From the business
Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
MY INTERVIEWER WAS ANDRA.AND SHE WAS GREAT. THANK YOU!
ALL QUESTIONS-ANSWERED
BUSNESS TAKEN CARE OF.
NEXT DAY PEPOSIT--DONE!
Agent made process easy to apply for loan and verified information. Not really big on typing lengthy reviews please take away the requirement to type a 100 words.
No better place that I have applied for a loan and the so highly educated on their knowledge of thier company.
Mireya was professional, customer service focused seem to be knowledgeable and efficient. This interaction unlike some in the past was more positive and gave me the feeling the person I was speaking to knew and understood their job.
It was really good to speak to live representative Andrea G she was very awesome and very helpful. Thanks Andrea G
Mireya- agent was very professional and helpful, had to transfer to another agent where my transaction was made.
Muy professionals y amigables todo el personal de MoneyKey. Es una compañia de prestamos que estan para ayudar a la gente me gusta mucho. Use esta compañia. En esta ocasion me atendio una persona muy amigable y professional se llama Andrea G. Gracias por tu ayuda
Andrea was very helpful and polite in addressing my financial situation. She assisted me in a very professional and courteous manner. I have been a customer
Of Money Key for a long time and would recommend your company to others.
Wonderful experience with Mireya R today. She was patient, experienced and made it easy for me. I would do business with her again.
Very friendly and helpful with issues on email and taking out another loan. I hope to do business again in the future.
MoneyKey helped me right away as soon as I needed it. Wonderful great people. I would recommend MoneyKey to anyone who needs funds right away, they will work with you and help you as much as they can.
Mireya was very efficient and kind! I appreciate not being meant to feel bad for taking a loan. She was very sweet and knowledgable
Mireya was very polite and handled my call professionally! Money Key helped me out in my time of need!
Money Key has helped me out twice before and again they came through.
Andrea is a joy and answers all questions. Full information on rates and payback
Schedule.
I liked the representative, but I could barely understand sone things she stated. It also took a while to get information, maybe he systems to slow loading. Overall she did ok.
Money Key has been a true blessing in the time of need.
Thank you Andrea G for your kind attention.
Money Key treats their customers with honesty & professional. Courtesy. They give full disclosure on their rates & payment plans.
Interaction was brief and professional. Representative was friendly and knowledgeable. The process was easy and problem-free.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members