From the business
Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
Customer service was very helpful, informative, friendly, and patient. Customer Service Representative Yalda was polite, and very knowledgeable of Services MoneyKey could provide.
I been using Money Key services for quite a while.
Easy to fill out paperwork and great costumer service. Mireya is useful, clear and fast. I am very happy with these services and I would recommend to my friends and family.
She took her time and explained everything thoroughly. She is very pleasant and knowledgeable about her work.
M i r e y a was very helpful and polite. She explained everything I needed to know. She went over the contract with me and explained it thoroughly. It was easy to follow along with her. I would definitely do this again if needed.
Love this company never a problem with them. I set up my line of credit and its there whenever I need it all I do is call the next day its in my account
Customer representatives like Giselle, have been especially helpful and polite. Getting a loan and confirmation was quick and easy.
The lady that help was Irene very pleasant and helpful to me explained how things would work and my money would be in my bank tomorrow I would give Irene a 10
Andrea has helpef me in this marree that I am going through. Money Key has once again proven the professionalism in their employees
Irene, my service representative, was incredibly polite and professional and not only resolved my issue quickly, she actually far exceeded my expectations and really brightened my day. Customer service of her caliber is rare and extremely appreciated, coming from someone who has worked in the phone service industry. Things have been difficult for me and Irene understood and worked to help me. Kudos.
-----Jacqueline pasker-excellent helpful, very polite it was very pleasant talking to her. Very satified
Mireya was very good, and patient. Answered my questions. Nice job, would recommend her.as a great asset
Andrea G have very great customer service in give her a 5 star rate. I ready she should move up to a Team leader.
Finished the review of my application quick and easy. Got my loan done in only a few minutes. She was very helpful and polite.
Andrea g was very helpful and friendly and polite very well train and knows what she is doing to help me get my loan
Mireya was very friendly and polite. It was a very pleasant experience. She helped me finish my application very quickly.
Walked and stayed with me through the whole application process! Was ver satisfied with service! Gisele helped me the whole time and was very pleasant the whole time
I've been with MoneyKey for 2 1/2 years. I'm glad they gave me the opportunity to improve financially. They helped when my own banking institution kept denying me loans to get started again. You are great MoneyKey!
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members