business logo of Perpay Inc.

Perpay Inc.Reviews 1,461

4.4

About the Business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.4 stars from 1,461 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit score and direct deposit. Perpay Inc. ranks 24th among Discount Shopping sites.

quality
984
This company responds to reviews on average within 2 days
Connecticut
1 review
0 helpful votes
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Positive Thoughts
April 16, 2025

I'm loving the credit card experience and very easy to order things. Shipment comes quick as well.

Date of experience: April 6, 2025
Illinois
1 review
0 helpful votes
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Love this
April 16, 2025
Updated review

Wonderful have so much fun on it love to buy different things

Date of experience: April 6, 2025

Love it
March 31, 2025
Previous review

I really enjoyed it can't wait until I get my card I can't wait to buy more

Date of experience: March 21, 2025
Georgia
1 review
0 helpful votes
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Good products
April 16, 2025

Items are shipped to you really fast and good products on this site

Date of experience: April 6, 2025
Oregon
1 review
0 helpful votes
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Awesome
April 16, 2025

This is an awesome way to build credit and buy things you need or want!

Date of experience: April 5, 2025
Illinois
1 review
0 helpful votes
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I've been using for a few years and I have always had prompt delivery, quality products and easy payments. Customer service could be a bit more quick to respond and the help page isn't very helpful.

Date of experience: April 5, 2025
Washington
1 review
0 helpful votes
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I love how easy it is to get good merchandise.
April 15, 2025

My experience have been good. The only negative thing is that they charge a shipping fee for every item that you purchase. If it's all in the same order i. Feel it should be just one shipping fee.

Date of experience: April 5, 2025
Georgia
1 review
0 helpful votes
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Great
April 15, 2025

Great service great delivery great customer care great everything

Date of experience: April 5, 2025
California
1 review
0 helpful votes
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Overpriced but due to risk understandable.
April 15, 2025

CC works as expected but everything in markets is overpriced.

Date of experience: April 5, 2025
California
1 review
0 helpful votes
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Never received my shipment this is horrible. Fraudulent company didn't give me my product. Never received!

Date of experience: April 5, 2025
Perpay T. — Perpay Inc. Rep
3 months ago

We’re really sorry to hear that your order hasn’t arrived. That’s definitely not the experience Perpay wants anyone to have. Please reach out to our team at hello@perpay. Com so we can look into your account and resolve this as quickly as possible!

Ohio
1 review
0 helpful votes
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Amazing way to build credit effortlessly.
April 15, 2025

Highly recommend prepay. It brings back the plateau style of purchase but getting to enjoy your purchase ahead of time.

Date of experience: April 5, 2025
Florida
1 review
0 helpful votes
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Amazing
April 15, 2025

I wish I would have done this awhile ago. So far this has been nothing but amazing.

Date of experience: April 5, 2025
Idaho
1 review
0 helpful votes
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Excellent way to rebuild credit
April 15, 2025

I am very satisfied with Perpay. It has given me a fool proof way to rebuild my credit and get things that I need at the same time. I wish there were companies like this years ago. Thank you Perpay.

Date of experience: April 5, 2025
California
1 review
0 helpful votes
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Customer service takes a long time to respond
April 14, 2025

I have a simple order, and have over paid. No help from customer service.

Date of experience: April 4, 2025
Perpay T. — Perpay Inc. Rep
3 months ago

We're so sorry to hear about your experience and understand how frustrating this must be. Perpay is committed to ensuring a smooth and supportive shopping experience, and we never want our members to feel unheard. We'd love the opportunity to make things right and help get your order moving. It looks like a team member reached out regarding your recent order, please respond to that message and we'll assist you from there!

Nevada
1 review
0 helpful votes
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I do a lot of my online shopping using Buy-Now-Pay-Later (BNPL) installments such as Klarna, Afterpay and Affirm (to name a few), and PerPay is another option. There is a decent selection to choose from but expect to pay FULL RETAIL price PLUS shipping and local tax as they have their own network of distribution centers they pull their inventory from. It looks to follow the same model as Fingerhut who also tend to sell their items at full retail price. And there are no free shipping options if you purchase past a certain amount. They do offer some incentive of discount if you purchase higher priced items but that's all I've seen. The items are genuine and not fake (or at least, the one order I placed and received a couple of years ago through Perpay was genuine). And you have different payment options to choose from based on how often you receive your paycheck in which they are deducted from your paycheck, not from your bank account.

The other BNPL companies have stores and brands that use their services and you can take advantage of any sales and discounts those stores/shops offer along with any free shipping incentives once you meet or exceed a certain purchase amount.

I tried using PerPay again and placed an order. Everything seemed okay until almost a week later when I got an email saying the item I ordered was out of stock. They further stated they tried checking their other distribution channels but could not find any available. They did ask if there was another item similar in price I would like to order but I found nothing else (I wanted to pay full price for) and requested to cancel my order. So, maybe that was a sign I should look elsewhere.

I want to use PerPay more often but again, I prefer not to pay full retail every time along with shipping. I use other BNPL companies like Afterpay or Klarna as I can find better deals. I will only use PerPay if there are brands or items that will always be full price or close to full price no matter where you shop and I really want to it have now.

Date of experience: April 4, 2025
Perpay T. — Perpay Inc. Rep
3 months ago

We really appreciate your honest feedback and are sorry to hear about the out-of-stock issue and delay in communication. That’s definitely not the experience we aim to provide. Our team is constantly working to improve how we update product availability and respond to customer requests in a timely manner. We also appreciate your feedback on pricing and shipping options— while, the prices listed reflect our commitment to offer a no-interest, no-fee buying experience, it’s important to us to receive this input as it allows us to further improve the services we provide. Regarding your current conversation with us; our team is currently working through a large volume of customer outreach at this time, but we will get back to you as soon as possible! Thanks for your patience.

California
1 review
0 helpful votes
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Ray ban and coach sunglasses
April 14, 2025

I'm very happy to have the classic Ray-Ban for me and my wife it's very happy for the surprise of her Coach sunglasses, thank you so much for your services.

Date of experience: April 4, 2025
Colorado
1 review
0 helpful votes
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Deposit
April 14, 2025

I haven't been able to set my direct deposit up manually or electronically. I've also reached out to customer service more then three times and no response on how to fix this. I don't understand because they been taking money out for my purchases I made prior. I can't even use the site.

Date of experience: April 4, 2025
Perpay T. — Perpay Inc. Rep
3 months ago

We're sorry to hear about the delay you've experienced with setting up your direct deposit and receiving support. We understand how frustrating that can be and appreciate the feedback. Our team is currently working through a large volume of customer outreach at this time, but we will get back to you as soon as possible! Thanks for your patience.

Washington
1 review
0 helpful votes
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The direct deposit needs to change
April 14, 2025

I'd rather give it direct payment from my bank then have to submit form to employee

Date of experience: April 4, 2025
Perpay T. — Perpay Inc. Rep
3 months ago

Thanks for sharing this feedback! At this time, we operate through payroll direct deposit, which is a payment made directly from your payroll system each time you get paid by your employer. We understand that convenience matters, and we’re always looking for ways to improve the setup process. If you have any questions regarding how to set up payments, or, if you would like more clarity on the matter, feel free to reach out to us at hello@perpay. Com – we’re happy to help!

Pennsylvania
1 review
0 helpful votes
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Great credit builder
April 14, 2025

I used the site I found on my job discount program and it has helped me build my credit

Date of experience: April 4, 2025
New York
1 review
0 helpful votes
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No way to talk to a live person
April 14, 2025
Updated review

Electronic communication just doesn't do it. But, this is the new age of, "The customer is never right ". Other than that, I love perpay.

Date of experience: April 4, 2025

Happy
May 2, 2024
Previous review

Couldn't be more satisfied with Perpsy overall. Inky thing better would be a direct CS line.

Date of experience: May 2, 2024
Texas
1 review
0 helpful votes
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Very affordable
April 13, 2025

Even though I received a tv that was broken to pieces and I wasn't able to get a refund or replacement I still love Perpay and all of the items that they offer. It's very affordable and the best part is they help with building up your credit score. I am so glad 😌 for this website! Keep up the great work Perpay

Date of experience: April 3, 2025