Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
I spoke with Yalda she made my tranansction very simple, quick, and effeicient thank U i truly appreciate it!
Ive been a customer for over a year, the customer service is always excellent, the representatives Ive spoken to are always friendly and informative.
I Would recommend... They were helpful and went we lost connection they called me to finish up... Irene was one of the representatives that helped me
Andrea was extremely helpful in getting me the money I needed. She was friendly and helped me out every step of the way.
Gisele was very nice, respectful and stayed with app till all was finalize. She had patience with me and felt the friendly atmosphere, normally people would be very short with you and blunt, but she was ggod i recommend her to anybody than you
I will and am going to refer to my colleagues.
Ms. Mireya was very helpful in helping me with my application.
Mireya did and outstanding job and was quick and efficient and helping me out! I appreciate her staying on the line with me the entire way and making sure I was guided through the entire process.
Yalda was very helpful and got me approved quickly. They also explained how to pay off the loan and save money on fees abs interest. Fantastic
Andrea fue muy amable me explico todo muy bien se porto de maravilla todas mis preguntas contesto muy bien, me agrado su forma del hablar y sobre todo su paciencia.
Was Able to be approve in a matter of minutes with no problem in the best way possible will definitely always come back when needed!
Andrea was very nice, good representation of your company. She gave all the information that i needed
Im a returning customer and I reapplied and did everything over the phone in last than 10 minutes. I will recommend this to anyone who needs money for a short-term, unexpected expense.
The help I received was very helpful, friendly and quick. I appreciate your willingness to work with me. Thanks
I appreciate how Andrea was so friendly professional and so understanding in my time of need. Her voice was very soothing and clear and she made me feel comfortable.
Mireya was polite, patient, articulate and very helpful. She answered all my qiestions and I am satisfied
Mireya was very knowledgeable and professional! I greatly appreciated her assistance! Thanks and keep up the great work!
Yalda was friendly and precise she did a great deal of service for me. She was professional about the different procedures we had to go through to get the job done.
Andrea G el servicio me pareció bueno, pero si nos tardamos un poco y las tarifas poco caras y si ya te no varios préstamos por que no alcanzo máx cantidad
Yalda was easy to talk with and made the loan process a breeze. Great customer service skills! I didn't have any questions because she made the process so very easy.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.
Answer: Your actual mailing address. Later in application they will ask for bank info also