Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
Very Professional and very helpful. I was very pleased with the customer service that was provided to me.
Andrea G did an excellent job guiding me through the loan process. She answered all of my questions and was very courteous. Great service.
1business day u will be satisfied I would love to refer. Some one. Thanks again took me long enough to get 1and I was greatful by the news
Money key is a fair and good loan company. I have never had any issues with them. I would refer people to them if they need to get a loan. Andrea was really nice like all the others.
Mireya was polite and efficient. She assisted me with setting up my payment in full to be taken from my checking account on 01/17/18.
Andrea G delivered exceptional customer service to me today. Her pleasant and friendly voice makes you feel at ease while conducting important business. I was able to secure funds and received much needed advice on how to pay down the loan. The MoneyKey service has been very helpful to me in my time of financial shortcomings.
Irene was very helpful and very nice she was very professional money key has always been there for me when i needed them
Easiest place to use for a loan. Very quick. I have used them 3 times. Customer service is always awesome to me. Irene was the last rep I talked with and she was so quick and very helpful. I don't even try to use any other places. Entire transaction through phone and online. Thank you Moneykey!
My customer service rep was very helpful and professional. She patiently took the time to explain the pros and cons of my loan and then she helped me apply for a loan that was comfortable for me. Thank you Mireya Rojas for excellent customer service!
Very nice company, very informed & helpful represantivr. Both Brittany & Maireya are girls with lovely kind helpful personalities, an asset to money key
Excellent services and very polite also very patient and infromative regading my loan extension would defitnetly recommend
She was very helpful and pleasant. I really enjoy doing business with your company. Again Andrea was great. Thank you and have a blessed day.
Very satisfied very professional would use money key in the future for another loan would let other people know about the quality service you get using money key
Excelente servicio, y muy atenta para solucionar mis dudas como cliente. Tambien me explico bastante bien todo el proceso de mi prestamo.
Andrea was good at explaining my options and explained how my survey would be done, she was very helpful and I would come back to get service from Money Key again.
It was a great experience with Mireya handing my loan with Money Key.
Mireya is very professional and much patience.
Thank You
They helped me out when my dog needed emergency surgery the following day and they got me processed and approved to receive funds the following day. Samantha W had a great attitude and really put some effort into handling my request. Thank you Money Key and Samantha W.!
When i needed cash they are there, very professional, convenient, fast, easy to get approved and didnt take long, Irene was very nice and knew wat she was doing thank u very much
Hoy día me atendió Irene muy amable su atención y excelente servicio y sobretodo su atención muy rapido en general siempre q e llamado todo el personal me a atendido de maravilla gracias por su servicio
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.
Answer: Your actual mailing address. Later in application they will ask for bank info also