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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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Being on a fixed income, every once in awhile an unexpected expense will come along. That is what happened two days ago. I saw the ad for Moneykey and got in touch. I was approved for the money I needed the same day. They were so helpful.
I have no complaints whatsoever. I was in a bind needing emergency home repairs with minimal extra cash. I was able to secure a line of credit relatively swiftly, with full-transparency, timely draws… and I couldn't be happier. I've since repaid the entire debt, and am sincerely grateful for the kindness and credit that was extended to me in such a horrible and critical time! It's definitely not an ideal scenario…. The ideal scenario would've been that I had more money saved up in an emergency fund. But I was definitely fortunate that there are companies like MoneyKey that make getting emergency assistance easy and accessible…. AND are able to see me for who I am…. Not a scammer or someone trying to shirk financial responsibility. Just someone that fell into a hard time and needed a little up front cash.
This CC has helped me and my family get through some tough situations I would definitely highly recommend MoneyKey to anyone needing some financial help
It was really a boast to my confidence level, after coming a little short at the beginning of the month with a few things. Money Key really helped me out in this situation. And more manageable for future payments.
My application was easy to fill and once I finished that the rest of the process was quick and easy. I got an approval in less that 10 mins. I got the deposit the next day.
I give this website a five star rating. The money was the same day as I requested it and I didn't have to request a full amount. I could request any amount that I needed. Thanks this website. I was able to cover an emergency expense. Thank you for this website.
They released funds in less than 24 hours made contact fast. They have stayed in contact and explained every step of the process.
I would recommend them to anyone, that needs credit fast. Thank you Money Key.
Having the line of credit is nice. It's very convenient. However, my biggest complaint is that I make payments twice a month and my balance rarely goes down. I would not use you guys again because of that. And actually, I'm hoping that in the near future, since your rate is so high that I can actually get you guys paid off. And I would not use you again because of the fact that I continuously make payments but never see my balance lowered, or at least lowered very little, in comparison to the payments I make. The Positive is that it is convenient.
My experience with MoneyLion was very considerate to answering all my questions when I wanted to about borrowing. The customer representative explain to my days when I will be paying back and if I wanted to pay back in full how much that would be!
My experience was I never received my money. They say they're gonna give it to me at 5 to 6 business days or 5 to 7 business days due to one of the numbers was incorrect on my account for my checking for put in my bank so I went back to look and guess what number was incorrect I thought it was correct but now I have to go through a whole long drawn out process and I'm really desperate for my money. I needed it at the timeI' I really was gonna give them a high record and give them such a great experience thinking that this really was true because I'm in desperate need and now I don't know what I'm gonna do. I'm just trusting in God and believing he'll get me through somehow somehow I don't know if the money comes through my goal is to pay him and pay him on time. Pay him when I can when I get paid and use this as a source to pay back, but if I don't get the money, I'm not paying them because I never received the money and they are not gonna take money out of my account for money working hard and never received the money. Then this is a scam and they're trying to be a thief to steal my money my hard-working money because I'm in need of the money in emergency situation and I needed the money when I needed the money and it wasn't there so just like all these others that I've been trying to get money they're scams. Everybody's got all my information out there so I have no money. I can't get money from someone who has no money.
ALL I KNOW IS THAT WHEN I NEEDED CASH TO LITERALLY SAVE MY FINANCIAL IFE; YOU CAME OUT OF YOUR POCKET INTO MY POCKET AND VOILA; CASE CLOSED, AND I AM GOING TO MAKE SURE THAT I REPAY WHATEVER YOU WANT.
The experience was very easy to understand. They did everything as the contract stated. I'm very appreciative of the company.
I needed help. I needed aid. Thanks to you guys I was able to get Christmas gifts and pay bills. Thank you kindly.
Interest is very high, and even with on time payments and paying a little extra, credit limit increase is minimal
Been struggling financially due to covering my mother's bills on top of my own. I tried a few loan services with no luck. Then was approved by your company and it took some stress off my shoulders.
I needed money to pay bills and buy some gifts for Christmas. The process was easy. And I received my money in the same day. If your low on cash, and need help. Definitely try Money Key. They were and are a life saver.
Money Key is fast, accurate and came just when I needed some help! I applaud you Money Key and recommend you to all.
Sincerely,
John Burcham
I love that I can have my loan deducted from my acct so in case I forget. They are always a pleasure to work with if ever I need questions answered. All around GREAT COMPANY!
Money key was fast and very easy to use. Money got to my account the same day filling was easy and simple with quick response time I would recommend money key if you are in a financial situation
Initially seems like help but the repayment process put you in a bigger bind. I was paying $85 bi weekly only for $40 to go towards my balance. Kept me in a hole. Paid it off in full is my recommendation
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Hello Michelle,
We would like to take the opportunity to look into your concerns as a matter of priority. Please reach out to us at 1-866-255-1668, and our team would be happy to assist. Thank you.