 2020
Texas
9 reviews
12 helpful votes
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USA - Disappointing
January 30, 2021

N26 made the horrible decision to partner with "PLAID" for transferring money and requires you give up your bank username and password. Also, if you try to top up WITH a debit card, they charge an outrageous 2.9% fee and only allow $150 per day and $600 per month! VERY disappointing! MONZO is better and way cheaper!

Date of experience: January 30, 2021
Florida
18 reviews
3 helpful votes
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Great service
April 28, 2021

Great customer service. Good interphase... there service is quite incredible... and quite easy to opearate.

Have you taught about investing in bitcoin?. Now is the time to invest in bitcoin when it's value is greater than dollar and big firms/companies like Tesla, Square etc are have now invested in bitcoin even the so called Wall Street giant (JP Morgan) have now invested heavily in bitcoin so I don't see what's stopping you from investing in bitcoin. Incase you don't know much about bitcoin, Platforms like BTCPROFITUK, COM can guide you through all the process and help you invest your funds safely without no problem. Just send a dm.

Date of experience: April 28, 2021
Austria
13 reviews
7 helpful votes
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N26 has no sufficient protection from cyber crime.
N26 has no real customer support which helps you as customer.

Date of experience: March 30, 2019
Italy
2 reviews
0 helpful votes
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A good online bank!
December 17, 2020

THE REAL 2020 VALID PROMOTION IS ONLY 5 € NO MORE, those who want to try N26 while registering the code: alessiov3607 and receive the bonus as soon as a credit card payment of 10 € or more is made in a physical store, in practice and as if you would have a 5 € voucher.
I have been a customer for over a year and I find the N26 bank very good, easy and comfortable to use. My experience is very positive, I have not encountered any problems and I find the customer service very good. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card arrives for free at home, within days, the card is a MasterCard. Another good aspect are the money limits that you can spend and top up, they are very wide, indeed you can choose when you want to spend, by entering the limits in your account settings. To top up the account you can make transfers, while top-ups in cash can only be done on the PAM store line, however there are commissions of € 3 per top-up and a maximum of € 400 per operation can be recharged. N26 also offers a varied type of accounts, each has advantages, the first two are free, have no type of fee or management cost and are:
• The standard with its business variant (the one I chose), the only difference is that the business has 0.1% on all the expenses you do online and in physical stores.
• The Smart, the You and the Metal are other accounts, all have the Business variant, have a monthly cost from € 4.90 to € 16.90, offer various advantages, such as: wider limits, which at my choice those free are very large, and the possibility of requesting more credit cards than your account, plus you can take out various insurances, such as: car, on accidents, on suitcases and travel tickets, very good for those who travel often. For the Business variant the difference is only one, the cashback for purchases which varies from 0.5% to 1%, and the addition of insurance for greater protection on expenses.

Date of experience: December 16, 2020

Overview

N26 has a rating of 2.9 stars from 11 reviews, indicating that most customers are generally dissatisfied with their purchases. N26 ranks 151st among Banking sites.

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