From the business
Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
Helped me understand any questions I had... great job. I had a need for some questions. And because I was a return borrower and because of the service today, you can understand why
I just wanted to say that you guys have a great staff. Awesome representative like Irene. Keep up the great work!
Quick and easy process for returning customers. Friendly representive who thoroughly explained the contract details to include early payback options.
Giselle was extremely helpul in helping with the calculations of the monthly payments for the 2 optional loan amounts I had in mind. I chose my loan and signed the documents while she stayed in line in case i needed help...
Every step was transparent and easy.
Thank you
Ihave been with moneykey for quite some time and everytime iave needed help they
Have always been there for me. Always willing to help
Irene was efficient and very nice, a pleasure to speak with seems to really know how to treat people I hope I get to speak with her again
Irene H was very polite and nice customer service rep. Knew exactly what i needed to apply for a new loan.
Mireya was courteous and professional while handling my inquiry. All of my questions were answered accurately and promptly. Shes a great customer service rep!
The entry process was handled so very professional. I was very impressed YALDA was outstanding she differently rated five stars
Great company to do business with! Customer Service rep David was awesome to talk with. I recommend them to all who are interested. Thanks!
She helped me very much and was very polite and helpful in all aspects of my questions. I would do business with her anytime
Tammy was excellent in helping correct my email address and the process for my loan was FAST! Not only was she kind but professional in all ways!
Ms. Tammy was very patient with me as I was trying to understand all of the terms and agreements. She made several suggestions and tried her best to explain all of the details.
Tammy was really helpful with me getting my loan. Everyone needs a little help with extra funds, and she was very professional and helped me get the funds I needed.
Great service! She really made my day and helped me. She was very nice and professional. Irene should be given kudos for her great service. I work in customer service so I really look for a great customer experience.
Excellent service easy and efficient thoroughly explain the terms of loan. Helpful resourceful knowledgeable.
MoneyKey not only saved my sanity, they saved my house! Gisele was patient and helpful. I am SO glad I found them!
John B.
- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members