I cannot understand how in the world Choice Home Warranty is rated as high as they are; my opinion is they have had to pay someone for their high ratings. We had Old Republic home warranty when we purchased our new house. During that time our dryer went out and they determined that it was not cost effective to repair the dryer. They told us we could wait and have them replace it or we could have a check sent and we could go and purchase a new one JUST like the one that we had. Naturally this is what we had expected from Choice Home Warranty, but boy were we wrong and are very disgusted. Had Old Republic not raised they prices so high, we would not have switched over. But you get what you pay for.
One issue I now see after the fact is that Choice did NOT send a certified Electrolux repairman. In fact the tech said he does not like to work on front load washers, but prefers top load washers. So now I am thinking he did not know what he was doing and he just listed all possible parts that could cause the issue. Now I see it would have been better if he had tried one part after another until the problem would have been fixed like a backyard mechanic does. So with this claim with Choice, we get an email from them stating: "Great News! We have received the diagnosis on your claim. It is more cost effective to replace your Washer than to repair it." After selecting to process the replacement we receive an offer for a little over $350 for a $1,064.00 Electrolux front load washer. What a slap in the face. So I elevated it to a case manager thinking we would be able to get the total replacement cost since they decided it was not cost effective to fix. They raised the amount to right at $549.99, which is half of what we should have been given. This machine is the number one rated washer that has 8 wash cycles, 5 temp settings, 5 soil levels, 5 spin options, stain soak perfect steam, extra rinse, wrinkle release, extended refresh, delayed time, control lock and especially set up for wash pods. There is NOT a machine that Choice Warranty can purchase for $549.99 to replace this machine with all those functions. As you can see they really do not care about their customer it is all about the almighty dollar.
Choice says they do NOT HAVE TO REPLACE THE SAME BRAND, MODEL, ETC. However, in the contract it says that Choice cannot be held liable for anything greater than $1,500 through the arbitration avenue. I thought elevating to the case manager, that they would be my arbitrator and would increase the amount to replacing this unit. As we found out this is a bunch of BS and they do NOT SUPPORT THE CUSTOMER. So consumer you have been warned, SAVE YOUR MONEY AND DO NOT PURCHASE YOUR HOME WARRANTY INSURANCE FROM THIS COMPANY. Best advice is when you call warranty companies ask for a copy of the contract and then call them back and give them examples for replacements so you know what to expect. You can use my example and see what they would do, but double check the actual contract. They might be as bad as Choice Warranty and I have advised my realtor NOT to use this company EVER.