website thubmnail of TreasuryDirect
How would you rate TreasuryDirect?
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Florida
1 review
4 helpful votes
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If I could give a minus number for a rating it would still be too high a number for Treasury Direct. 2 1/2 hour phone holds at start of busines?! Not accepting new emails?! Up to a thirteen week response time for a regular mail query?! A total embarrassment!

Date of experience: October 14, 2022
Arizona
1 review
9 helpful votes
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It's next to impossible to get past the worst antiquated login system that I have ever encountered. Customer service must be non existent. I have decided it's too big of a risk to invest money with Treasury Direct because even if I could get past the crazy log in procedure, I may not be able to do it again to access my account and my money.

Date of experience: June 7, 2022
Arkansas
3 reviews
2 helpful votes
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Locked OUT
October 12, 2022

The phone number *******656 say they are not taking calls! But the recording says " go back and try again". Website still has me locked out and I can not talk to a person? This is intolerable, no wonder people are angry, with GVT agencies!

Date of experience: October 12, 2022
Colorado
1 review
0 helpful votes
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I think some Government employees should be fired and contractors given performance reviews. This is because assistance is way too hard to get. It seems to me like they are hiding from customers. Seems like wait times over 15 minutes is cause for performance review. I think people should write their congressmen over wait time mismanaged monstrosity.

"The new rule, found in 75 Fed. Reg. 46,783, approved on Aug. 1,2013 and effective September 3,2013 creates a Government wide repository for contractor and grantee past performance evaluations. All Past Performance Evaluations must be entered into the CPARS system. All Contracts over the threshold of $150,000 will require the Contracting Officer (CO) to make entries into this system."

Date of experience: June 24, 2022
New Jersey
1 review
8 helpful votes
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Horrible.
October 3, 2022

Website confusing. Long wait for customer service. It took me 1 hour to get
Through to my website. I could not update my bank account. I was
Then locked out. The wait time is almost 2 hours. I have my phone on now
Waiting, and I have to listen to endless messages repeating themselves. Why
Could a representative not call me back instead.

Date of experience: October 3, 2022
Massachusetts
1 review
4 helpful votes
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Locked out needlessly
February 11, 2023

Adding my one star to their site. It should be zero given how awful it is. There should be warning when you will be locked out, I have used this computer countless times why do they keep prompting for secret questions? Now I will have to waste time requesting it be reactivated. The worthless people who run this site should all be fired.

Date of experience: February 11, 2023
Mississippi
1 review
6 helpful votes
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Anyone that wants to cash in Series EE bonds and needs the money within 1-3 months should try their hardest to cash them in with a local bank branch or credit union. I know each bank may have a different set of policies for cashing bonds in (customer account required, under $1000, etc), but from my experience and talking to others it's a minimum of 4 weeks from the date of receipt to having the cash deposited in your account. I'm at 10 weeks with no deposit. Customer service is non-responsive and call times are 2 hours plus. Their website and process are stuck in the 1990s. Extremely frustrating.

If I had known this I probably would have tried every bank in town to avoid dealing with the Treasury Department.

Date of experience: December 19, 2022
Kentucky
1 review
7 helpful votes
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What a mess.
January 3, 2023

I thought the piss poor customer service was due to the IBond craze, but it has apparently been terrible since well before that. I tried to update my dad's account to name my mother as beneficiary, but it didn't like the way I answered the stupid security question. (I thought maybe I did something wrong, but there are many others here who had the problem with security question.) I am on hold for what will probably be over 2 hours. I tried last week when I was at the folks and had the same problem. Their website is straight out of 1996, so wonder everything is such a freaking mess.

Date of experience: January 3, 2023
Singapore
1 review
3 helpful votes
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I got through
March 16, 2023

I am trying to cash out matured EEs and have the cash deposited at my bank.
Now, after three month of inaction, they send me a letter that I first suspected was from a scammer (and maybe still so). It was factually incorrect and full of spelling errors! So far it cost me $900 in lost interest and there is no end in sight!
HOWEVER, I upgraded my rating to two stars because I finally got through by phone (called at 8am and was put on hold for 'only'30 minutes). My concerns were noted and I was told they would be reviewed.

Date of experience: March 16, 2023
New Jersey
1 review
15 helpful votes
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Cashing mature HH bonds
September 7, 2022

Still waiting( 2 + months) to receive funds from submitted mature several HHbonds. Cannot contact customer service. Complained to my House of Representative, not helpful. In my opinion they are faulting on the contract to provide the mature bonds funds. As a senior patriotic citizen who bought bonds for over 40 years, this is cruel, demeaning and a perfect example of incompetence.

Date of experience: September 7, 2022
Florida
1 review
3 helpful votes
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TreasuryDirect does not allow you to correct an error you may have made when creating your bank account information. They require you to fill out a paper form and have that form signed in person by a bank officer. Our bank is out of state and we cannot travel to have a form signed. Furthermore, their customer service phone line wait times a 2 hours or more.

Date of experience: June 6, 2022
Minnesota
1 review
16 helpful votes
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Waited on hold for 2hrs to try and unlock my account. Once I got through to a human, they informed me that they could not unblock my account "due to technical issues" and that I have to call back another day. We can send people to space, unblock bank and brokerage accounts with huge amounts of money in them almost instantaneously. But, we can't have a government run site that functions. Go figure. Absolute joke. Be upset, regardless of your partisan affiliations. This country is a joke.

Date of experience: September 19, 2022
New York
1 review
26 helpful votes
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They tease you with higher rates, you attempt to create an account but can't for whatever reason, so you call, and get NOWHER! 1 1/2 hours of recorded crap, then it rings, and rings, more recordings, more rings, and no one ever picks up! I hung up after 2 hours! Imagine trying to cash in a bond... Is no one trying to fix this joke of a system? Our government doesn't care about the little guy, simple as that!

Date of experience: July 13, 2022
California
1 review
1 helpful vote
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Misplaced EE Bonds
October 3, 2022

After meticulously creating manifests for 243 EE bonds and mailing them by registered mail I was surprised to learn that 17 of the 50 matured bonds on the first manifest were not received. I was pleased to hear the other bonds were accounted for but was bewildered of how the first 17 matured bonds escaped from the package. After my two hour phone wait I was assured they could be replace if lost (more like mishandled). I received an email detailing how to make a lost bond claim. After more hours of form filling and notarizing I'm back on the infamous 13 week merry-go-round. When it comes to handling money there should be no "Oops, we've never seen one like this before".

On a positive note the additional EE mature bonds were converted to an I bond and the remaining EE bonds are automatically redeemed as they mature. I guess there is always Love and Hate in any relationship.

Date of experience: October 3, 2022
Pennsylvania
1 review
8 helpful votes
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ALL DAY AFFAIR
October 13, 2022

What a pain in the butt. Been on hold for going on THREE hours. Called just after 9am. This is ridiculous! Unfortunately I can't stay on the line any longer. Should have know a government department would be a total waste of my time. Best of luck if you have to call them for any reason! Customer service used to mean something, apparently not with the government.

Date of experience: October 13, 2022
Delaware
1 review
6 helpful votes
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I tried to send a gift bond to my Grandson after 11 days it was bought but could not. They say it has to be 5 days. I guess as they can't count as well as not answering the phone after an hour on hold. I wish they would go back to the good old days when the banks could issue a US Saving Bond in five minutes. I will not be buying anymore savings bonds.

Date of experience: May 20, 2022
Illinois
1 review
31 helpful votes
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I've used Treasury Direct to cash in savings bonds, but the website is difficult to use. Login page uses a virtual keyboard to enter password and my clicks sometimes register nothing and sometimes duplicate entries. Site does not allow display of password to verify entries. Takes me multiple tries to get in. Once I'm in, an error (?) navigating from one page to another kicks me out my account & requires another login. Wish they would allow password display on login and kick me back to your account page instead of out the website completely. Worst website I've ever used.

Date of experience: January 15, 2022
Pennsylvania
1 review
1 helpful vote
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My account was locked. I called *******676 before 5 PM. It says the wait was 30 minutes. When somebody (Isabel) picked up the call it was over 1 hour. Isabel promptly hung up the phone after a quick hello. I know she pretended that she could not hear me.

Date of experience: March 6, 2023
Michigan
2 reviews
15 helpful votes
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I do appreciated that Treasury direct does respond to my emails. I mailed physical bonds to them three months ago, expecting them to appear in my electronic account in a couple of weeks. It is now three months and still nothing. Not just annoying, but worrying.

Date of experience: February 4, 2022
Ohio
1 review
2 helpful votes
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No rush to fix!
October 26, 2022

Day one, I spent 3 hours, 20 minutes on hold to inquire about an email the website said I would receive in order to complete opening an account. The agent who finally answered my call gave me the account number, and told me their email wasn't working. I asked if there would be anything else needed, and received a "no". After disconnecting the call, I found I needed a one-time password, which would have been on the email I didn't receive. So I'm into another 2 hour plus call hold to get the password! In looking at past reviews, I see that the email situation is long standing. It should be a priority fix. Others have commented on their negative experience, but there is no indication that any remediation is in process.

Date of experience: October 26, 2022

Overview

TreasuryDirect has a rating of 1.1 stars from 153 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with TreasuryDirect most frequently mention customer service, bank account and hour wait. TreasuryDirect ranks 178th among Government sites.

service
83
value
58
shipping
26
returns
27
quality
56