Thom K.

Affirm provides capital to Merchants that scam consumers by giving loans to unsuspecting consumers to buy products from internet scammers that either don't deliver or send substandard items like Ride on cars with no wheels. These merchants align themselves with Affirm for money Affirm supplies by giving low cost loans.
The scamming Merchant gets his money. Then Affirm demands theirs and the Consumer has no recourse but to pay the loan. In my case with Magic cars but no ride on car.
Affirm knew they had a no cancelation.a no return a no refund a no post Customer service to call about a Warranty that does not really exist if there is no customer service. Yet Affirm attaches their name to get funds to them to operate. Affirm is the financial side of internet scammers.

No after sales customer service
No phone number means Warranty is a fake

No return
No refund
No recourse even if product was never shipped or never received
No tracking number
No receipts
Internet scam.
No cancelations at any time

My account in Crestview Fl was permanently disabled. I merely suggested that all the numerous Bible quoters-walk their talk not just talk it and I got permanently terminated. They are affiliated with FaceBook you're being watched and data stored about you.