Neighborhood Assistance Corporation of America

Both my brother and son went thru NACA and they are very happy that they did. Both are now home owners..

Naca is the best way to buy house with no down-payment,no cost. I love naca because is help me to buy my house

NACA helped me get the home I wanted. They guide you through the process. All you have to do is listen to what they tell you to do.

My counselor Augustine has been amazing! I will definitely recommend this program to friends and family!

I wish we knew about Naca a lot sooner. Better late than never. Who knows this could be our chance to truly become home owners.

NACA has been a God send in terms of first time ownership. I look forward to working with the staff.

Antonio Coronado is a patient counselor that has been helping to complete the necessary forms in my portal.

I am so excited to be in the process with NACA for home ownership! They are truly a blessing. Very patient and helpful

I was previously so nervous about even trying to pursue the path of trying to purchase a home. It seems like for some its easy and for others it could be time consuming. Each year I would tell myself I'm going to wait another year. Well a few months ago I told myself I'm going to try and if its my time great and if it isn't then its fine. I heard about NACA with No Down Payment, No Closing Cost, No PMI, Points or Fees and Below Market Fixed Rate. I said that's the program for me. My counselor I'm working with name is Zandria Cooper from the North Charleston, SC area and she is the GREATEST! She so patient, responds to emails and phone calls quickly and never minds answering my questions even if I have a million of them. I have 2 more simple task to do before she submits me for qualification and she definitely motivates even when I doubt myself. All I can say is NACA thank you for helping us and Zandria is definitely a great asset to the team. I'm wishing everyone the best of luck, prayers going out to us all, WE GOT THIS! NACA does take time but its well worth the wait!

NACA is an amazing program. I am thankful for the process and information. I would recommend NACA to anyone who is looking to purchase a home.

Back when the home crisis was going on (around 2010) the was an event in LA and people came from far and wide with promises that everyone would be helped. I waited for many days to speak to my lender, was spoken down to by NACA representatives they hurded us around like cattle. One rep had us seated for hours yelling at us as if we were prisoners and said that we did it to ourselves and if we were not so stupid we would not be there and that if anyone spoke or said of anything he was saying he would make sure we were sorry. Phones were very different back then and you could not record things like you can now, believe me I tried. He was too far away and the recording didnt pick up his voice enough. So after days of a very unsafe and traumatizing event I finally got my turn to speak to b of a who said NACA RECEIVED 500.00 FROM THE GOVERNMENT FOR EACH DAY I WAS THERE AND THEY COULDNT HELP ME BECAUSE I HAD AN FHA LOAN AND NACA WAS FULLY AWARE OF THIS! They could try to have me speak to someone to do a loan modification by phone.
Big fat waste of time and NACA knew it.
Dont trust this company!

I first heard about NACA in August of 2020, the moment i heard about the program I went on the website, after reading about the great program that it officers for first time home buyers signed up right away for the Home Buyers Workshop, I went on Facebook and learned that the workshop were being offered live on Saturday (the workshops are no longer on Facebook) and because I was so anxious to learn more about the company I attend the Live Workshop on Facebook, got my NACA ID, set up my file and immediately sign up for an intake session with a mortgage counselor.
10/21/2020 I had my first Intake Sessions with Ms. M. Thomas in the Rochester office, I logged on to the meeting somewhat nervous but the moment she introduce herself told me I was going to be good. She went over all my documents with me, she educated me on the entire program and process, she shared her screen with me, she ensured that i understood every topic she spoke about. I was given my action plan to work on for the next three months, which basically required of me to be able to show that I will be able to save a certain amount for my Monthly Recurring Fund and my Payment Shock over that period while still paying my bills on time.
I am so excited to be on the path to owing my first home and knowing that I have NACA to help me achieve it.

My family signed up with NACA about 6 months ago and we are already for the underwriter and close to finding our new home.

My NACA experience has left me with the drive to push forward no matter what my encounter becomes. Even though I am I the early stages of the program, this experience has taught me to be as organized as possible. At the beginning of my NACA journey I was extremely impatient and wanted everything to fall in place immediately. I realize that in order to complete this journey you must be patient through every obstacle, push with limitless persistence. It doesn't matter how many times paperwork is asked for, do it immediately! Keep all your files up to date, create files in your computer for your taxes, bank statements, W2's etc.… Learn your NACA passwords and use them frequently because you may need to upload something quickly, should they ask you. When you have your documents at hand you can transfer them immediately to where they need to be. Again, I've learned not to complain and just do what needs to be done. The end result is the ultimate goal and is worth the wait I believe, in comparison to other mortgages. Keep a running list of questions and keep and open communication with the representatives of NACA. Check to make sure all your paperwork has uploaded to date in time for your counseling intake session, this will save you so much trouble and the possibility of your file being overlooked. Take nothing for granted as your preparation will prevent your date being moved further down the line. Look at a few houses in the area you wish to buy, look at the mortgage amount, be committed to consistently saving the extra amount that would make your new mortgage! Save, save, save and be committed to a budget!