Don't use ICIC Bank Paylater Service. It's a Shady Scheme by the bank. I joined paylater on January 13,2024 to test their service. I got Rs. 10,000 as paylater balance. On 20 Jan, 2024 I got a message that I've to pay to my balance by 31 jan 2024 or I'll face late charges. (It's been only one week and they're asking for money. Don't use their service or you'll regret if you don't have money.)
**ICIC bank claim that we can pay dues 45 days later and they advertise it heavily. On their main paylater page they have mentioned it again and again.
What they didn't mention even once is their billing cycle.
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