Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
I received fast and great customer service from Andrea today. She was very efficient and helped me out in what I needed.
Mireya was very polite, patient and caring. I had requested one amount but the documents showed something else. Mireya stayed on the phone until the documents were correct. I really appreciated how caring Mireya was.
Thr best helpfull Custimerservis rep i had to talk to this week and ive been calling the last tree days thsnk you Tammy
Its was quick and fast had no problems this is my 3rd time using them and will refer to anyone I know and Mireya was a great help thanks money key!
Irene was very helpful to me in this loan. Your company has been here for me. Irene was very knowledgeable in getting me started and waiting for my signatures. I would recommend tis com for everyone. Thank You
I want to thank you for the great customer service and appreciate Moneykey working with m through this hard time.
Mireya had great customer service skills. I was in a big hurry and she was very patient with me. She never lost her cool. I have been in customer service for over 20 years and have dealt with customer service personally. Not proud to say but customer service these days suck. So my hat goes off to Mireya. Awesome job!
With the holidays approaching money has been tight, it was helpful to have someone truly care about helping me out. Mireya was excellent and very friendly.
Mireya was very friendly, informative and helped with what I called for. This close to Christmas it's very hard to find anyone like that.
She sounds like she's genuinely happy to help.
Irene was very professional and kind! No hassle! A great pay day loan! No crazy fees! I will use them again, if I ever get in a financial jam again!
Tammy A did a great job and was very professional. I would refer all my friends to your site for there money needs.
I appreciate CASSANDRA'S help with obtaining my loan. She gave EXCELLENT AND EFFICIENT customer service to me at all times. I am forever grateful for her kindness and patience. Thank you so much for a wonderful experience with your company! God bless you!
Got the $255 payday loan, terms are straightforward, no issues at all. Had to call customer service a few times to verify information, they were very friendly and handled everything well.
Quick and Andrea G was very helpful. Everything was easy and good to understand. Would use again. Very simple, and she was very communicative.
they helped me with everything i needed. Andrea G. was very helpful with me. I would recommend this company to anyone
Think I would recommend Money Key to others, punctual responses, informative conversation, helpful to questions, etc. Thanks, Thanks! 1
Mireya took her time and was patient in assisting me. She had to call my bank several times and never seemed impatient. She ensured my loan was completed even through the difficulties.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.
Answer: Your actual mailing address. Later in application they will ask for bank info also