ManhattanLife

They will only give you a plan but when it comes to cancel your plan. It's impossible! They still keep billing you they're network has very little options. Do not ever go with them

They are double the cost of many other insurers. I made the mistake of trusting a fast talking insurance agent. Got much better deals on my own. Now that I have cancelled the insurance, they are denying claims made during the policy period. There are better companies you just have to look for them.

I am self employed so I had to purchase commercial. The Sales Rep did their job, essentially making me think it was a good health plan for my basic preventative needs. Come to find out, after paying a lot on premiums, they covered NOTHING as I still had to pay out of pocket for copays and am now stuck with high medical bills, on the back end.

I never felt so thrown off after speaking to the last agent on August the 19-2024 this person did not know customer service very well and was basically arguing with me cutting me off constantly even when I repetitively ask him to let me finish he was more worried about winning the argument that he had with himself. I can assure you that the only thing he win was making me think about taking my business somewhere else. Definitely not worth keeping this policy after all. And I do not recommend it to anybody.

They love to take your monthly payment, but good luck finding an agent that actually cares. I have submitted 2 claims, we are relatively healthy, they continue to find fault with the claims but don't let you know unless you call repeatedly.

This company is a Total Fraud! They were real quick to sell me on this policy and begin taking bi-weekly payments out of my pay. When I retired they never notified me of status of my policy nor would they refund any of the money I paid into the policy. What a steal and con of your income they pull on you. Someone should Audit them and put them out of business. I also reported them to "American Greed" as I am sure the Marketing & Sales and Administrative Staff are living high off the hog on some cruise or yacht in the Caribbean. If you are ever contacted by these Pirates - Tell them to take a Hike! What a Huge mistake I made when I signed up with them.

I'm currently trying to collect from them after having surgery. It's a joke what you have to do an go through.so far I only recieved half of what I paid for an they deducted my premium from so check. Now mind you I pay every two weeks through payroll. An every time you call you get someone different which they tell you something different every time. Now mind you I've been paying for it since 2015. So nooo I would not recommend this company. An God forbid your dr makes a mistake on your forms an crosses it out an even initials it they won't except it. So you have to file all over again. I pray every day I get what they owe me.

They will do anything to their power to deny you. Then ask for more paperwork. I've been working on my paperwork for two months because they kept asking for paperwork from my doctor. Come to find out they denied me.

Company rep said verbally company would pay a radiation claim for skin cancer. Brochure says it pays for radiation trreatments. Then the company refused to pay a $14,000 claim even though a radiologist stated it was needed to save the clients life. Patient had to pay. Worst health insurance company ever encountered. Lawsuit being filed. Stay away from this low life operation

No really - they wanted me to mail them a check. In 2022. No really - they wanted me to mail them a check. In 2022 No really - they wanted me to mail them a check. In 2022 No really - they wanted me to mail them a check. In 2022 No really - they wanted me to mail them a check. In 2022 No really - they wanted me to mail them a check. In 2022 No really - they wanted me to mail them a check. In 2022

I have had good and bad insurance programs over the years. Manhattan Life First Health is by far the worst. Do not fall for the sales pitch. On paper the program looks like a good value until you are in the program and they refuse to pay the majority of claims. I required a hand surgery and their response to the physician and the hospital was "pay our of pocket and we will review the codes on the bills and determine if we will pay". WTF, have you ever heard of such a thing? Spend $40k and we will let you know later. On top of that, the scumbag representatives disappear after they bend you over. Run from these clowns, a total waste of money.

I love having $0 deductibles and $0 co-pays and the price has never went up since the day I enrolled a few years ago! Have never had any issues with a claim I've made, and this company has paid me the difference for whatever was leftover for the balance on a bill!

I thought it was too good to be true for the low price I was quoted but it has been very real and I'm extremely happy with the coverage. It's called 'Affordable Choice' and I highly reccomend it to anyone who can qualify for it!

This company is really a joke. I made the stupid mistake in trying to do business with this insurance company almost three years ago, after about two or three months, I spoke with someone and told them that I NO LONGER wanted to do business with them. Just three months ago I decided to take a look in MyPay to go over my deductions and I found out that Manhattan Life had again, started taking allotments in the amount of $49.00 dollars out my checking account for at least from February of this year (2023). This is fraud and I really do not know how to address the issue, but my plan is to talk to someone in their corporate office and also report this incident to the better business bureau. I've never been so insulted and disrespected in my life.

I just had a baby. And it's so hard to claim my benifits smh. Good thing i had my savings to take care of me and my kids while out on maternity leave. I would not recomend at all. THE WORST! And they take money from you every paycheck.

I've paid $58 per month for a Husband/Wife cancer policy that I purchased 10 years ago. Manhattan Life did not write this policy but they acquired the original writing carrier. I recently was diagnosed with a relatively minor form of skin cancer, which was removed by a physician using the Moh's surgical procedure. I filed a claim under my Manhattan Life critical illness policy and expected to receive a 25% of face value benefit for what's considered "carcinoma in situ". However, my claim was denied because of a contractual clause that says the cancer must be invasive. In other words, had a let the skin cancer grow and spread, then the policy would have paid a benefit. I know there are better policies than this one in the market, so I'd suggest looking at companies other than Manhattan Life!

Manhattan Life is a joke. They take you threw so much. Anything not to pay you for your disability claim. They ask for all of this unnecessary paperwork. Well I will be dropping them.

My experience with Manhattan life disability insurance is bad! What I don't understand they have no problem in taking your money out of your check every two weeks, but when you need them, they want unnecessary paperwork which they don't even have a form for and they really are not in a hurry the process you claim! But I didn't listen to my coworkers which advice me not to keep Manhattan life disability insurance!, I should have listened. If you're looking for a good Disability Policy to cover your bills when you are sick from work try somebody else!