From the business
Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
Everything was quick and easy very helpful and respectful. Waiting was short customer service very informative and friendly.
Andrea was very polite and accurate and to the point. She is a great example of the leadership of your company.
Agent Mireya, help me with my problem and made my life just a little easier. I just want to say Thanks for your help and being so kind and awesome. Mireya, Thanks again for all your help
Very friendly, great customer service. They walk you through every part of the process. Andrea was very very helpful.
My experience was awesome, Ms Tammy responded kindly and she met my needs without any delay, she gave directions and instructions to help take care of my needs. I will give her excellent iin her job.
Tammy was great in helping me. She was patient and very helpful and I appreciate her assisting me today. Thank you!
Thank you Britney J (Toronto site) for going over and beyond to assist me today. Professional, patient and knowledgeable. Great agent.
Was very helpful in all my needs, I was directed to the correct person and was given the correct information. Agent was polite
Money Key is so reliable and easy to deal with I can always call or email them and I can always count on them t email me reminders about the status of my loan. I called today to reborrow funds and Irene was very prompt with giving me the information I needed and was very happy to assist me in my request. Thanks so much Irene & the Money Key team!
Diana was very helpful to me, she stayed on the phone with me until I achieved my gold. She was very nice and professional. Thank you Diana!
I would like to thank Diane for going above and beyond and helping me get this loan she made my Christmas better she went back and talk to her supervisor about getting this long go through and I thank her for it
Andrea was professional and informative. She made the process easy and explained all details. It was a pleasure working with her. She really loves her job. It shows.
10 out of 10 First time calling and Zam made me feel comfortable, answered all of my questions. I will definitely be recommending Moneykey to friends and family. Thank you A. Rose
Great customer service and dependable agents Great satisfactory experience with customer service agent.
Thank you Irene for being so courteous and patient in assisting me for a new loan. I appreciate everything you did and communicated to me.
Irene Herranz was very helpful overall this company is great! The great part about their loan products is that their payments actually have some part going towards what you borrow, so at somepoint it will be paid off! This is my Go To loan company. They are very fast at processing the loans and very helpful as well.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members